credit counselors
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Need Advice on Where to Find Help!
Free and low-cost credit counseling, housing counseling, bankruptcy counseling and education is available from the National Foundation for Credit Counseling ...
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- Call 211. It is an United Way program to get people in touch with the right government agencies, charities, etc. in their area. You may have to call from a land line.
- S., Your mortgage company has to help. If you are able to start paying again, atleast something. With the new laws that Pres. Obama put into place, you must be at...
- I heard about these places from our financial company (where we have our retirement accounts). Good luck, stay focused on your family and remember you will get throug...
Bad Credit Help!
I would not go with a credit counseling agency as a first option. These can actually make things worse. I would call a local lender who you trust and ask ...
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- Take care of your daily needs, but if it's something the you need and your credit history won't let you then I would call a local credit consulting agency to her you g...
- I would recommend reading books by Dave Ramsey and Todd Coontz. They have good advice that's helping me to get control of my debt too. Good luck.
- I'm no expert but I would suggest making regular payments on all debts. No matter how small the payments, as long they are regular it will show good faith effort. It...
Credit Card Debt Consolidation
we use MMI/Consumer Credit Card COunseling service. They are a non-profit and totally legit. I met with them in a local office, and went over my monthly ...
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- Have you tried snowballing or debt stacking your debt? To many of those companies ruin your credit by placing notes on your credit report, I know thats not importa...
- just make sure you pay NO money up front
- Call the credit card companies yourself - request they give you a lower interest rate or tell them you will close the account and transfer to a lower interest credit c...
I'm Getting Married to a Man with BAD Credit
Get both of you to a community credit counselor. We found ours at an agency through the local credit agency. We went to classes at the local vo-tech that ...
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- Hey C., My advice is to seek legal advice about protecting yourself. I always swore to marry someone who cared about their credit and debt as much as me. I just f...
- The laws have changed a bit, but you might want to consider bankruptcy for him if you're talking lots (over 10k). This worked for us, but we still borrowed some money...
- As long as you apply for future items in your name you should be fine on a credit application. The only problem will be that in that case EVERYTHING will be in your n...
Debt Settlement
Credit Counseling is a better way to go- but before you even do that I would suggest ... That is all Credit Counseling companies do and then you pay them a ...
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- Beware, the ones you see on the internet and hear about on the radio are usually scams. We got taken by one company, and the atty we spoke to told us he knows of no l...
- I'm not sure of a consolidation program at this moment but I recently learned about Primerica, and they are excellent at helping you save money on the expenses that yo...
- M., There are no legit Debt Settlement companies. The only thing I would suggest is to get a loan from your bank or credit union. My back ground is 19 yrs in the...
Debt Consolidation
We did Consumer Credit Counseling at one point. I agree that it can be a rip off (you should shop around because they are NOT all the same). ...
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- Two words for you. Dave Ramsey. I know he was already mentioned but if you can get anywhere to see him in video or get his books it really does work. Please try hi...
- My sister and I (she suggested this Service to me, too) used Consumer Credit Counseling Service (CCCS) Agency: http://www.cccsstl.org/ I used the Service late 90s/earl...
- If your credit is already messed up and you are committed to never getting into debt again, it might not be too bad. I have done extensive research. Your credit will...
I Think My Husband Needs Anger Management
Nov 13, 2009 ... Before checking out psychological counseling, I'd say consult a credit counselor first. They do more than help people negotiate payment ...
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- I think the first thing you need is someone to talk to. We are living in stressful times, yes, but it sounds like your husband may have a longer term issue with how he...
- It sounds like you have a good amount of "glue" holding your relationship together. At the same time, you can both see that some changes need to be made--without nece...
- I feel for both you and your husband. I understand the stress of juggling a high powered career, being a wife and mother. I also know you feel your husband’s behavi...
Widow Mom
We also have an account with CCC (Christian Credit Counselors) and they have helped us to accelerate our debt reduction. They were able to get all our ...
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- I am deeply sorry for your loss. I have horrible credit and now getting it back on track. You do not need to pay anyone to fix it for you. I just found out myself. You...
- You could check out the Dave Ramsey Financial Peace Program. Good luck.
- Dear C., I am so sorry for your loss and I know your needs will be met. You have some good suggestions from the other moms. My suggestion is to find an attorney who ...
How to Consolidate
Regarding your mortgage, most banks will require you use a service like Consumer Credit Counseling before they modify your loan. ...
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- L. ~ There's a reason they are called CONsolidations. If you're looking for a common sense way to handle overwhelming debt, you won't find better than Dave Ramsey....
- I work in Realestate and run into this alot. Mortgage companies will not help in a modification if you are managing your bills.I suggest that you contact a good lende...
- we used 'take charge america'- a free service for az residence but that was a couple of years ago. they only charged maybe $5 to have it taken out of my account every ...
CreditSolutions.com
It's Consumer Credit Counseling Services. My sister worked for them years ago when she was in graduate school, and she now has an MBA and a Ph.D. in ...
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- M., Honestly....I would not do it! My husband and I recently do this. We used (I3 Solutions) they are located in McKinney and that is correct you are to stop paying...
- Hi, we looked into this at the beginning of the year and instead went with CAreone to consolidate our debt into one payment. They negotiate with creditors to bring th...
- Don't do it. I just read on cnn or wfaa that the attorney general in KS or MO just filed some criminal inquiry thing against them. The link is http://www.dallasnews....
