consolidation
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Debt Mnagement and Getting a Mortgage
Debt consolidation companies do work for you that you can do yourself. It is WORK though. They make arrangements with the creditors to pay so much a month ...
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- I'm going to say that it depends, when I was in college I made a few mistakes, I had to go through a debt consolidation Co. and in no way shape or form did it affect m...
- I know people that have filed bankruptcy and got a mortgage with in the same year. So, I don't see how trying to pay off your debt would hurt. You may end up with a h...
- Hi N. May I suggest a finance and debt coach? His name is Dave Ramsey. You can listen to him FREE on 2 local radio stations. am 1260 or am1090 Both stations ar...
Any Experience W/ Transforming Debt into Wealth by John Cummuta or Other Related
Debt Consolidation Anyone Done This Before ? ... small loans · credit debt consolidation · loans consolidation · no credit loans ...
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- My suggestion is to check out Dave Ramsey and his book, "The Total Money Makeover" instead. It is an amazing wealth of information and has changed the way we do money...
- I don't know anything about John Cummuta but according to Suzie Orman you should never pay for this kind of service. Just get a book from the library (any book from S...
- yes, I went to a church seminar he held. I was impressed and felt at ease with the concept. I was given so literture as well. After listening to him speak and havin...
Credit Card Debt.
Call your bank to see if they do a personal or a debt consolidation. ... Hi M. - I would caution you to be very careful with debt consolidation companies. ...
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- Its a good thing that you asked this question because I think that more people then not are in ( or have been ) in the same boat. When I found myself with tons of smal...
- When I found myself stuck in the cc debt rut several years ago, what I did was take advantage of cc offers to transfer balance for 0% interest over so many months. Wh...
- HI, I used a company called TCA (Take Charge America), they were GREAT!!!! Best thing I ever did. You can look them up on the web. Very helpful and postive. T...
Update on Bankruptcy RUDE PEOPLE
Consolidation helped me get my payments from 450 a month to 287. Foreberance will keep you from .... Has he done a consolidation loan? I would start there. ...
Answers
- my father is a bankruptcy attorney and he said that you are NOT able to file bankruptcy on student loans because of a law. you will get into serious trouble. sorry for...
- Are these government student loans? They are usually very fair and easy to work with, and will lower your payments when you call them. Also, I think you can halt the...
- Hi Ashley, I am not an expert, but I am pretty positive you cannot go bankrupt on student loans. My husband and I lost our 4 month old, very healthy little girl to ...
Has Anyone Used FreedomDebt.com?
It is not debt consolidation or any scam like that. They have this techinque on .... Need Advice on Those Debt Consolidation Organizations Out There! ...
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- The ONLY place you should work with is Consumer Credit Counseling. But even they can have issues. We dealt w/one years ago, and the person suggested we file bankrupt...
- I wonder if it is similar to nodebtandfree.com We used them to help us out and they are amazing. They advertised on 960AM. It is not debt consolidation or any sca...
- T., there are so few of these programs that are useful and legitimate. There's a reason they're called "CONsolidations". I'd do a whole lot of research before signin...
Unemployed Spouse
If you ahve considerable debt, a financial advisor that deals in debt consolidation may help. Good luck. Helpful? Yes | No Save This Remove This Report This ...
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- My husband got fired a few months ago. I already worked ft so was hoping to get some help around the house. Yeah right! He stays up late and gets up late and does noth...
- yes, we should talk! I am trying to be sensitive to my hubby's depression and his anger and helplessness over all of this, but that means i have to stuff down my ow...
- Hi K., In today's world, the best thing for your husband would be to start his own business. There are many businesses out on the internet but you want to be caref...
Creditors Have Increased My Interest So Much I Can No Longer Afford to Make Pymt
Another road to take is to go to a credit consolidation company (a reputable one ) to help .... Next question: Debt Consolidation Anyone Done This Before ? ...
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- K., many people have gone through this situation, our household has been affected as well. I have read somewhere that new laws were passed that banks are not allowed t...
- Join the rest of us. The United States is a mess and no relief is in sight. What you can do is call the companies, ask for the supervisor and try to get the interest r...
- Well, if you don't need to buy a car or a house in the next 7 years, (probably more like 9) you can completely ignore them and never ever pay them. They will hassle yo...
Credit Card Trouble
Do NOT do the consolidation, it will ruin your credit as others have said. ... Next question: Debt Consolidation Anyone Done This Before ? ...
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- Hi L.! I have to ditto previous posters about Dave Ramsey, try to either borrow or go out and but The Total Money Makeover - it will help you and get you inspired. ...
- Unfortunately, sounds to me your going to have to find a second job or your ( husband ). I too was in the same situation, at the time we didn't own a house, It was mo...
- I just wanted to put in one more vote for Dave Ramsey. Not only will he help you get out, but help you stay out and build for a great future!! Listen noon-3p.m. on 95...
Any One Declared Bankruptcy.
I was wondering if you have ever thought about those debt consolidation ... or just do a search on debt consolidation and it brings up a bunch of thing. ...
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- Although I don't have this problem (although my husband would say I spent too much!) I was wondering if you have ever thought about those debt consolidation programs? ...
- Yes I have and I don't recommend it to anyone. Its a last resort. Everybody's situation is different. How many cards do you have? What is the total amount of all the c...
- I did bankruptcy almost a year ago now. I did it by myself. With the new law into effect it goes according to the number of people in your house and how much you two m...
Financial Advice
I have received quite a bit of information on debt consolidation. ... There is a 3%transaction fee usually for this consolidation, but you can lump them all ...
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- L., This economy is tough for everyone. Whatever you do, do not go with a debt consolidation company who promises to save you money and work w/ your credit card c...
- I have not ever been in that situation, but from watching a number of different things on tv, magazines etc. You should definitely look at your debt and lay it out if ...
- Hello, I hear you there. Though I must say, your debt is not bad and very manageable. I would not close out accounts or take out any more loans. If you do get an offer...
