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Mom Needing to Vent/credit Card Issues
I was having some financial difficulty with my credit card bills. ... ourselves dealing with collection agencies There is an actFair Credit Collecting out ...
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- Hi B., Good for you for owning up and taking responsibility. Sometimes we have to learn lessons the hard way. We have to put on our "big girl panties" and deal with...
- Dear B.!! Thank goodness that you are through with citi-bank Visa, and I hope and pray that you have cut up that card and never use it again! To answer your questi...
- I'm sorry you had that happen. We are dealing with similar issues, meaning debt and not a lot of money. We got behind in payment a few months ago and it took about 4...
Debt Consolidation Is It Worth It/does It Work???
Sep 2, 2009 ... credit card companies in 6 answersBecause it is not secured The credit ..... the nonprofit credit counseling agencies The one we looked into ...
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- I joined CNI a few years ago and they negotiated a good portion of my debt away. Look into them too, I cancelled all my cards and have bad credit for a few years but...
- Hi there, We looked into this last year when we encountered some of the same problems. You have to be really careful about which companies you go with - there are man...
- Several years ago I went with Consumer Credit Counseling and had a great experience with them. I learned my lesson and, as great as my counselor was, I plan on never ...
Seeking Child Care in Naperville IL
I would appreciate any recommendations for agency, in home, or nanny care. Thanks .... credit agencies · home health agencies ...
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- Hi A., I use an agency called US Aupair www.USAuPair.com and they charge the lowest fee's of all of the aupair agencies. We have hosted aupairs since January 1998 ...
- Hello, I live in Montgomery, is that too far? I figured I'd ask before I get into all of the details about myself. But basically I have decided to be a SAHM, I was ...
- Manika day care & preschool. She runs a licensed day care from home. 3315 Timber Creek Lane Naperville il 60564 near 95th & naperville plainfield rd ###-###-...
Creditors Have Increased My Interest So Much I Can No Longer Afford to Make Pymt
Sep 7, 2009 ... Unfortunately it does no good to call them There are agencies that will help you resolve your credit problems however there are a lot of ...
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- K., many people have gone through this situation, our household has been affected as well. I have read somewhere that new laws were passed that banks are not allowed t...
- Join the rest of us. The United States is a mess and no relief is in sight. What you can do is call the companies, ask for the supervisor and try to get the interest r...
- Well, if you don't need to buy a car or a house in the next 7 years, (probably more like 9) you can completely ignore them and never ever pay them. They will hassle yo...
Financial Help for Single Mothers and Unpaid Maternity Leave
I saw links to WIC; child care assistance; TANF; and other agencies that can help point you in the right ... The key is to stay on top of agencies you go to for help. ... energy bill · job agencies · credit agencies · single moms ...
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- A. I noticed you live in Indiana. I did a tiny bit of research and if you go to http://www.in.gov and click on family and health there are several links that will co...
- I can help you. Have you heard of LIHEAP? It is energy assistance and if you qualify for that, you might qualify for some money off your phone bill too. There are l...
- Here where I live you can sign up at the job source office for energy assitance. They will pay 100.00 dollars on your eletric/gas bill if you qualify. Also my husband ...
Bankrupcty
Other things you pay for monthly like cell phones may report to credit agencies also. Check with them. Meanwhile, given this information, I would keep the ...
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- basically the more positive things go on there, the better for your score: ability to pay, like making more money and putting money in savings - try to have a one year...
- Keep your house! This will actually help you rebuild your credit if you are able to pay every month. If you pay extra each month that will also help. Bankrupcy is on y...
- Hi C M - Filing for bankruptcy is a really hard decision. I can only imagine the stress that you have been under. It's a wonderful thing that you have been able to k...
Bankruptcy and Short Sale
You can try going to the individual credit agencies websites (Experian, TransUnion & Equifax), and disputing the mark on your credit report. ...
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- MY response to J. would be to call who *I* always call with these questions. My personal mortgage and a lot of my clients (and all of my co-workers at my last brokerag...
- Here is a link to a publication by the Oregon State Bar giving general information about bankruptcy, including information for how long it will stay on your credit rep...
- bankruptcy and short sale A few things: 1st you are not the only one going through this. There are thousands of families going through this and more to come, so k...
Travel Agencies
Budget · Credit Cards · Financial Problems · Financial Responsibility ... Travel Agencies. I would like to take my husband on a vacation for his birthday as ...
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- Are you a member of AAA? They are a great resource and offer discounts, etc. Check out Clark Howard's website too. Wonderful deals and great ideas.
- You don't necessarily need to have a travel agent that is in your community for them to help you book a great trip. Try Crystal Lake Travel, Pam Doherty. She and he...
- I just got this referrel from a friend. My name is L. Johnson and I'm a travel agent in Woodstock, GA (Towne Lake area). My service is absolutely free and I do my be...
Seeking a Solution for Debt Years Old
If it's been awhile, and the debt has been sold to several junk agencies, it's going to stay on your credit now matter what you do unfortunately. ...
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- Check out Dave Ramsey. You can find his website online and there are classes that are offered most of the time at a local church. He is GREAT about teaching how to ge...
- I agree with checking out the Dave Ramsey program. If finances prevent you from attending, some seminars offer scholarships. And DON'T file bankruptcy. You won't be ab...
- Check out Dave Ramsey he is a financial guy. He has a website and wonderful advise. He teaches you how to get out of debt and stay out and build wealth. He has chan...
Don't Know Where to Turn??? Husband Doesn't See That We Have a Financial Problem
Aug 20, 2009 ... even if your "debt is not high enough for bankruptcy" - you might want to try a credit counseling agency (look up "cccs phoenix") - often ...
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- You should read Dave Ramsey's "Total Money Makeover". My husband is a full commission loan officer. We have always had enough money for all our bills until more rece...
- I know what you mean. Currently my husband is looking for a second job because frankly he makes more money than I ever would. I sew some of my kids clothes and go to t...
- Sounds like you are trying to do everything right! How about refinancing your mortgage? Consolidate any debt into one bill/low interest rate? Watch carefully on you...
