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Wanting to Buy a House, but How?
My credit situation and score was better than my husband's so we did the loan in my name only. My credit score at the time was around 655, ...
Answers
- There are lots of ways to help you bring down debt and still purchase a home (without getting ripped off) Try to stay in the same apartment for the next three years wh...
- Really think hard on why you want to own. It's a big responsibility and you might be suprised at the cost of maintenance that you don't pay when you rent. So many ...
- After reading all of the response I decided to let you know about another method that noone here has mentioned. I brought my house 10 yrs ago as a single parent makin...
What Happens to Medical Bills After Someone Dies?
Apr 20, 2009 ... Some medical bills you can't file BK on but some you can. student loan you can not. But if it is credit card debt you can file bk on credit ...
Answers
- Hi SH, If a couple are married, unfortunately the surviving spouse inherets the deceased spouse's medical bills. Having my mother pass away last year of cancer also, a...
- Hi SH, IAm soo sorry for ur loss. We lost my mother in law to cancer in July from cancer also. But if I rember correctly my father in law had to petion it to the inusr...
- I recommend your friend call Andra Cassen at ###-###-####. Andra is a "cut to the chase and take care of business" kind of gal so she doesn't waste time banking billa...
401K & Foreclosure
If you took it out as a general loan then you can use it however you want. Either way I would contact the ... Cashing in My 401K to Pay off Credit Cards ...
Answers
- I'm so sorry for what you are going through. Unfortunately I don't have any good answers for you?! I would suggest talking to a lawyer...but that would cost money to...
- I think that if you took the money out of your 401k for the house then you need to use it for that. If you took it out as a general loan then you can use it however y...
- I guess I'm confused as to why you are working a job that is costing you the possible loss of your home? When my child was born, I had been working a job, but when we ...
Mortgage Company to Refinance with and Should I Pay More to Get a Lower Rate?
Do the math on your loan and figure it out for yourself. Countrywide makes money when you ... We refinanced with the same company that had our original loans, Wells Fargo. .... loan home · mortgage rates · credit loans · car loan ...
Answers
- Most of the time it cost about $2000 to refinance your mortgage. With that said, intrest rates are so low it's unreal. I think they are between 4.9% and 5.6% and tha...
- You need to figure out if the closing costs will out weight the benefits of the new rate. What is your current rate? What are they offering? I would not refi if the cl...
- Hi, I just refinanced with a rate of 4.5% for 30 year fixed (did not have to buy the rate down) with RBC in New Bern. The loan originator there is efficient and ver...
Any Experience W/ Transforming Debt into Wealth by John Cummuta or Other Related
Also, make bigger monthly payments on credit cards, student loans, car, etc. to pay them off sooner. Once you're no longer making payments on loans, cars, ...
Answers
- My suggestion is to check out Dave Ramsey and his book, "The Total Money Makeover" instead. It is an amazing wealth of information and has changed the way we do money...
- I don't know anything about John Cummuta but according to Suzie Orman you should never pay for this kind of service. Just get a book from the library (any book from S...
- yes, I went to a church seminar he held. I was impressed and felt at ease with the concept. I was given so literture as well. After listening to him speak and havin...
No Fee Bank with Decent Service
I've been a member from long ago when they were just TWA's credit union. I've had car loans, home equity loans, checking & savings accounts. ...
Answers
- Bank Midwest. They're local and family owned by Dickinson Financial who is based here in KC so there's a lot of incentive for the employees to give good performance s...
- I have been really happy with the Credit Union of JoCo. Not sure about their overdraft protection- I think it may be based on credit history or history with the bank. ...
- I second first national bank. My husband loves them and has been using them for years! I would stay away from bank of america. We had a bunch of fees from them because...
Seeking Help in Nky
need help figuring out how to apply for collage and grants and loans ... there that charge you to file the application... if they ask for your credit card, ...
Answers
- Go to the website of the college in which you are interested and search for 'admissions' and 'financial aid'. If that doesn't give you the information you need, you s...
- It's actually pretty easy. Contact the college you are interested in to ask about their application process. As far as funding, you can apply online at: www.fafsa.g...
- If you know what school you are applying to they have a financial aide department that will help you. Basically you start by filling out a FASFA. You can apply online....
Need Financing for Business
Everyone will ask you to personally guarantee the note but the micro loans are not as stingent on credit. private email me- I have a lot of sources but I ...
Answers
- I am in the mortgage business (and, yes, my family can still afford to eat right now). Most of the commercial funding sources are all but dried up. Unless you have a...
- Hello L., It sounds like you really want this business and franchises cost a lot of money. May I make a suggestion to you? I have a DVD that I can send to you. I ...
- I heard this is a horrible time to try to get financing for a new business b/c of everything else that is going on. I would try to find a private investor. Stay away f...
Paying off Debt
My hubby and I got married 4.5 years ago, and we had between us $24K in car loans, and $8K in credit card debt. We now have paid those off entirely, ...
Answers
- Hi J., I would imagine you are overwelmed with the responses to your inquiry. I too am a financial coach and would recommend any sort of program without using any co...
- If you had any questions about credit repair, I would recommend my in-laws in Georgia. They work with people from all over the country, so it doesn't matter if you ar...
- J. I am a financial consultant. Be careful with some of these companies. Most of them have hidden fees. Sometimes you will be paying more than you already are. Also if...
Need 'Cold' Lunch Ideas
Home loans/finance----if you have a mgt about to go up you have until December 2008 to refinance on a FHA loan with not cost---please don't wait to the last ...
Answers
- I do fresh fruit - and in emergencies - those cans of fruit that are packed in 100% fruit juice - no sugar. Bananas and apples are quick and easy and the stand by -...
- Think fruit and veggies. celery with peanut butter and rasins i think are called ants on a log. Sliced apples and cheese, fruit cups. Google more ideas.
- wow, you've gotten some GREAT ideas! The only thing I can think to add is pb crackers and granola bars. Try freezing some grapes. By the time lunch is around grapes sh...
