credit counselor
Related Questions & Answers
Results 1-10 from 964 articles
Tips to Pay of Credit Cards
The credit counseling services are iffy. A lot of them are out to scam you and finding a reputable one is difficult. I feel like you could be easily taken ...
Answers
- I second Total Money Makeover with Dave Ramsey. Get his book and read it cover to cover - you'll be able to read in rather quickly. Also, he's going to be in Dallas ...
- You can use CCS, and they are good. You can negotiate on your own... but beware, this will show up on your credit report!
- Hi B., My husband and I went through Financial Peace University also and it was SO amazing. It actually inspired a passion in my husband to help others. We made som...
Credit Cards Debit
You may want to check into Consumer Credit Counseling. I've seen a couple of spots on tv about this type of service and they seem to come highly recommended ...
Answers
- I know it stinks and times are tough but you have to pay in the order of importance! Rent/morgage and electricity...grocries...etc...then whatever is left over you can...
- S.- I'm sure someone will have some good advice for you, but the first thing I would suggest is for you to call your credit card companies. Many times you can work...
- Im sorry you are going through Credit Card debt. The best advice I can give you is to call the CC companies and let them know about your situation. Be honest and call ...
Cashing in My 401K to Pay off Credit Cards
Credit counseling is an excellent idea, just make sure you find one that DOES NOT take over payments for you, but counsels you on how to manage them ...
Answers
- Hi J., You should consult an accountant to be sure. But, I believe you pay all your capital gains taxes up front. I'd also consult an accountant about the best way t...
- DON'T DO IT! Dont cash in your future to pay off the past. You'll be creating more problems. Go to Consumer Credit Counseling Services, of New Jersey or whatever s...
- DO NOT DO IT! You will get hit so hard in taxes and penalties that you will have to take a loan just to pay that! My mom closed out hers at a previous job and she had ...
Debt Consolidation Is It Worth It/does It Work???
Sep 2, 2009 ... Make sure you do it with a nonprofit credit counseling service. These are not set up to make money but to keep you from bankruptcy and the credit compnies ...
Answers
- I joined CNI a few years ago and they negotiated a good portion of my debt away. Look into them too, I cancelled all my cards and have bad credit for a few years but...
- Hi there, We looked into this last year when we encountered some of the same problems. You have to be really careful about which companies you go with - there are man...
- Several years ago I went with Consumer Credit Counseling and had a great experience with them. I learned my lesson and, as great as my counselor was, I plan on never ...
Trying to Clean up My Credit
Your credit score will come back up, don't worry, It's just going to take some time. I wouldn't waste money on "credit counselors" or "Credit lawyers" ...
Answers
- Did you contact Equifax etc to see why your score was lowered. That makes no sense! Good luck
- Been there done that and it sucked. Here's the thing, bad credit is better than no credit to a lender. I would go ahead and pay it off but keep something around. Yo...
- It's good to have a couple open revolving cards on your credit. The balance on the card should stay to less than 25% of the credit line. If you pay the credit card o...
Debt Consolidation
We did Consumer Credit Counseling at one point. I agree that it can be a rip off (you should shop around because they are NOT all the same). ...
Answers
- Two words for you. Dave Ramsey. I know he was already mentioned but if you can get anywhere to see him in video or get his books it really does work. Please try hi...
- My sister and I (she suggested this Service to me, too) used Consumer Credit Counseling Service (CCCS) Agency: http://www.cccsstl.org/ I used the Service late 90s/earl...
- If your credit is already messed up and you are committed to never getting into debt again, it might not be too bad. I have done extensive research. Your credit will...
Need Advice on Preparing for College
One other thing talk to his counselors about any of his high school classes that can earn him college credit My senior English class was a college level ...
Answers
- Many scholarships focus solely on community service or membership in a specific organization. You may want to register at http://fastweb.com/ to see the range of schol...
- I can't believe no one has mentioned this yet...so that is why I have to comment. I've heard this from a number of different families/relatives that are going through ...
- Become close friends with the counselors at his school.. they'll be able to help a lot! Be sure he starts applying for scholarships at the beginning of his senior yea...
Has Anyone Used FreedomDebt.com?
I don't know anything about this company, but many years ago I went through Consumer Credit Counseling Service of AZ and they were wonderful. ...
Answers
- The ONLY place you should work with is Consumer Credit Counseling. But even they can have issues. We dealt w/one years ago, and the person suggested we file bankrupt...
- I wonder if it is similar to nodebtandfree.com We used them to help us out and they are amazing. They advertised on 960AM. It is not debt consolidation or any sca...
- T., there are so few of these programs that are useful and legitimate. There's a reason they're called "CONsolidations". I'd do a whole lot of research before signin...
Writ of Garnishment
We got into a little bind and tried to go with a credit counseling service. Most of these are scams so be carful if you decide to do this. ...
Answers
- Hi C., I have been listening to Dave Ramsey lately and he is a big anti-credit card fan. He gives alot of great ideas on how to get out of debt and clear your name. ...
- Hi C., sorry to hear that you have been having such a rough and trying time, hope things are looking up for you and your family. Thanks for passing along such useful a...
- This is terrible and i totally understand. We got into a little bind and tried to go with a credit counseling service. Most of these are scams so be carful if you deci...
Any Experience with Debt Settlement Companies?
In 2000, I used Consumer Credit Counseling Services (CCCS). It took me two years to pay off my credit cards at a much reduced interest rate. ...
Answers
- Hi L., I am going through Consumer Debt Solutions. I started with them in 2006 but my fist payment was 02-07. They are very helpful and I am almost done with them. ...
- Hello L., My husband and I just finished with debt settlement. It was a good experience. We used Credit Answers. The most important thing you look at is if the com...
- Hi L., Where are you located? My husband and I teach families how to make and save money (get out of debt, save for retirement, children's education, etc.). Our off...
