credit cards for no credit
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Small Business Credit Card Recommendation
You can pay your bills online at no charge as well. You can also itimize your statement for tax purposes. I also have a Capital One Business credit card. ...
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- I love my business Discover. I love the cash back bonus. I used it to buy presents this year :)
- J.-The American Express is by the the best!! The fee is a write off anyways and is worth it and you get points. We have been using it for years and have had to dispu...
- I have used Advanta for a number of years for my stamping business (http://lisamiller.stampinup.net) and have been mostly happy. Yes they won't budge on their interest...
Credit Card Help
Ok 4 years ago I transferred all of my cc's to a no intrest credit card. I guess I forgot about one and they happened to stop billing me around the same ...
Answers
- Scare tactics and if they keep hounding you, you can press charges against them. DO NOT GIVE THEM YOUR ACCOUNT NUMBER. Have they ever notified you via mail that you ...
- Do not give them any access to your account or post dated checks. Tell them to send you something in writing to say that they will accept $150 a month and then send th...
- Everyone else has given you excellent advice. I'll just add that you can go to www.daveramsey.com From there you can listen to his archives online at your leisure. ...
Credit Card in Collections
I've heard TX is a friendly state per se and since it's a credit card, ... that will go into the public record and on their credit record. No garnishment. ...
Answers
- It is true that if the creditor wins the lawsuit, the creditor cannot garnish wages; the creditor would win a judgment which, when filed of record, could attach to the...
- I have a friend whos parents are being sued by citi bank and target right now for about 12,000 and 5,000 they live in assisted living and can not afford to pay so she ...
- Yes, they can sue. Will they? Typically the amount has to be very large to make it worth their while, because winning a lawsuit does not mean guaranteed payment, it ...
Husband Went Credit Card Crazy
Read all 5 responses: "My husband went credit card crazy about three years ago. ... Creditors Have Increased My Interest So Much I Can No Longer Afford to ...
Answers
- Cut up the credit cards! If you don't have any in your possession, than you will be less likely to add to your debt. I know the economy is really rough right now, but ...
- I actually found a really good book that helped us out. It is called The Total Money Makeover by Dave Ramsey. It really helped out with what steps to take and when to...
- Try Consumers Credit Counseling,they are a not for profit credit counseling. They can get your debt reduced,late fee's etc with the credit companies and set up a month...
Trying to Clean up My Credit
I believe that paying off this credit card should improve your FICO score because you will no longer be showing an unpaid overdue collection on your credit ...
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- Did you contact Equifax etc to see why your score was lowered. That makes no sense! Good luck
- Been there done that and it sucked. Here's the thing, bad credit is better than no credit to a lender. I would go ahead and pay it off but keep something around. Yo...
- It's good to have a couple open revolving cards on your credit. The balance on the card should stay to less than 25% of the credit line. If you pay the credit card o...
Best Way to Increase Credit Score
Jul 18, 2009 ... Also make sure to pay all of your bills on time and not let any checks bounce - it makes no sense to direct all your money into credit card ...
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- It really depends on how much you could spend and what types of cards they are. Have you credit pulled lately? This is the first step to make sure that your credit re...
- I would check out Suze Orman's website to see if she has any info that would help. http://www.suzeorman.com/ But, based on some of the stuff I heard her say - your ...
- I would say that completely paying off and closing 4 is the best option. Having lots of cards open counts against you even if your balance is low because you have so m...
Credit Starter
I agree no credit card is a good credit card! I also highly recommend Dave Ramsey. Check out www.daveramsey.com, he also has a show on talk radio every day ...
Answers
- If you don't belong to a credit union you can join, I would suggest that. My credit union is GREAT. I will NEVER go back to a regular bank. I have two secured cred...
- Another Dave Ramsey fan chiming in here. Please do not get a credit card just to "build your credit" (or encourage anyone else to do so...especially a teenager or col...
- My husband and I have found that the best credit card is American Express. It has a good rate. Now typically if you don't have any credit your limit is going to star...
Paypal Use
PayPal charges no fees for regular transactions--only if you're receiving payments from credit card users, for which they charge .30 + 2.9% of the total. ...
Answers
- I've been using PayPal for several years now, and find it incredibly convenient. My account has never been compromised. I know not everyone has had that experience, ...
- I guess I am the only one who has had a problem with Paypal and I'll never use it again. Someone hacked into my account and charged French stamps, a dog magazine subsc...
- Have been using Paypal for years, and never had a problem.
Need Advice on Husband's Spending
Sep 30, 2009 ... He is an adult, he earns the money, no you can't be Mommy to him but if you both have a budget, NO CREDIT CARDS, CASH, CASH, CASH. ...
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- How 'bout talking to him about putting yourselves on a budget? Take away the credit card and give yourselves a weekly allowance for fun/treats/"me" things.
- I agree with Yvette's advice.
- J., I know what it is like to live on a tight budget. When my husband was working on his Ph.D, I was the main bread winner. I was pretty hard on him when it came...
Looking for Advice on Credit, Mortgages, Real Estate
We are looking into getting him a secured credit card just so he has some ..... We didn't need anything down and we had no credit, the only stipulation we ...
Answers
- My husband is a branch manager at Top Flite Financial in East Lansing. He can help you fix up your credit and see you into your home in the near future. Give him a cal...
- The good news is that it is never too late to start rebuilding your credit--but it can take time. Pull both of your credit reports (maybe go to your bank and have the...
- When we were looking at buying a house our bank told us that even though we had a couple of open credit cards it wasn't enough revolving credit. So I would ask your le...
