construction loans
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Anyone Ever Get a 203K Construction Loan?
Asked by D.R. from New York
on August 4, 2009
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Has anyone ever applied or heard of a 203 K construction loan? Our mortgage broker suggested this would be the best way to get a large sum of money to do a renovation...
Answers
- Hi, My husband and I were in the process of purchasing a non mortgageable property with a 203K when we were sadly outbid by a cash buyer. A friend of ours has also re...
- A friend used this loan about 8 years a ago when they bought a fixer upper. I beleive the only thing that was a drawback was they had to use their own money to start...
- D., I work for a State Department of Banking and Insurance, and I have never heard of that sort of a loan either. With the housing market being what it is,...
What Did You Study in College? Are You Working in That Field Now?
Asked by A.G. from Houston
on March 22, 2012
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For me it was Literature and Business Marketing and yes (sort of), I work part time for a political research editor, so I can be at home before and after my son goes/c...
Answers
- i went to college for 2 semesters hated it and had no idea what to do with my life.. after a couple years of working random jobs i wwent to a tech school for biotechno...
- I have a Bachelor of Arts degree in Broadcast Journalism. I did work in the newspaper and radio industry for about 10 years and loved it but didn't make enough money....
- I have a B.S. and M.A. in Criminal Justice and yep, I'm using them. I work as a senior level manager for the state juvenile justice agency and I teach Criminology at a...
What Techniques Do You Use for Finances?
Asked by C.H. from Grand Rapids
on February 16, 2008
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My husband and I have been married for 8 1/2 years and when we were first married, we had zero debt. We bought our first house that turned out to be the money pit (cra...
Answers
- I do the finances in our house and I would advise getting a bill payer account at your bank. I add up all of my bills and then divide that number by the amt. of paych...
- My husband and I use an accounting software. It is the BEST! We use it to keep track of every penny - it really helps you to see where everything goes, so that way if ...
- C., Are you a Savings Angel member? If not you will save HUGE. It is a website that has already began to change my live. I've only been budgeting their way for 2 w...
Ive About Had Enough
Asked by G.A. from Lakeland
on October 20, 2011
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Ok so I have told you guys on my hubby loosing his job over a DUI in company truck, so its been like almost 3 mon. still no job, im really feeling he isnt worrying on ...
Answers
- Okay you are an being thoughtless for giving him an ultimatum to leave under these conditions. He is going to school to be able to have a better career for his family,...
- If you want him out you do not have to justify it to us. If you want to work on things then help him find work, but ultimatums will get you no where.
- That's great he wants to further his education but a lot of people work and go to school especially when they have a family to support! I would be aggravated as well. ...
Do You Live in Fear of the Economy or Finances?
Asked by M.!. from Columbus
on March 23, 2011
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I posted the other day about possible purchasing a cabin or camper for our family to use on the weekends during the summer. Well my husband is in Construction and hap...
Answers
- If I saturated myself with all the negativity out there regarding the economy, I could easily go postal. I don't live in fear. I live in FAITH. I do the things I kn...
- Nope- we live very conseratively and as a result can take a "hit" if it comes. Of course we have passed up "fun" activities "just in case" and I wouldn't change that ...
- We don't live in fear, we are just realistic about the signs all around us right now. No financial decisions are made lightly...frivolous purchases are getting put o...
Debt Advice?
Asked by K.M. from Chicago
on January 17, 2010
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Another question...Here is the situation.
My husband and I....well, mostly me, actually...are in a terrible amount of debt. We have a meager savings, but otherwis...
Answers
- Look at your budget very carefully. I know you said you don't spend frivilously, but now is the time to look at EACH little expense. Do you go out to eat? Stop. Ar...
- Call up the folks in charge of your college debt and relay this information and ask them for a break of some sort. Your great-grandparents would put your claims of ...
- I also recommend the Dave Ramsey books--from the library (free!). We were in a similar situation a few years ago and from his advice (very easy to follow) have paid of...
Life Changes - Advice
Asked by C.B. from Sacramento
on April 22, 2008
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My husband and I dated for 8 years before marrying almost 4 years ago. Before marrying he went to MN State and obtained his Masters in I/O Psychology. He was offered s...
Answers
- C., I know better than anyone how hard it can be to leave the family, We have moved 10 times in the past 6 almost 7 years, it has been a crazy adventure, and I w...
- There is no clear cut answer to your question. But there are clearly WRONG answers and Suzanne P provided a wrong answer. I typically like to see what everyone else ...
- C., Your husband already turned down a job offer for you years ago and now is offered another one. I think it's time that you be the supportive wife and move on to y...
Am I the Only One Who Has UNLOVING Parents? Anyone Else? So Depressed
Asked by M.M. from Minneapolis
on October 22, 2011
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My parents have always favored my sister ever since we were young. Now that we are older and approaching early 40's, things haven't changed. She goes thru her mood s...
Answers
- I am so sorry that people are capable of being so mean, especially your parents, the last people on earth that should be mean to their own children. Next time your ...
- You DO realize that you're better off NOT receiving financial help from them, right? It's quite satisfying to know that what you *have* is the direct result of plan...
- My story is different but I do get what you're saying. I believe my mom resents me because she got pregnant at 19, was forced to get married to my dad, and by the time...
Advice on Talking About Tricky Subjects
Asked by J.M. from New York
on April 15, 2010
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I think am looking for advice or widom into how to continue to communicate about tricky next step stuff (finances, moving) with my husband. We both see the need to cha...
Answers
- Get a 2nd job.... to bring in some extra money. That is what many people do. Or, you can stay home with the kids... but get a night-time job... perhaps at a groce...
- Take the Dave Ramsey Financial Peace University class together! You will learn so much! www.daveramsey.com You will not regret it. The class shows you a realistic ...
- Oh, I feel for you! We are in the same boat right now! My husband used to make twice what I did, and then we moved (for my job) and he was laid off... and now I make 3...
Seeking Realtor in St. Clair Shores Area
Asked by M.W. from Detroit
on January 15, 2007
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Hi. I'm in search of a good realtor in my area of St. Clair Shores, MI. I am in need of putting my house up for sale within the next few weeks. Can anybody recommend a...
Answers
- Tim Thomas ____@____.com
- Hi M., Try Bob Kluck @ North Bay Real Estate - ###-###-#### or ____@____.com He was very patient with me, as I was a hard sell, but he found me just what I was looki...
- Awesome Realtor - Steve Auito @ Lakepointe Realty on Jefferson in SCS ###-###-#### Smaller Real Estate Company so the fees are MUCH less than the bigger compan...
