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Credit Card Debt Consolidation
The other frustrating part is that you have to stop making current payments. .... Yes they negotiated the interest rates.. some were zero others were at ...
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- Have you tried snowballing or debt stacking your debt? To many of those companies ruin your credit by placing notes on your credit report, I know thats not importa...
- just make sure you pay NO money up front
- Call the credit card companies yourself - request they give you a lower interest rate or tell them you will close the account and transfer to a lower interest credit c...
What Is the Best Way to Repair Your Credit After Filing Bankruptcy?
And we have a few credit cards with normal interest rates. ... So, if you've been current on whatever you've paid so far, I bet you'd be okay. Good luck. ...
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- I bought my first home after filing Bankruptcy after only 3 years. I had a very goood loan person. His name is Merrick and here is his contact info. 1301 SE Tech Cen...
- Hi S., My name is C. and I am a Real Estate Agent. I Know quite a bit about Credit and you CAN recover from a bankruptcy. I do credit Repair, it works really well. Wha...
- Just FYI, when still in bancruptcy, any type of credit is under the bancruptcy meaning it does not count either way. So, it is obsolete. If the bancruptcy is done, t...
Where to Get the Money
I am currently debit free except for current mortgage and car payment that ..... If your home has some equity you can refinance (interest rates are quite ...
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- I just read about banks or mortgage companies who are offering "guaranteed sale" deals. The way it works is that if your home doesn't sell in a specified number of mo...
- Actually, K., moving to an apartment may be a good way to start over only because it achieves your first objective (and most important): getting your son to a safe pla...
- K., I am a Realtor in Wisconsin. Talk to your lender and see what they have to offer you. About the only way to get a home while you try to sell yours is a "Bridg...
AAA Membership Promotion Code
I would like to join AAA and wanted to see if anyone had a current promotion card. ... health insurance rates · low interest rate credit card ...
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- I just tossed one a week ago..but I'll save the next one for ya! Have you looked on-line? Sometimes the internet deals are better than the mailings.
- M., I am a member and love it!! The membership number is 1-800-564-6222. The customer service is awesome and can answer any questions you have. Good luck!
- Great idea...I was thinking the same thing. Those cards are a good savings...if you get multiples could you let me know please. It could be mailed to me. Thanks so much.
Struggling to Survive in San Diego!
How much do you actually owe, what are the interest rates and can you consolidate any of that ... Consider your current housing, car and daycare situation. ...
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- I don't have any more advice to add that what others have already said. But there is a great website for you to check out called mommysavers.com. Lots of great tips ...
- Hi M., I know what you mean, it's SO frustrating! My husband has a well-paying job (he's an architect at a very busy and successful firm) and we are EXTREMELY stingy,...
- If you are looking for a sloution and you really mean it my husband and I would love to show you a possible way to turn your life around. There is no strong armmi...
Auto Finance--Do We Have ANY Rights??
Just try to get as current as possible. Collection people are rude. ..... They can work out payments and lower interest rates to make your debt mor ...
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- I work at a financial institution and can sometimes hear my collections department. I think that they do have the right to be firm in collecting their money. Believe...
- As a former debt collector, she is trying to scare you. I would get your bill up to date. Some debt collectors have those type of tatics to bully people. Everyone has ...
- J., Sometimes people are just rude. It is her job to collect money - not a fun job I am sure. Why don't you just make sure you pay your bills on time to avoid all...
What Do People Usually Do?
The interest rates are very low compared to most other types of loans a typical ..... Most important your current college and the one she will be attending, ...
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- If i had all my graduate education to do over again - I would have secured a scholarship and NOT have gotten financial aid through the government. I have had a very d...
- First apply for FAFSA on the Web at http://www.fafsa.ed.gov. Even if you do not qualify many of the school loans require that you apply for FAFSA first. Second go to ...
- Go to the financial counselor if she doesnt know which college she wants to go to go to the junior college she goes to now and the financial office should be able to h...
Home Equity Loans
First, I would like to say that I'm not sure how the current economic climate is ... the have huge interest rates and will loan over the value of your home. ...
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- I agree with others about going to local bank. You want someone you can talk to face-to-face. I will warn you that the loan process is much more difficult these days...
- If I were you I would try this: http://www.fatwallet.com/forums/finance/ The people on this forum are VERY knowledgeable and always answer all my questions. They h...
- Hi A., Go to your local bank. Talk to the financial consultant. See what they have to offer. Good luck. All the Best. D.
Financial Issues
We made a list of everything we owed, interest rates and minimum payments ..... They may not be abe to help you save your current home, but they will help ...
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- Wow! I could have written this myself. We are in a bit of the same situation. My advice and what we are trying to do it number one NO MORE CREDIT CARDS! then we ar...
- B. I definately feel you on this topic. I recently relocated to the Allentown area from NY. Coming w/not much money and not able to get a mortgage yet to to working on...
- Hi there, I hope I'm not too late in responding, but I really want to encourage you to stop thinking you're a failure and that you're failing your kids. Do you realiz...
Becoming a SAHM?
Chart out a family budget in Microsoft excel on your current income, .... Also, with interest rates being so low and the housing market at an almost ...
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- It is certainly possible to live off one income of $25K. I've always wanted to be a SAHM and became one while I was pregnant with the twins. I had no choice, because...
- You can live on 25,000 a year. Maybe not as well as you like but it can be done. With the cost of childcare, if you have a large family it is hardly worth working anyw...
- Budget, budget, budget. It can be done. We lived off that much. This is what we did. *We signed up for quicken.com so we could see how much we are spending where a...
