credit card debt counseling
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Don't Know Where to Turn??? Husband Doesn't See That We Have a Financial Problem
Aug 20, 2009 ... We just got one credit card paid off and another one close to being ... I did debt counseling for years - without knowing your financial ...
Answers
- You should read Dave Ramsey's "Total Money Makeover". My husband is a full commission loan officer. We have always had enough money for all our bills until more rece...
- I know what you mean. Currently my husband is looking for a second job because frankly he makes more money than I ever would. I sew some of my kids clothes and go to t...
- Sounds like you are trying to do everything right! How about refinancing your mortgage? Consolidate any debt into one bill/low interest rate? Watch carefully on you...
How Can We Get Out of This Circle?
I have been credit card debt free for a year. I am 40. Best year of my life. Beware of some credit repair places. Consumer Credit Counseling Servises is one ...
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- First, I agree with some of the previous posts--cut up those credit cards (and go a step farther--call and cancel them with the company)!!! Credit debt is not necessa...
- Oh S.. I know what you are feeling all too well. Have you seriously thought about claiming bankruptcy? It sucks and doesn't look good on the credit report either bu...
- It's been said a ton already, but I gotta say it again-DAVE RAMSEY. His total money makeover book and his talk show is a good start. I won't add anymore about his pl...
How Do I Get Husband to Stop Spending Money?
We have paid off somewhere around $66000 worth of credit card debt, ... That is great that you are going to financial counseling next month - hopefully that ...
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- It is obvious that you both have two different money styles, he is the fun one and you are the responsible one. If you could both add the fun (you) and the responsible...
- It's sad and so frustrating when our husbands cannot submit themselves to the financial budget. I used to sit down with my husband and plan a monthly budget, which he...
- I'm sorry you're having such a hard time with your husband spending money! That does make things rough, especially when he seems to be running from taking a part in de...
Husband Won't Get a Job
He needs counseling and you need a safe haven. .... then you need to explain to him that going into credit card debt is not what you want for the family or ...
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- S., Read "Created to be His Help Meet" by Debi Pearl. If you read this book you will have your questions answered. at first you will want to throw the book against t...
- First of all get you and your boys in church. Don't worry about your husband not going with you. You need your church family to help you thru this time. Don't let h...
- S. you need to leave him. A good Christian husband would not treat you that way. No where in the Bible does it say it's ok to treat you like dirt. He needs counseling ...
Financial Assistance
http://www.credit-counselors.cc/?OVRAW=CCCS&OVKEY=ccc. ... Do you need debt counseling/consolidation or are you in need of financial advice? Helpful? ...
Answers
- S. - Your first order of business is to throw the word divorce out of your vocabulary. You think it's expensive now??? I have been where you are. There IS a lig...
- Call Scofield Memorial Church. ###-###-####. They MAY be able to help short term w/ finances. They have a wonderful associate Pastor- Neil Curran- who can help you g...
- dear S. - are you a member of any church in the area? i know that church's are especially sensitive to these type of situations and usually most of the bigger ones ha...
I Hate Being a Working Mom, Advice Please!
One of you girls mentioned counseling might help. I completely agree because my son LOVES his ..... My biggest advice is DO NOT GET INTO CREDIT CARD DEBT! ...
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- I hated working too! I worked very hard bringing my daughter into this world and did not want to miss a single moment or milestone. You will have the rest of your life...
- We cut out special items like cable, newspaper, coffees, going to dinner or movies. We unplug everything or turn off our powerstrips. That alone saved us $41 a month. ...
- You and your husband CAN find a way that works. Stay at home Moms ( my older daughter is one) make sacrifices - use ingenuity - work at home -- any and all of the abo...
How Do I Teach My 19 Year Old Son to Be More Responsible with Money?
Try reading "Debt Proof Your Kids" by Mary Hunt, and also give him a copy of " The ... Yep... does he have a cell phone or a gas card? ... Credit Cards Debit ...
Answers
- In my opinion, if he is not going to school, he needs to be paying rent, at least several hundred dollars a month. Just think....If he was living on his own I doubt h...
- I am curious what you are currently paying for him right now. Is he living at home, do you pay his gas, extras, etc? If you are paying his schooling, I would sugg...
- Try reading "Debt Proof Your Kids" by Mary Hunt, and also give him a copy of "The Complete Cheapskate" by Mary Hunt. It teaches very sound financial advice on how to ...
Husband Wants Lots of Kids- I don't-Wishing I Could Escape My Marriage
If your husband isn't willing to try counseling or making any changes you may have ..... They never used credit, not ever, and their home is completely paid for now. ..... I do scrapbooking and card making as a hobby and I am able to buy ..... Is money tight, you bet it is, we are so far in debt it isn't funny. ...
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- J., OUCH You are making my life sound awful. Let me explain before you get upset. I never thought I would want a large family, but be it as it is we have 5 children a...
- Obviously compromise is the heart of marriage, but at the same time it sounds like you are making all the compromises and not your husband! You are attending church fo...
- You've already gotten alot of responses but there's one more point I'd like to make that I haven't seen written yet. You said you'll have one more child, I'm not sure ...
$7000 For Tutoring at Sylvan to Teach My 10 Year Old How to Read???
Budget · Credit Cards · Financial Problems · Financial Responsibility ... that first report card came home with the failing grades a few weeks ago. .... Tests are pricey, that one was $1200, including the interpretation/counseling charges. ... going into debt- and having her feel like something is "wrong with her. ...
Answers
- Hi L. - Send her!!! I sent my daughter for math and I have not once regret the decision. We use to struggle on a nightly basis with her math homework and WOW ~ what ...
- Hi L.! Have you heard of Kumon? It's another tutoring program and it's really effective. I'm a teacher and I plan to enroll my little one as soon as she's old enough b...
- Hi L., I worked in the special ed. field in the public school system for many years. If your child has a normal IQ and below average scores in reading, the school sh...
Credit Card Debt Consolidation
Asked by C.C. from New York
on May 21, 2009
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I am wondering if anyone has any experience with credit card debt consolidation/ elimination/ negotitation. What were your experiences? And if so, what company/ websit...
Answers
- Have you tried snowballing or debt stacking your debt? To many of those companies ruin your credit by placing notes on your credit report, I know thats not importa...
- just make sure you pay NO money up front
- Call the credit card companies yourself - request they give you a lower interest rate or tell them you will close the account and transfer to a lower interest credit c...
