death taxes
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Life Insurance
... will not have to pay so much in estate taxes Talk to your financial advisor and lawyer about these things They should be able to help you tailor a plan ...
Answers
- Hi N.. I agree with most of the responses. Term insurance is the best. I'm a life insurance agent & I specialized in educating people about life insurance by doing an ...
- Hi N., I would make sure that your SPOUSE not your child is your beneficiary. If your child is beneficiary, someone will be appointed to oversee their money, and it m...
- My husband went in and purchased term life insurance for 25 years when I was pregnant with my second child. The agent will talk with you to figure out how much you/hus...
Can I Write My Own Family Will?
Technically you don't need a lawyer but you also want to make sure no one gets screwed by taxes from your estate. Helpful? ... Guardianship in Case of Death ...
Answers
- You can look at www.nolo.com If your estate is relatively simple, I think a form-type will or Quicken Willmaker is a good option. My husband and I are working on th...
- My husband and I found a few websites. I printed it out and filled them out. My insurance agent is a notary public so he notorized it. We don't have the money for a l...
- my sis used the will makeer program. we started to and then i realized you can't save and change. so my hubby and i have to find time to both do it together and thats,...
Phone Service - Land Line Phones vs Cell Phones
Those minutes, even seconds, can mean the difference between life and death. .... It's $30 a month and includes taxes. Since I'm at home, we were able to ...
Answers
- L., To agree with most everybody- we keep our landline only because we have kids, and for all the same reasons- sitters, the land phone "stays" on it's cradle, my k...
- Hey L., I never gave this much thought until I heard of a gal who had forgotten that her eldest son (age 8) was getting out of school early and when he got home (and ...
- we live with out a land line. My husband and I have a family plan and its great. The only thing to consider is when you call 911 with a land line they can trace your...
Am I Crazy to Even Think of Leaving of Leaving My Company?
... years partly because of laws and TAXES that have been passed to make it very ... and death), then you just have to buck up and give your work your all. ...
Answers
- You and your husband need to sit down and have a really good look at what you want for your family, what you need, and what you can accomplish. If the job you are at ...
- In all honestly, as hard as it is to not be home and as much as I can understand your desire to be home more, I think you really do have a pretty good situation in tha...
- S., It's tough being a mom. I have three of my own. I ended up staying home and doing without for about 3 years. My son was severly asthmatic as an infant up until th...
"I'm Sick"
Being sick is a serious matter and we worry to death. You knew that the ..... The first time the nurse called I was heading off to get my taxes done so I ...
Answers
- GO YOU!! That was a great idea. I'm a teacher and I still think that was a perfect remedy.
- My first thought was, what is going on at school that she is trying to avoid. My second thought was, well no wonder! Growing up, my Mom always said "If you're too si...
- I think what you did was great and sounds like what I would have done! Good job!
More Advice on Number of Children/environment
... have been better for me; though my second is a special kid and I love him to death. ... plans depend on the income taxes of the next generation), etc. ...
Answers
- I don't have much of a response other than my husband has a very similar mindset as you. When I mentioned your post to him he essentially said having 5 or 6 kids is i...
- Kudos to you for thinking about the earth as a whole :) Awareness is the first step, but you seem like a nice person who would also raise earth conscious human beings...
- Well, I have four children and the environment was never an issue in these pregnancies. I love my children more then anything and while I know adding another life to t...
Help Budgeting
I was a SAHM with a 5 month old so I was scared to death. ... Does your mortgage include property taxes? Do you pay PMI? can you get rid of it? ...
Answers
- Firt of all when there is a will there is a way. My husband brings home about $1750 every two weeks and we have a $1471 mortgage plus a $358 van payment. Then all th...
- First of all, sorry your husband lost his job. Hopefully he will find something soon. I would start looking for things you can make extra $ at, research companies love...
- First thing first: trim the fat. You are already pulling your children from classes, which is great, but there is likely to be a lot of other areas of fat you haven't ...
Should We Keep Our Regular Phone Line?
In life or death...that is valuable time wasted. However....most land line phones (not cordless ... This is what you pay the 911 tax for on your phone bill . ...
Answers
- I don't see any harm at all in cutting the house phone. The only reason that we have one is because we get bad cell service at our house. At our old place, we used t...
- When we moved we went to cell phone only and have not regretted it. We did get an extra phone to leave at the house for babysitters without a cell (mainly my mom :) )....
- C., I was one of the same trying to cut a phone line and trying to make ends meet. Having to call 911 and not being able to speak was scarey for me. Having a land li...
15 Yr. Old Son Wants to Quit School.
... like say 10-15 a week and then less taxes and then show him what is left and ...... class he had in H.S. but he was just plain BORED to death at school. ...
Answers
- My son wasn't doing well in high school due to a lot of medical absences, so we decided to try a nontraditional approach, and pulled him out in 9th grade. He's been i...
- Hi I would also recommend a non traditional approach. Not every child fits the mold in a traditional school system and I'm sure he's tired and wants to move on. You...
- Hello, It could be that your son has so many things he doesn't understand that he's given up because he may think he can't learn. IF this is the case, then I could...
How Can We Get Out of This Circle?
Tax Deductions – with tax write offs you can lower your income taxes .... my husband and I both came close to death within 6 months of each other in 2003. ...
Answers
- First, I agree with some of the previous posts--cut up those credit cards (and go a step farther--call and cancel them with the company)!!! Credit debt is not necessa...
- Oh S.. I know what you are feeling all too well. Have you seriously thought about claiming bankruptcy? It sucks and doesn't look good on the credit report either bu...
- It's been said a ton already, but I gotta say it again-DAVE RAMSEY. His total money makeover book and his talk show is a good start. I won't add anymore about his pl...
