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Upromise Account - Is It Worth It?
I'm just not sure if I want to give my credit card info to the upromise people - Is ... but I have a card for Publix when I go there, gas card, you name it! ...
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- If it doesn't feel right I would not do it. I will only put my money with a financial institution that is FDIC approved and insured. Try one of the banks they have so ...
- my advise is to put money aside in your 401k or get a roth ira, for more info about this, visit clarkhoward.com
- Hi L., Try Fifth Third Bank also. They have a wonderful college fund. When my mom passed away last year, she left some money to my 5 year old. Since I don't know...
Anyone Use Upromice?
However, my father and my husband have the UPROMISE credit card. ... We use credit cards to pay for everything, but we record the money as if we had already ...
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- Michelle - if you don't already have a 529 for your kids, then this is a way to do it. I have been a member of Upromise since before my son is born, he's now 2 1/2, an...
- I have advertised for them before. When I had my almost 2 year old I signed up. I should have a LONG time ago. They have money in their accounts. Also I have famil...
- Maybe if you start now it'll be worth the trouble and if your family members (grandparents) will participate it'll help. I've done it for years and it's only added up...
Christmas Gift Ideas for Preschool Teachers?
Oct 30, 2009 ... I know this is late, but I noticed not a single mama suggested a gas card. Gas prices are going up, and preschool teachers don't make very ...
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- My friend is a grade school teacher and she would tell you "gift card, gift card, gift card" :O) She has been given so many mugs, note pads, etc. over the years and t...
- As a teacher, I can tell you that the best gifts are gift cards! I don't need anymore mugs, ornaments, notepads, or knickknacks.
- I want to share a little story.. my baby is attending a great day care and the teachers are amazing!! Those women work many hours (plus they have kids and families to...
What Is Life like After Bankruptcy?
About a year after it was all said and done, I got my first credit card. It had a HIGH interest rate and only a $250 limit. I used it for gas and paid it ON ...
Answers
- I'd just avoid it. I think it's like taking the easy way out. Can you get a second job? I'd consolidate the debt into one personal loan if you can. You may need a ...
- Hi there J., My husband and I filed for bankruptcy a couple of years ago. We had such horrible debt and were relying on a settlement from my car accident to dig us...
- I know that filing was probably not an easy decision ... it wasn't for me but it was relly my only choice after divorce. My life got easier - no more phone calls, no ...
Financial Advice
Unfortunately, we have racked up quite bit credit card debt just on everyday expenses. Most of the debt has been for gas and groceries. ...
Answers
- L., This economy is tough for everyone. Whatever you do, do not go with a debt consolidation company who promises to save you money and work w/ your credit card c...
- I have not ever been in that situation, but from watching a number of different things on tv, magazines etc. You should definitely look at your debt and lay it out if ...
- Hello, I hear you there. Though I must say, your debt is not bad and very manageable. I would not close out accounts or take out any more loans. If you do get an offer...
Credit Starter
You can do this with anything you would pay cash for....gas, clothes, other bills. Also using your credit card gives you points which you can redeem for ...
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- If you don't belong to a credit union you can join, I would suggest that. My credit union is GREAT. I will NEVER go back to a regular bank. I have two secured cred...
- Another Dave Ramsey fan chiming in here. Please do not get a credit card just to "build your credit" (or encourage anyone else to do so...especially a teenager or col...
- My husband and I have found that the best credit card is American Express. It has a good rate. Now typically if you don't have any credit your limit is going to star...
Advice on Identity Theft
I have been the victim of identity theft USING my credit card, so that is not safe either. The clerk at the local gas station spent 2 days copying credit ...
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- I don't understand why the bank will still allow them to go through. Tell your friend to take the police report to the bank. I had an employee steal company chec...
- I agree I think you need to find a new bank. and I would get the bank manager on the phone, they definitely should not be clearing checks on a closed account, thats c...
- You usually don't hear about identity theft with checks because usually the checks are stolen and then written or someone had access to those checks. Be careful with d...
I Need HELP Please
If you are dealing with credit card debt, I would cut up cards now... and ... He suggests a company called American Credit card counselors or ACCC if you ...
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- Hi V., I am not sure I am clear on what you are having problems with, is it that you can’t get out of debt or that you can’t balance the check book. Not sure w...
- I am a Financial Analyst so of course I am in charge of all the bills too so I understand how you feel. Do not be ashamed to go to your husband's mother for assistance...
- Years ago, we used Consumer Credit Counseling Service of Cincinnati and they are a non-profit organization that helped us get back on track and it was free then, but t...
How to Cut Corners on Monthly Expenses
Your best bet is to look back at your expenses (checkbook, credit card, .... I try not to do too much driving during the week, gas is so expensive. ...
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- Where do you live? Do you have a WinnDixie around you they have certain bargains on meat buy one and get one free! What is your profession?
- There's a ton of great advice here. I'd like to reiterate the comment about breastfeeding. It will SAVE SO MUCH MONEY. If you are having problems, call the hospital...
- I know you said you already use coupons, but have you checked out thegrocerygame.com? Its a great site and if you want to subscribe, they take your normal sunday coup...
I"m DEBT Free..Not! I Need Your Advice Again!
My husband and I didn't have any credit card debt when we took it, .... just calling and sending your love over the phone- this can save you $ on gas. ...
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- I have actually NEVER heard of the person before. I make decent money, and although I'm not completely debt free, at this time I only owe about $20,000. $10,000 of tha...
- Hi A., It took my husband and I exactly 22 months to get out of debt completely. We were at $27,000 in debt with credit cards, loans, and a remaining car note balanc...
- Nothing personal against Dave Ramsey...but am I the only one that see's that HE is the one rakin' in the cash? Books, talkshows, seminars....hhmm? Its this simple, l...
