debt eliminate
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Wanting to Know How SAHM Manage Financially
... to drive to work so that we could eliminate the monthly payment. .... We have no credit card debt either. And, I will also say that my husband has only ...
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- I did not read all your replies. We moved here to Ohio when my hubby got a new job. When we got here his pay was increased t $65,000.00 a year. One of the reasons...
- We saved up, then downsized EVERYTHING! I clip coupons (you can print some offline too), look for deals on every grocery item even meat(our butcher rocks!), cut down c...
- Before I decided to stay home with my kids I did a financial work up on how much we spent with me going to work. How much was I spending on daycare? How much on gas,...
Need to Set up a Budget
I had over $30k in debt. I now only have my car and student loans to pay for. .... habits are and help you to eliminate some of the bad spending habits. ...
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- I have also heard good things about Dave Ramsey, but something I would suggest reading is "Debt-Proof Your Marriage: How to Achieve Financial Harmony" by Mary Hunt.
- Most churches offer free or cheap Dave Ramsey seminars. They talk about managing money and give you sample budgets to work with. Good luck!
- we use excell spreadsheets, if you would like a copy of them please PM me w/your direct email and i can send them to you. the first is set up to my husbands paydays...
Trying to Stick to a Budget
It helps to eliminate the feeling that when your budgeting you don't get to go out .... We quickly got up over our head in credit debt so between the house ...
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- Good for you! I would suggest 3 seperate bank accounts. One for the house. You will have to decide how much you have to pay yourself. This account is just for pay...
- How is he getting ahold of the money he is spending? If it is credit card or checking account, take them away and only alot a certain amount of cash per week, PERIO...
- I'm a huge Dave Ramsey fan also and we're currently members of his Total Money Makeover website and are working the babysteps. Check out his book and with all honesty,...
Financial Issues
It can help with your monthly payments, if not eliminate your car payment all ... You could use your tax refund to pay off some of your credit card debt or ...
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- Wow! I could have written this myself. We are in a bit of the same situation. My advice and what we are trying to do it number one NO MORE CREDIT CARDS! then we ar...
- B. I definately feel you on this topic. I recently relocated to the Allentown area from NY. Coming w/not much money and not able to get a mortgage yet to to working on...
- Hi there, I hope I'm not too late in responding, but I really want to encourage you to stop thinking you're a failure and that you're failing your kids. Do you realiz...
What Does Botox Cost?
Going that much in debt and spending money on frivolous things like Botox ... Restalyne is a little more expensive, but helps eliminate the appearance of ...
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- Not sure what it costs, but I would tell her, we have two children to raise and put through college and just can not afford to sign on any more debt. I know they are ...
- Hi L.. I'd just like to tell you from personal experience...$ and family/friends don't mix. It will just make for a load of problems if you co-sign for your mom. Ju...
- Oh my!! She really gets this done once a month? Shame, shame, shame on the doctor who is doing this so frequently. My doctor charges between $300-$350 on botox. He o...
Can You Help with Money Saving Tips?
... see where you are 'wasting' money and eliminate those behaviors. ... Part of the plan that I put together is how to budget, get out of debt sooner, ...
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- Hi A., Things we have done: -Switched to CD One Price Cleaners instead of using regular drycleaners for almost all of our clothes, only $2.29/item, even a dress and ...
- Sounds like there's lots of good advice. Skimming through, however, I didn't see anyone put down http://www.freecycle.org. This, and other swap-type groups help peop...
- Did you do the typical things they suggest on money saving websites? -Change to fluorescent coil light bulbs -Lower your thermostat a degree or two in the winter- ...
Question for Sahms from a WannaBe
... if you are able to eliminate those expenses as well as child care, .... I would be home with them...we paid off all our credit card debt and one car. ...
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- My fiance is a construction worker, and only making $30K a year. I tried to be a SAHM, and wasn't able to make it with the finances, so then I became a nanny, and that...
- Hi A.! My name is A.. I recently quit my secretarial job so I could stay home every day with my 4 month old son. The cut in pay was hard, so when I heard about a...
- Hey, I am a stay at home mom of a 2 year old little boy and a 3 month old baby girl! Not too long ago, I searched for what seemed like forever to find the perfect way ...
Do You Ever Feel like Just Saying 'Screw It All'
Sep 23, 2009 ... We all have things going on, some may have more debt than others or ..... to others...get ideas to eliminate your stress and frustration. ...
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- Hi K.- Some days I feel the same- except with fewer responsibilities. And now I feel like a doof for even complaining. Sigh. My husband and I have spent the better pa...
- Dear K., All I can say is to hang in there. It really is no consolation knowing that you are not the only one in the same situation, or worse. It certainly doesn't ke...
- I think we all sympathize dear. =) Keep your chin up!
MMR Vaccine
Prior to the recent initiative to reduce or eliminate thimerosal from childhood vaccines, the maximum cumulative exposure to mercury via routine childhood ...
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- Jennifer R could not have written a better response regarding the vaccinations. I agree completely with her sentiments.
- Thimerosol/mercury was removed from the vaccine ingredients itself but the process of making it still contains Thimerosol/Mercury to there are still trace amounts...an...
- Ask your dr. if thimersol is in their vaccines. I think all drug makers had to remove it a couple years ago, but ask your dr. to be sure. My ped said their vaccines ...
15 Month Old Still Not Sleeping Through the Night
... carbs (ie: brown rice as opposed to white rice). eliminate the morning nap ( one big afternoon nap will work). .... 15 and pregnant · reduce credit debt ...
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- B., I am thinking that at 15 months a child only really needs one nap. Maybe cutting back on the daytime sleeping will allow her to realize that night time is a time ...
- Feed him a high protein dinner with dense carbs (ie: brown rice as opposed to white rice). eliminate the morning nap (one big afternoon nap will work). Lots of play ...
- Hi, B.. I have an 11 year old son and have raised my sister's children who are 19 and 17 years old now. I found when they didn't want to sleep it was best to 1. Give...