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Looking for Credit Card "Perks"
Yes | No Save This Remove This Report This Share. T.S. answers from Chicago on October 25, 2007. J.,. We don't use "store" credit cards except for Kohls or ...
Answers
- The newest program I have registered for is uPromise. It's a 529 savings plan to save for school expenses. These expenses could include college tuition, room and board...
- Actually, someone mentioned only using "store cards" for special sales, etc. But, the GAP actually has a new GAP Visa... it can be obviously be used at GAP/Old Navy/B...
- Personally, I like cash back. My favorite is probably the original Discover Card (1% back + monthly special purchase categories that give you 5% back). They also let y...
Filing Bankruptcy
It helped me alot but it stays on your credit report for seven yrs. so it is hard to an apartment, car etc. I am a single mom as well. ...
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- Hi T., I have filed for chapter 7 back in 2005. I had quite a bit of debt, and we did go through a lawyer. it was like $700 but totally worth it. I know so many p...
- T., Talk to an attorney to get all the facts to see if BR is in your future. I filed in 1999 (I was single) and am now getting my credit back (score 725).
- You NEED an attorney! I just went through it and there is lot more to it, and when some creditors kept harassing me, all I had to do was make a call to my attorney and...
Someone Stole My Son's SS Number!
Get a copy of his credit report. That should tell you if tehy are using his ... Consumer credit reports, but you must file a police report or they will ...
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- This is going to sound stupid, but CALL THE FBI. Assuming someone else's identity is a Federal Offense. AND, get www.lifelock.com For 22.5/month no one can open an ...
- I feel for you. I am a single mom and fear that my ex will do the same thing. I have a close friend who this has happened to, not with her children but with her an...
- Hi there, First call all three credit companies and put a 90 day fraud alert on his credit/ss #. You can find their phone numbers online equifax, transunion, and e...
What Is the Best Way to Repair Your Credit After Filing Bankruptcy?
I have one year left for it to be on my credit report but I have owned several .... The client's credit reports are reviewed and an estimate for services is ...
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- I bought my first home after filing Bankruptcy after only 3 years. I had a very goood loan person. His name is Merrick and here is his contact info. 1301 SE Tech Cen...
- Hi S., My name is C. and I am a Real Estate Agent. I Know quite a bit about Credit and you CAN recover from a bankruptcy. I do credit Repair, it works really well. Wha...
- Just FYI, when still in bancruptcy, any type of credit is under the bancruptcy meaning it does not count either way. So, it is obsolete. If the bancruptcy is done, t...
Has Anyone Switched Their Electricity to Ambit?
One thing I like about Direct Energy and Reliant, is there is no credit check ( won't leave a mark on your credit report like some others do), no deposit, ...
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- T., We switched to Ambit Energy about six months ago and so far have saved over $260.00. We also have become consultants for this company and are very impressed with ...
- Hi T., I would encourage you to check out my website at www.juliemoore.igniteinc.biz to sign up for Stream Energy. I recently signed up with this business to help...
- TXU is so high!!! I have felt your pain. Last year we switched from TXU to Direct Energy. Now Reliant is offering even better savings than anyone. I have never hea...
Bally Fitness Gym's 30- Day Free Trial... It's a Scam!
An attorney friend of mine wrote them a letter and demanded that they remove this false and negative information from my credit report or they would be sued ...
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- Unfortunately b/c you gave them your credit card number the cc company has to continue to make those payments. That is the reason places like this request credit card...
- I had a horrible experience with Bally's. Way back when I was a senior in high school, I signed up for a membership. They suckered me into signing up for a 3 year me...
- L. - I came across an article today and I remembered your post. Go and read this. http://articles.moneycentral.msn.com/Banking/BetterBanking/ThePerilsOfAutomaticBillPa...
Writ of Garnishment
Getting a credit report would not have saved you from this unless you were ... That is why you need to hang onto all receipts, check your credit report each ...
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- Hi C., I have been listening to Dave Ramsey lately and he is a big anti-credit card fan. He gives alot of great ideas on how to get out of debt and clear your name. ...
- Hi C., sorry to hear that you have been having such a rough and trying time, hope things are looking up for you and your family. Thanks for passing along such useful a...
- This is terrible and i totally understand. We got into a little bind and tried to go with a credit counseling service. Most of these are scams so be carful if you deci...
Am I Responsible for My Soon to Be X-husband Not Paying the Mortgage?
First off if you are a cosigner on the loan as is you are responsible for late payments it should be on your credit report, I'd recommend pulling it (you ...
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- Hopefully, there was paperwork done at the time of the divorce that takes your liability off you. You probably need to contact a real estate attorney to review your op...
- Yes, you are still responsible. The mortgage company doesn't care what kind of agreement you and your husband came to, they only care about the agreement "your mortga...
- If your name is on the mortgage or et all yes you are responsible. Regardless of whether he made payments at all you are responsible. Have you contacted your mortgag...
Debt Collection-am I Being Scammed?
And, would this debt not show up on his credit report and why now, .... But the debt is no longer a threat to your credit reports.....as you well know now. ...
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- There is such a thing as a deficiency judgment (meaning the lender files a lawsuit to recover and the court issues a judgment); however, some states have anti-deficien...
- Dear K L, 3rd party debt collection companies and continue to attempt collection until the cows come home. The bottom line is this: The original debt is over 10...
- Hi! I am so sorry to hear about this stressful time for you. Here is my advice: 1) If your husband is still in somewhat of contact with his first wife, he should call...
Has Anyone Used FreedomDebt.com?
It still shows up on your credit report that you've involved one of these companies. However, they know the laws and how to negotiate. ...
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- The ONLY place you should work with is Consumer Credit Counseling. But even they can have issues. We dealt w/one years ago, and the person suggested we file bankrupt...
- I wonder if it is similar to nodebtandfree.com We used them to help us out and they are amazing. They advertised on 960AM. It is not debt consolidation or any sca...
- T., there are so few of these programs that are useful and legitimate. There's a reason they're called "CONsolidations". I'd do a whole lot of research before signin...
