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Help, I Can't Afford to Be a SAHM
Our credit score is horrible because we have so many late charges on our .... own home or perhaps work at a daycare where costs are free or at a discount. ...
Answers
- You could be the daycare provider.
- I know you said you don't want to "sell" but what about if it was something you loved and you didn't feel that you were selling? I do it and I love it. I found my pa...
- Well, sometimes, you just have to do something that you don't want to do just to make ends meet. If that means working in the evenings doing retail, then so be it. ...
Odd Question
free credit report in 6 answers "com and request a free credit report on your ..... You should be able to check her credit score with her name and social ...
Answers
- You could try doing one of those online credit reports for your daughter...that's scary that her own dad might be using her credit
- You can do a free credit check online with any of the credit burea's as long as you have address, SSN and full name of person. I did it for my husband when I was fili...
- N., Sounds funny to me, do you have a lawyer? Check this out fast! I worry for your daughter. Prayers R.
Seeking New Home Financing for Not So Good Credit
3rd I know this is going to sound strange When you made that large payoff your credit score droped Now yes it will raise but that usually takes 36 MONTHS If ...
Answers
- Hi M.! My husband's firm does mortgages and he has told me incredible stories about how some of his clients have been turned down by almost every other lender, includ...
- Hi there M., My name is L. Anderson and I am a Realtor in Indiana. I work very closely with a fellow by the name of Bill Zakutansky who works for a Brokerage named Co...
- Hi M.! I can't guarantee he can help, but if anyone can my brother can! His name is Mike Dedo and he is with RLCA. His direct number is 800.601.3589. He's a senior...
Starting a New Free School in Manhattan
Then for any documents or more information Attend a SCORE meeting at a Manhattan Library These SCORE meetings or onetoone FREE business counseling will get ...
Answers
- That is great that you began home-schooling -you own school. You can get all the information from the Board of Education in Manhattan. Simply write a letter (do n...
- Look on the Department of Educations website schools.nyc.gov to see what they require to open a charter school. Charter schools are run by you and you select the child...
- I know some MamaRiseup Mamas whom you may know. If you don't, give them a search. If that doesn't help, maybe I can hook you up w/someone. Also Science Teacher Sara...
Paying off Debt
I didn't have to refinance my mortgage, my household budget has barely changed, AND my 750 credit score has gone up 58 points since May when I started. ...
Answers
- Hi J., I would imagine you are overwelmed with the responses to your inquiry. I too am a financial coach and would recommend any sort of program without using any co...
- If you had any questions about credit repair, I would recommend my in-laws in Georgia. They work with people from all over the country, so it doesn't matter if you ar...
- J. I am a financial consultant. Be careful with some of these companies. Most of them have hidden fees. Sometimes you will be paying more than you already are. Also if...
How Much to Spend on Classmates Birthday Gifts??
Sep 27, 2009 ... We spend $12-$15 per gift (or less if we can score something of that value on sale! .... gifts for girls · credit score free ...
Answers
- What I have noticed and spent myself has been around $20 for a gift. If you do not attend the party then you certainly do not need to buy a gift unless they are a very...
- Hi C., I try to spend $12-15 for kids we don't know. I usually go to Michaels or Joanne's with a 40% coupon and try to find something fun that they most likely don...
- Hi C. The best giftyou can give them is money in a gift card. Since all or most of these children are five or six, put that amount in there or what you can afford.
Automatic Withdrawls
In fact, I auto-pay my min balance on my credit card and then manually pay off ..... pay bill online · credit score free · bad credit auto · services auto ...
Answers
- I am a huge Dave Ramsey fan and listen to his show almost every day. I think what he is saying is do not give creditors electronic access to your account. The only aut...
- I've been doing Auto pmts for years on as much as I can, which now is pretty much everything. I even set up my monthly childcare payment using my bank's bill pay syst...
- Dave recommends never letting creditors or collection agencies have direct access to your savings or checking accounts as many times they will tell you they are taking...
Debt Consolidation Is It Worth It/does It Work???
Sep 2, 2009 ... I do know that it effects your credit score but since my score is not that .... Not only was it an amazing feeling to be debt free, but what was even nicer ...
Answers
- I joined CNI a few years ago and they negotiated a good portion of my debt away. Look into them too, I cancelled all my cards and have bad credit for a few years but...
- Hi there, We looked into this last year when we encountered some of the same problems. You have to be really careful about which companies you go with - there are man...
- Several years ago I went with Consumer Credit Counseling and had a great experience with them. I learned my lesson and, as great as my counselor was, I plan on never ...
Help - Which Credit Card Should I Get?
For example, I believe Starbuck's now has a credit card where you can earn free Starbuck's stuff. I have a friend who is a dentist and he makes all his ...
Answers
- A., I have no idea how old you are but after working for 4 years in a credit card collections department I think it is absolutely outstanding that you are asking th...
- I like Discover. You can get cash back rewards, they have a low APR (which is annual percentage rate, or what they charge you on your balance.) My best advice is to d...
- I would suggest you check with your bank first. Normally a bank will offer a credit card that you can pay directly from your bank account online. Also, the APR is norm...
What Is Life like After Bankruptcy?
My credit score wasn't even on the chart, it was that bad. .... My understanding is that Conusmer Credit Counselling is free, and that those you owe are ...
Answers
- I'd just avoid it. I think it's like taking the easy way out. Can you get a second job? I'd consolidate the debt into one personal loan if you can. You may need a ...
- Hi there J., My husband and I filed for bankruptcy a couple of years ago. We had such horrible debt and were relying on a settlement from my car accident to dig us...
- I know that filing was probably not an easy decision ... it wasn't for me but it was relly my only choice after divorce. My life got easier - no more phone calls, no ...