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I"m DEBT Free..Not! I Need Your Advice Again!
We were at $27000 in debt with credit cards, loans, and a remaining car note balance. Although we didn't use the Dave Ramsey method, our own method worked ...
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- I have actually NEVER heard of the person before. I make decent money, and although I'm not completely debt free, at this time I only owe about $20,000. $10,000 of tha...
- Hi A., It took my husband and I exactly 22 months to get out of debt completely. We were at $27,000 in debt with credit cards, loans, and a remaining car note balanc...
- Nothing personal against Dave Ramsey...but am I the only one that see's that HE is the one rakin' in the cash? Books, talkshows, seminars....hhmm? Its this simple, l...
Question About Checking Child's Credit
There are many stories of kids finding out their credit was stolen when they were very young when they apply for college loans or try to buy their first car ...
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- you can get 1 free report from all 3 credit reporting agencies 1x per year per federal law. i know if you go online you have to be careful which site you chose so may ...
- just so you know...they don't need the SSN to set it up...not even for a bank account... to control the issue, take control of it
- Here is what it says on www.annualcreditreport.com/cra/index.jsp FAQ: How do I request a credit report by mail for a child under 13 years of age? The credit rep...
Help for Debt Problem
We went through Consumer Credit Couseling of Elgin. They don't do anything with student debt, car loans or house payments, but they basically negiotaiated ...
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- My Hubby is a VP and does the debt consolidation and he works for citigroup. If your friend refer my name, the analysis can be done free. And you can decide your ne...
- You have gotten some really great answers here but I wanted to throw out a financial author who I really like that she could use by itself or in conjunction with a deb...
- Hi N., My husband and I had an issue last year as he was laid off and we lived on our credit cards. We used a service called Credit Solutions. We've since paid of...
Debt Consolidation Is It Worth It/does It Work???
Sep 2, 2009 ... We actually got a consolidation loan through our credit union to pay off all our credit debt You might want to look into something like that ...
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- I joined CNI a few years ago and they negotiated a good portion of my debt away. Look into them too, I cancelled all my cards and have bad credit for a few years but...
- Hi there, We looked into this last year when we encountered some of the same problems. You have to be really careful about which companies you go with - there are man...
- Several years ago I went with Consumer Credit Counseling and had a great experience with them. I learned my lesson and, as great as my counselor was, I plan on never ...
Advise on Mortgages and Buying a Home
We have excellent credit (over 770) and are interested in one of the FHA loans. Does anyone have a recommendation for a reputable mortgage lender? ...
Answers
- We used Wells Fargo for our first home a year and a half ago. They seem to be fine and are, apparently, pretty stable. We bank with Bank of America, though. Wells F...
- A., If you are in the market and willing to wait a little...contact a Primerica. They are not currently working the new home loans but expect to resume this summer....
- We are closing next week on our first house and we have a really good mortgage broker named Carol Flanagan at Northwest Mortgage Group. We also have a great realtor if...
Need Help Deciding What to Do About Finances
Our loan is too high because last year we refinanced and added credit cards on that so now we owe more than the house is worth. I haven't even told my ...
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- You and your husband need to talk about it. It is not easy. I am going through the same thing. You need to tell him how you feel and you need to make hime tell you ...
- I might be able to help, call me at 877-740-5757
- Hey L. (I am updating my response after having more time to review the other responses...) My heart goes out to you. I have two suggestions in response to the oth...
Looking for Ways to Get Home Business Start-up Money
My credit already sucks, so I am trying to do this without credit cards or loans . Any suggestions would be Greatly appreciated. ...
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- Hey S., Unlike many companies today, the business I'm in is growing (explosive growth due to the economy and so many people being laid off). I'm looking for a few n...
- Start at the small business resource center in downtown Denver....from there they can set you up with the mentoring group of retired businesspeople. They can help you ...
- There is a government site, am not sure of the web site address . try just looking for Gov Grants. G.
Paying off Debt
My hubby and I got married 4.5 years ago, and we had between us $24K in car loans, and $8K in credit card debt. We now have paid those off entirely, ...
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- Hi J., I would imagine you are overwelmed with the responses to your inquiry. I too am a financial coach and would recommend any sort of program without using any co...
- If you had any questions about credit repair, I would recommend my in-laws in Georgia. They work with people from all over the country, so it doesn't matter if you ar...
- J. I am a financial consultant. Be careful with some of these companies. Most of them have hidden fees. Sometimes you will be paying more than you already are. Also if...
What Happens to Medical Bills After Someone Dies?
Apr 20, 2009 ... Some medical bills you can't file BK on but some you can. student loan you can not. But if it is credit card debt you can file bk on credit ...
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- Hi SH, If a couple are married, unfortunately the surviving spouse inherets the deceased spouse's medical bills. Having my mother pass away last year of cancer also, a...
- Hi SH, IAm soo sorry for ur loss. We lost my mother in law to cancer in July from cancer also. But if I rember correctly my father in law had to petion it to the inusr...
- I recommend your friend call Andra Cassen at ###-###-####. Andra is a "cut to the chase and take care of business" kind of gal so she doesn't waste time banking billa...
Mortgage Company to Refinance with and Should I Pay More to Get a Lower Rate?
We refinanced with the same company that had our original loans, Wells Fargo. .... loan no credit check · refinance mortgage loan home rate ...
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- Most of the time it cost about $2000 to refinance your mortgage. With that said, intrest rates are so low it's unreal. I think they are between 4.9% and 5.6% and tha...
- You need to figure out if the closing costs will out weight the benefits of the new rate. What is your current rate? What are they offering? I would not refi if the cl...
- Hi, I just refinanced with a rate of 4.5% for 30 year fixed (did not have to buy the rate down) with RBC in New Bern. The loan originator there is efficient and ver...
