credit cards for no credit
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Credit Card
Asked by P.L. from Chicago
on August 28, 2011
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I'm starting a little business and want get a credit card for that purpes only, I havn't had one in a while and was just wondering is there a card better than the othe...
Answers
- There are so many different kinds of credit cards available right now, there are many options to choose from. For a business, you may want to contact the bank that ha...
- you have to look at the pros and cons and what you want to benefit from the credit card. Hubby and I have one of the Amex cards because we get 5% back on Gas and groce...
- You want a business card for business purposes only? American Express Business Class or Chase Small Business Card I don't know what your business is going to b...
Credit Repair
Asked by J.R. from Los Angeles
on January 15, 2007
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I am looking for any information regarding credit repair, I was told that here where I live in CA. there are many companies that can remove deragatory items from your ...
Answers
- Hi J., I am a loan officer in WA state. I help people with challenged credit. Our license does not extend to CA, however I have some experience with this. First t...
- I wouldn't use consumer credit counseling if you can avoid it all. My husband and I used it 4 or 5 years ago because we got a little behind and now that we make doubl...
- I've processed mortgage loans for a few years now so I know a little about fixing credit reports. You don't need a company to help you fix your credit report. You can ...
Credit Repair
Asked by M.P. from Albuquerque
on August 25, 2010
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We are trying to refinance our house and when I pull my credit scores I am above 620 (Which is the requirement) but when my mortgage lady pulled it she got 605. I am i...
Answers
- If you have any extra store credit cards you don't use you can cancel them. Call and ask they be taken off you credit report. Too much credit, as well as debit lowers...
- I wouldn't pay someone either. There are easy ways to do this, look it up on line. I have had to rebuild my credit and the fastest way I found was to have some one ver...
- When you get your free credit report that itsacrazylife told you about, you can dispute items. Dispute every single one of them! You just click in the box next to it ...
Credit Card
Asked by M.W. from Boston
on July 16, 2010
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Hi Mamas,
Can anyone recommend a low interest rate credit card. I haven't had one in years (I do have a debit card).
Thanks a bunch and have a great weekend.
Answers
- We have one thru Citibank and have never had any problems even with all the recent talk from everyone about credit cards raising interst rates and lowering credit liim...
- I just just one from Chase. Seems like they are heavily trying to attract new card members, since I got 0% introductory for one year, 12% after that and no annual fees...
- We have Citibank cards and a company Visa from Bank of America. We like the perks on air miles and cash back However, I have no clue what any interest rate is beca...
Credit Help
Asked by M.D. from Dallas
on November 18, 2011
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Hi,
I would like to get any advice or suggestions on how to handle credit problems. Unfortunately, my husband was unemployed for several months, of course that too...
Answers
- If you are in the DFW area (they may be able to help even if you are not) then you should contact raiseyourscores.com. My insurance agent recommended the service. I ...
- The best thing you can do is find a Financial Peace University class at a church near you. If you can't afford the class, you can get the book "The Total Money Makeov...
- Hi M., I am a licensed Mortgage Advisor for 13 years in the DFW area and my entire practice is centered around Financial Wellness and recovering from financial trauma...
Changing Credit Cards....
Asked by J.W. from Chicago
on December 24, 2008
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I am thinking about getting a different credit card. We currently have one that accumulates miles for air travel, but it takes so long to get anything from it, that I...
Answers
- Hello J., I used to have an AA miles credit card as well. Once I finally got my flight out of it, I was looking for a new one as well. Citicards has lots of differen...
- I highly suggest getting a UPromise Citi Mastercard (www.upromise.com). If you haven't already set up a UPromise college savings account (for free) for your little on...
- Hey J., I have had a number of different 'awards' gathering credit cards. I have to say the BP visa seems to be the most lucrative (sp?). We have had TONS of free...
Credit Cards...what to Get Now?
Asked by H.J. from Minneapolis
on October 23, 2011
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Sounds like a question for someone who has many but I have had "a "credit card...the same one since I was sixteen. Due to circumstances( which has nothing to do with a...
Answers
- You can get a credit card without an income...I did last year....as long as you have a good credit score. Of course best advice is to pay it off each month. (I have s...
- I don't understand all of the people who are so anti-credit card. I have a discover that gives me up to 1% back on most things and 5% back on gas (although they have ...
- I encourage you to stick with your credit union. They deserve your support, because while the big banks have been busy "screwing" people over many local credit unions ...
Best Credit Cards
Asked by E.B. from Chicago
on February 7, 2010
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My husband and I are considering getting a new credit card to build up rewards for travel. We travel at the holidays (either Thanksgiving or Christmas) every year and ...
Answers
- We use the Capital One No Hassle Rewards card and although I'm pretty sure they do charge an annual fee, I have not had any issues being reimburded for travel. They he...
- I understand, I hate when some of these people do not read the question. Credit cards are not bad when you pay them off every month.........its when you spend way too...
- it's ok but you really have to spend a lot to get just one ticket. the best i have is the reg. american express and discover. you get a check back at the end of the ...
Credit Cards Not Working Overseas?
Asked by A.V. from Washington DC
on June 30, 2011
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I saw this:
http://www.msnbc.msn.com/id/43582483/ns/business-consumer_news/t/us-credit-cards-may-not-always-work-overseas/
Anybody with recent UK experience who...
Answers
- Interesting...I just returned from a week in France (late June 2011) and had no issues. I was in the UK in 2009, Germany in 2010 and had no problems. I have never noti...
- I just got back from Germany, and we ran into this problem once. But we were mostly using ATMs and paying cash because our bank doesn't charge transaction fees, so it...
- If you talk to your bank you should be able to get a card that works. Then you can use it just about anywhere. At the atms you should be able to get a better rate if...
Getting Rid of Credit Cards
Asked by J.S. from Dallas
on April 23, 2009
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I would love to get rid of my credit card debt. Which is the best way to do this? I have heard two different ways. One way was to start with the lowest balance and ...
Answers
- My husband and I were in the same predicament as you were. Had a bunch of little credit cards and then a big credit card with a high interest rate. What we ended up do...
- Pay off the lowest balance first. Every spare dollar goes to pay off that one card. When it is paid in full, take all the money you were sending in on that one and p...
- J.~ I second what Cindy said. We are actually in the process of paying off credit card debt. We have paid off 3 so far by starting with the lowest balance. We actually...
