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Question for Military Families..
Asked by K.U. from Dallas
on January 28, 2011
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I watched Oprah's show yesterday about the need to be more aware of the sacrifices soldiers and their families are making for us every day and I couldn't agree more! ...
Answers
- Find your local USO. There is always a need at the USO and they do so much for the soldiers.
- I also saw Oprah's show yesterday when my mom called me to tell me to turn it on. I am the wife of a soldier who is currently deployed for a year (3 months down, 9 to...
- Did you know that DFW airport has a group of people that welcome soldiers home as they are either arriving at DFW or passing through DFW. You can check it out on the l...
Jobless Family
Asked by A.K. from Albuquerque
on March 8, 2009
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My hubby was laid off about 6 weeks ago and hasn't had much luck in finding another job. I'm SAHM and part time potter, which I'm finding much more time for with DH h...
Answers
- Check out to see if you qualify for either of these programs: http://www.financialstability.gov/makinghomeaffordable/refinance_eligibility.html http://www.financ...
- My uncle has been in real estate here in the valley for much of his adult life (he was retired up until the crash!) When my husband and I needed to get out of our ARM...
- Yesterday (Sunday, March 8) there was a good article on refinancing using the stimulus guidelines in the Arizona Republic. It outlined the qualifications for applying...
Birth Control Not Being Covered Under Insurance
Asked by J.S. from Chicago
on February 3, 2012
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I have had the same health insurance for 5 years with my company. Before I got pregnant I was on birthcontrol for 2 years, then decided to start our family. Now that...
Answers
- Sorry for you it isn't August 2012 but just another reason I do not understand why people on here (woman with families for the most part) are constantly saying "repeal...
- Unfortunately, you'll probably have to pay it. However, check with insurance and see if pills are covered instead. Maybe you can switch. Otherwise, go to Planned Pare...
- At least we're not under Santorum who doesn't believe in birth control....for anyone...at all...ever. I'd pay the $500. Maybe technically, you should have asked fo...
What's the Next Step?
Asked by J.M. from Tampa
on September 6, 2010
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My husband took 3 paycuts (35%). We used to be able to pay every bill on time or early. We had a savings (gone), 401(cashed out), college paid for the kids(gone), et...
Answers
- We filed bankruptcy 7 years ago. The one where you have to pay everything off. Best thing we ever did! It was a rough five years. But totally worth it! We don't do cre...
- I hear weariness and discouragement in your tone, J.. I'm sorry to hear things are so hard for your family. You're right, plenty of us are in financial pits right now,...
- RUN to the library and get a Dave Ramsay book. You need to live on less than you make, no matter what that amount is. CUT UP the two credit cards. You clearly can't...
GRRRR! Insurance Company Questions
Asked by M.B. from Orlando
on November 9, 2011
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So my family has insurance through my husbands work, and today I went to get my sons prescriptions and one that's ALWAYS been $30 came up as $50. I told the lady that ...
Answers
- Nope, doesn't work that way. And, to add, it has been this way since BEFORE President Obama even came on the scene. Sorry, M.. D.
- I work for an insurance company and did a lot of work on the prescription side. We would routinely put notices like this out on the website, and sometimes if it is a ...
- Nope. They can makes changes anytime they want without notice. All ins companys want you to get generic cause its cheaper. Our ins will charge us $75 if we get a name ...
We've Been 1099 for a Foreclosure
Asked by K.G. from Fort Wayne
on January 23, 2012
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Ok who here has been foreclosed on for whatever reason. And then was 1099 for it (which I expected) but then the bank over inflated the value of the home against the p...
Answers
- My understanding is that if you are issued a 1099-C, the bank has, in fact, written off the debt. They cannot pursue you for the amount owed ("judgment of deficiency")...
- @Ashley- Obama didn't do the tax - it's from 2007 - BEFORE Obama took office. It's a Bush thing.... K. - are you talking about property tax appraisals or actual hom...
- I defer to Jo on this because she is very knowledgable about taxes, but I wonder if you could force the bank to amend that 1099 over the home value of the house. ...
Is There Help Out There?
Asked by D.K. from Dallas
on May 1, 2009
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Hello Ladies! I am going thru a divorce. I need to know what kind of help is out there for a single mom (i.e. electrical assistance, refinancing a home, etc) Any ide...
Answers
- Call 311, they will give you the numbers to places to call. refinancing will be hard, lenders are not looking to lend to someone that is going through a big change. be...
- Parenting Alone is located in Carrollton. ###-###-#### You might ask your six year old's school counselor for some resources in your area.
- Contact your area churches or check them out online. Many churches offer divorce care programs, including help for single moms. Praying that God will provide for y...
Health Insurance
Asked by B.B. from Chicago
on December 13, 2010
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Hi, I currently have Humana Health Insurance and every year it goes up $100-200 or more a month, even though we never make any claims besides anual check ups for the k...
Answers
- There are several websites that will compare options for you, such as: www.eheathinsurance.com I would google "health insurance comparisons". There is no guarant...
- I have blue shield/blue cross and its doing the same thing. I'm sure it has something to do with Obama-care. It's horrifying. My husbands whole paycheck goes to ins...
- It's the nature of the beast I am afraid. I think health insurance is going up everywhere. Our BC/BS policy just went up as well as my husband's policy through his w...
Cutting Through the Gunk- the Deficit, Spending Cuts, Tax increases..oh My!
Asked by K.J. from Chicago
on July 26, 2011
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Ok ladies & gents, no need to state your political opinions on this issue (in fact, PLEASE refrain from doing so)....
Where can I go to find good information (not s...
Answers
- Denise P. - NPR is unbiased? Are you kidding me? You need to review your sources if you find them unbiased. As well as Fox News being biased? Really, they have bee...
- Oh right! For God's sake, don't check the "convoluted" government sites! LOL NPR is pretty unbiased. Reuters, BBC. The Annenberg Public Policy Center has www.fa...
- There is not a lot out there that is going to give you true answers. If you pick Fox news, it will go a little more to the right, if you pick almost anything else it ...
Military Support
Asked by P.S. from Houston
on July 13, 2011
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I am not in the military, nor is anyone in my family. But I would love to support our military somehow. Does anyone know what I can do to do something like "support ...
Answers
- You have been given some great suggestions so far, but don't forget about the VFW. Contact a local VFW and tell them what you want to do. They should be able to tell...
- I don't know the website, but Michelle Obama and Jill Biden have an organization that lets you know how to get involved in your community. Thanks for the post. I kee...
- First I just want to thank you for being so kind to want to do this for our troops. Being a Military Wife it is good to know that there are people out there willing to...
