credit union loans
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Credit Repair
I've processed mortgage loans for a few years now so I know a little ... There are 3 different credit reporting agencies: trans union, equifax and experian. ...
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- Hi J., I am a loan officer in WA state. I help people with challenged credit. Our license does not extend to CA, however I have some experience with this. First t...
- I wouldn't use consumer credit counseling if you can avoid it all. My husband and I used it 4 or 5 years ago because we got a little behind and now that we make doubl...
- I've processed mortgage loans for a few years now so I know a little about fixing credit reports. You don't need a company to help you fix your credit report. You can ...
How to Cut Corners on Monthly Expenses
when we bought our new house we didn't get cable and we don't miss it all!! we also went to our credit union and got a personal loan to pay off all of our ...
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- Where do you live? Do you have a WinnDixie around you they have certain bargains on meat buy one and get one free! What is your profession?
- There's a ton of great advice here. I'd like to reiterate the comment about breastfeeding. It will SAVE SO MUCH MONEY. If you are having problems, call the hospital...
- I know you said you already use coupons, but have you checked out thegrocerygame.com? Its a great site and if you want to subscribe, they take your normal sunday coup...
Debt Mediation
We did not end up going with his company because we did a consolidation loan through our credit union. He was our next option. He was very helpful and not ...
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- I used a counseling service several years ago when my credit card debt reached $20K. I think I had about 8 credit cards then. They made it easy, I just sent them one p...
- I agree with most of the responders: Don't go to a for-profit credit counseling business. If you decide to go with a credit counseling service, go with a non-profit ...
- Hi C.! Please check out DaveRamsey.com before you do anything drastic!!! He is my Hero! I am strongly against consolidating debts, because the interest you pay for eac...
In So Much Debt
For various reasons, we have a lot of debt (credit cards, student loans, etc. .... My credit union is running an ad for 0% interest on all transfers for a ...
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- Have you considered transfering all balances to a 0% credit card? My credit union is running an ad for 0% interest on all transfers for a year. Then, if you still ha...
- Hi. First (if you haven't already) you should work up a budget to see what income your family has and then write up all of your bills and see how short (if you are sho...
- In this case, you have three options; 1)refinance your home, if you own it and IF you have equity. But, in order to get the best rate you need to act BEFORE you are l...
Looking for a Bankruptcy Lawyer
Is trying a credit counselor out of the question? I work at a credit union as a loan officer and I'm also in charge of the delinquent accounts. ...
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- Just a little known fact on Bankruptcy, since the laws on bankruptcy had changed, you might still have to pay back debts, but in a longer time period. Lawyers of cour...
- Maybe you should consider looking for a fulltime job, your kids are all school-aged. That extra money can help you pay your debts.
- I think Rebecca is right, try to do credit counceling first. If that isn't going to work for you, there is a great bankruptcy Attorney in Newark. Macey & Aleman, 888...
Does Anyone Really like Their Banks?
Jul 7, 2009 ... I am happier than ever to bank at a Credit Union. ..... some of the major banks but their service is excellent and their loan rates fair and ...
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- Hi C., I love my bank! FROST BANK. Before I switched I was with Chase. Fees and customer service were not the best. One time I was over drawn by one penn...
- I'm a big fan of Bank of America - they have all that and are located across the country, so when we need to hit an ATM in another state, we find one easily so we don'...
- I am happier than ever to bank at a Credit Union. If you live in Denton or Wise County, I highly recommend that you give DATCU a try---for too many reasons to list!
Sell My car...yes or No?
Do you belong to a Credit Union? If you do they should be able to help figure ... If your car loan is at a good interest rate, I say keep the car and try to ...
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- If you're upside down, I'd say no. If it's hard to make the payments, I'd say Yes. If you can afford 1K a month on a car payment (12K in one year), how much more tha...
- I've followed Dave Ramsey as well. and we live credit card debt free... we do have 2 cars - less than one yr from being paid off ... the other 2 yrs. If your car loa...
- I'm not really familiar with this Dave Ramsey guy but before I sold a relatively new car, I would make certain to do ALL the math and see if you come out ahead or behi...
Soon to Be Adult Daughter Needs to Grow Up
You might also open her eyes as to the reality of those college loans. They come due - and the ..... usa credit union · low interest student loans ...
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- A tough transition I'm sure. I haven't been there yet with my kids, but I remember what my mom did with me. She told me that I couldn't live at home anymore, but tha...
- I was quite independant and moved out of my parents' house at 22. Though I said I would, it hit my mom like a brick. My younger sister is 31 and is on her second try a...
- I married a man with two children. We have them full-time - their mom is a "dead-beat". Anyway - whenever he feels guilty - I remind him that you can't raise a child...
Mortgage Companies
Sep 22, 2009 ... Also, I can recommend Community America Credit Union. I have financed homes & cars with them. ... I work at Bank of the West and we love mortgage loans. ...
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- Hi V.! I have two possible options for you. I work at Bank of the West and we love mortgage loans. Our rates may be a bit higher (.25%) but you will make your payme...
- I think going through a broker especially during these times is the better way to go. James B. Nutter, from what I have heard, is a very good company to go through. ...
- Hi V., my husband and I recently found out about a great program that will allow us to get a 15-year, 0% interest, fixed rate loan. It's called a mortgage restructure ...
Auto Finance--Do We Have ANY Rights??
You might contact your bank or your local credit union and see if you can refinance it, you may even get a lower interest rate. You can refinace car loan ...
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- I work at a financial institution and can sometimes hear my collections department. I think that they do have the right to be firm in collecting their money. Believe...
- As a former debt collector, she is trying to scare you. I would get your bill up to date. Some debt collectors have those type of tatics to bully people. Everyone has ...
- J., Sometimes people are just rude. It is her job to collect money - not a fun job I am sure. Why don't you just make sure you pay your bills on time to avoid all...
