credit debt management
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Secure Credit Card
Read all 5 responses: "hi guys i need to open a secure credit card so i would love to get some refferals and feedback ... Credit Card Debt Consolidation ...
Has Anyone Used FreedomDebt.com?
My husband and I are in debt becasue I was unable to work when I was pregnant with our son and we are desperate to pay off the credit cards. ...
Answers
- The ONLY place you should work with is Consumer Credit Counseling. But even they can have issues. We dealt w/one years ago, and the person suggested we file bankrupt...
- I wonder if it is similar to nodebtandfree.com We used them to help us out and they are amazing. They advertised on 960AM. It is not debt consolidation or any sca...
- T., there are so few of these programs that are useful and legitimate. There's a reason they're called "CONsolidations". I'd do a whole lot of research before signin...
Major Debt Considering Bankruptcy or Foreclosure
My mother and I (best friends) assumed it in our credit cards. We are now in the difficult situation of being 141K in debt, Credit cards maxed. ...
Answers
- Hi. I am an attorney and let me start offf by saying that what I am about to say does not mean that I am your attorney. Sorry, but had a "friend" burn me when I didn...
- Please let me know what you find out. I have been considering bankruptcy for a number of years. Although, I don’t have credit card debt, I have many other negative m...
- My aunt and uncle just went thru bankrupcy, As far as I know it was not too hard. It does cost like 800-900 to get the ball rolling. They were able to keep their hou...
Paying off Old Debt
Paying off Old Debt. So I recently pulled a credit bureau on myself and my husband and found multiple utility bills that he never paid before we were ...
Answers
- Hello, my name is R. I amja Certified Credit Counselor and worked as one for 2 years. THose Utilities from 2001, leave them where they are, they are getting ready to f...
- L., my husband and I work for Freedom Debt - a debt settlement company...yours is past the statute of limitations in Texas so I can't really help you but would advise ...
- My mother-in-law had an issue with a catalog company on a bill that she paid back in 2000. They said she didn't, she said she did. She had ripped up her receipt year...
Do Banks Check Credit Before Giving You an Account?
I didn't know banks checked your credit in order to open an account. .... until it is paid off and you have a letter from that bank that the debt is paid. ...
Answers
- some do but not usually a full credit report. They have some way of checking to see if you bounced a lot of checks in the past and would refuse to give you an account...
- Most banks check your check-writing history prior to opening an account for you, or adding you to an existing account.
- I didn't know that either because we don't sign anything giving them permission to do so. I wonder if they are talking about a different type of check in the bankin...
Debt Collection-am I Being Scammed?
And, would this debt not show up on his credit report and why now, 13 years later? This is the first time I have EVER heard of or from this agency. ...
Answers
- There is such a thing as a deficiency judgment (meaning the lender files a lawsuit to recover and the court issues a judgment); however, some states have anti-deficien...
- Dear K L, 3rd party debt collection companies and continue to attempt collection until the cows come home. The bottom line is this: The original debt is over 10...
- Hi! I am so sorry to hear about this stressful time for you. Here is my advice: 1) If your husband is still in somewhat of contact with his first wife, he should call...
How Do I Fix My Bad Credit?
But I have bad credit. Iv never bought a house before so things like that are not on ... free credit report online · loan no credit · consumer credit debt ...
Answers
- Without knowing the particulars of your credit, whats on it and how long it's been there that is a hard question to answer. I would reccommend contacting consumer c...
- Hello, A., I am a Realtor and I do not recommend that you call consumer credit counseling. That will show up on your credit as a red flag to mortgage lenders. I have ...
- Sounds like you need advice from Dave Ramsey! Try www.daveramsey.com. You can listen to his radio show weekdays from 1-4pm on 570am KLIF.
I"m DEBT Free..Not! I Need Your Advice Again!
My husband and I didn't have any credit card debt when we took it, but we really weren't paying attention to where our money was going. ...
Answers
- I have actually NEVER heard of the person before. I make decent money, and although I'm not completely debt free, at this time I only owe about $20,000. $10,000 of tha...
- Hi A., It took my husband and I exactly 22 months to get out of debt completely. We were at $27,000 in debt with credit cards, loans, and a remaining car note balanc...
- Nothing personal against Dave Ramsey...but am I the only one that see's that HE is the one rakin' in the cash? Books, talkshows, seminars....hhmm? Its this simple, l...
My Husband Hates My Family
children and family · marriage laws · Family Therapist · large family · debt management credit counseling · marriage family therapy ...
Answers
- What is his relationship with his family like and theirs with in-laws and extended family? Is he just repeating a pattern of learned behavior? I think that you need ...
- "For this reason a man will leave his father and mother and be united to his wife, and they will become one flesh." (Gen 2:24) Sweetheart, you already chose between...
- J., I have been through this! In my experience, Men express their fear and insecurities with anger. He is acting like a controlling little boy who will take his mar...
Dave Ramsey's Way
I have no debt except our house and we have four main credit cards. ... His money management concepts really work, and I wish many more people used them! ...
Answers
- His money management concepts really work, and I wish many more people used them! I don't recall him saying that we ever should stop 401(k) contributions... you wil...
- I have no debt except our house and we have four main credit cards. EVERY thing goes on the card basically, and we pay it off in full every month. For every $100 I ...
- Hi Judy, I too would suggest you get rid of the credit cards, if for no other reason than the one you stated yourself. Having them make them easier to use and what...
