debt elimination
Related Questions & Answers
Results 1-10 from 20 articles
Seeking Advice on Paying off All Debt
Debt elimination is a good thing, but keep in mind that your credit score is based on activity, so even if you pay off your personal and home loans, ...
Answers
- i would agree that you definately want to make sure that you don't have to pay taxes out of it before you use it all to pay off your debt. After that I would pay off d...
- My husband recently lost his step-dad and it is hard. We paid for half the arrangements. My suggestion is do both but a little at a time. Pay off your smallest bill wi...
- S., I am so sorry for the loss of this family member, and how very special that she or he thought so much of you to leave you some money! If this death occurred...
Credit Card Debt Consolidation
I am wondering if anyone has any experience with credit card debt consolidation/ elimination/ negotitation. What were your experiences? ...
Answers
- Have you tried snowballing or debt stacking your debt? To many of those companies ruin your credit by placing notes on your credit report, I know thats not importa...
- just make sure you pay NO money up front
- Call the credit card companies yourself - request they give you a lower interest rate or tell them you will close the account and transfer to a lower interest credit c...
Paying off Debt
Also, I have found Dave Ramsey, Mary Hunt(www.debtproofliving.com) and www.crown .org to be great resources to help with budgeting and debt elimination. ...
Answers
- Hi J., I would imagine you are overwelmed with the responses to your inquiry. I too am a financial coach and would recommend any sort of program without using any co...
- If you had any questions about credit repair, I would recommend my in-laws in Georgia. They work with people from all over the country, so it doesn't matter if you ar...
- J. I am a financial consultant. Be careful with some of these companies. Most of them have hidden fees. Sometimes you will be paying more than you already are. Also if...
Way to Far in Debt
I was nice to have all the debt in one payment so we weren't paying here and paying there and to ..... Need Some Advice About Bankrupcy/debt Elimination. ...
Answers
- J., My husband and I have been living credit card free for almost 2yrs now. We went to Consumer Credit Counseling Services of Nebraska (CCCS). We are on a three year...
- Dear J., So proud of you for reaching out for help! This is what I would tell a good friend or family member if they had shared with us what you have: That wou...
- J.- Below is my response to another mom a few months back. It may feel like the walls are closing in on you right now, but believe me, with a little help thing do get...
Debt Mediation
Read all 49 responses: "Just wondering if anyone has tried debt mediation or credit counseling and ... Need Some Advice About Bankrupcy/debt Elimination. ...
Answers
- I used a counseling service several years ago when my credit card debt reached $20K. I think I had about 8 credit cards then. They made it easy, I just sent them one p...
- I agree with most of the responders: Don't go to a for-profit credit counseling business. If you decide to go with a credit counseling service, go with a non-profit ...
- Hi C.! Please check out DaveRamsey.com before you do anything drastic!!! He is my Hero! I am strongly against consolidating debts, because the interest you pay for eac...
Has Anyone Done a Money Makeover or Financial Peace University?
She gave a few other tips and techniques, but she has an entire training series and there were all kinds of people with varying levels of debt elimination ...
Answers
- I have never used one of those programs but I have read God's Plan For Your Finances and it is excellent. It breaks it down how to help budget your money with real nu...
- Yes !! Take the Financial Peace University Class!!! It will help you save THOUSANDS of dollars each year and truly be at peace with your finances!!!
- My husband and I did Financial Peace University in 2001 and were really successful. We've fallen off the wagon a couple of times since, but always go back to it and it...
Life After Filing for Bankruptcy.
Need Some Advice About Bankrupcy/debt Elimination. ... Need Some Advice About Bankrupcy/debt Elimination. 12 · Paying off Debt ...
Answers
- My husband and I filed bankruptcy 6 yrs ago. Since then we have rebuilt our credit. We have purchased a house, automobiles and we have a credit card. It does take time.
- Don't get any more credit cards. A lot of companies will want to give them to you and really high rates. They know you will be liable for them because you already di...
- I had to do the same thing after 9/11. It's a hard time, but you will get through it. All I can recommend is that you make sure that you pay your bills on time and s...
12 Month Old with Frequent Vomiting
Try process of elimination of the breast milk and the foods you feed. ... Rather do the process of elimination then have him rely on med's to eat, when his system is still ... carpet tiles · breast exam · debt elimination · food diary ...
Answers
- My daughter who is now 16-months old has acid reflux and was on prevacid until she was 8-months old. I took her off of it because I hated giving her meds at such a you...
- Hi. I'm a pediatrician, thought I could help. It sounds like he needs a special study-- you could talk with your doctor about ordering an upper GI with a small bowel f...
- Try process of elimination of the breast milk and the foods you feed. Give it at least 48hrs before you will see results. Same thing with you since you are providing b...
Has Anyone Used Careone Credit Counseling???
I'm so proud of you for deciding to eliminate your debt. It will bring you such great peace of mind, .... Need Some Advice About Bankrupcy/debt Elimination. ...
Answers
- Unfortunately, using a credit counseling company is almost as bad as bankruptcy. I have done some research and have found that there is really nothing you can do othe...
- I would like to invite you to Financial Peace University by Dave Ramsey. It is a 13 week course offered through our church, Sun Valley, and it had made a HUGE differe...
- My sister used Debt SHield, which a friend of hers also used. It worked out well, as if creditors started calling, she just called the person at DS & they had it stop....
Credit Card Trouble
Read all 16 responses: "I have gotten into some credit card debt trouble. I had trouble a while back. ... Need Some Advice About Bankrupcy/debt Elimination. ...
Answers
- Hi L.! I have to ditto previous posters about Dave Ramsey, try to either borrow or go out and but The Total Money Makeover - it will help you and get you inspired. ...
- Unfortunately, sounds to me your going to have to find a second job or your ( husband ). I too was in the same situation, at the time we didn't own a house, It was mo...
- I just wanted to put in one more vote for Dave Ramsey. Not only will he help you get out, but help you stay out and build for a great future!! Listen noon-3p.m. on 95...