consolidate loans
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What Is Life like After Bankruptcy?
I'd just avoid it. I think it's like taking the easy way out. Can you get a second job? I'd consolidate the debt into one personal loan if you can. ...
Answers
- I'd just avoid it. I think it's like taking the easy way out. Can you get a second job? I'd consolidate the debt into one personal loan if you can. You may need a ...
- Hi there J., My husband and I filed for bankruptcy a couple of years ago. We had such horrible debt and were relying on a settlement from my car accident to dig us...
- I know that filing was probably not an easy decision ... it wasn't for me but it was relly my only choice after divorce. My life got easier - no more phone calls, no ...
Don't Know Where to Turn??? Husband Doesn't See That We Have a Financial Problem
Aug 20, 2009 ... try to refinance home, car, student loans, personal loans, etc. try to consolidate debt to a lower interest rate and a lower monthly payment ...
Answers
- You should read Dave Ramsey's "Total Money Makeover". My husband is a full commission loan officer. We have always had enough money for all our bills until more rece...
- I know what you mean. Currently my husband is looking for a second job because frankly he makes more money than I ever would. I sew some of my kids clothes and go to t...
- Sounds like you are trying to do everything right! How about refinancing your mortgage? Consolidate any debt into one bill/low interest rate? Watch carefully on you...
Should We Pay off a Card or Our Truck
I know we're getting ready to pay off our loan early and we're looking at .... often times credit cards will be willing to allow you to consolidate other ...
Answers
- Credit card first! There is no benefit to paying off the truck early. The interest rates for the car and the card are not the same thing. For the truck, it's fixed, it...
- Money is money. Stick with paying off the highest interest item. If it is a credit card, don't run the amount so high again that you can't pay it off every month. T...
- common logic is to pay off the card first, but I would suggest the truck. Once it's paid off, you can change your insurance from full coverage to liability (if you wa...
Mortgage Companies
Sep 22, 2009 ... I have two possible options for you. I work at Bank of the West and we love mortgage loans. ... Considering Refinancing to Consolidate/home Improvement ...
Answers
- Hi V.! I have two possible options for you. I work at Bank of the West and we love mortgage loans. Our rates may be a bit higher (.25%) but you will make your payme...
- I think going through a broker especially during these times is the better way to go. James B. Nutter, from what I have heard, is a very good company to go through. ...
- Hi V., my husband and I recently found out about a great program that will allow us to get a 15-year, 0% interest, fixed rate loan. It's called a mortgage restructure ...
Bankrupcty
... market is going people with great credit is having problems getting loans. .... It helped me to kind of consolidate but it can be a tempting thing to ...
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- basically the more positive things go on there, the better for your score: ability to pay, like making more money and putting money in savings - try to have a one year...
- Keep your house! This will actually help you rebuild your credit if you are able to pay every month. If you pay extra each month that will also help. Bankrupcy is on y...
- Hi C M - Filing for bankruptcy is a really hard decision. I can only imagine the stress that you have been under. It's a wonderful thing that you have been able to k...
Asking for Other Mom's Input on How They Are Cutting Back During the Recession.
... of living expenses, paid off student loans and our cars loans, etc. ...... Whenever possible, I'm trying to shop locally, and consolidate trips in the ...
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- Try: 1) http://www.grabillmeats.com/ 2) http://www.angelfoodministries.com/ Food discount sites
- Hi A., I am a mom of 3 -ages 9, 6 and almost 3 year old. Each year I say I won't get carried away w/Christmas but somehow I end up doing just that much to my husband'...
- I recommend the book "Total Money Makeover" by Dave Ramsey. It doesn't talk about ways to save money per say, but it is great for getting your financial life in order...
To Buy a New House or Not To???
We looked into equity loans and decided that putting on an addition is a much smarter idea. .... Considering Refinancing to Consolidate/home Improvement ...
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- Are you a Savings Angel member? If not you will save HUGE. It is a website that has already began to change my live. (Local folks, originated in Holland, MI) I've only...
- Hey B., Go for it; I would do it. I am a firm believer of the family should sit together during dinner...
- I'd like to think there are more options than those two you listed, I would never put my self straped to a house, Maybe if there are some creative ways you could remod...
Credit Card Debt Consolidation
Car loans, home mortgages and student loans are exceptions. Your credit counsellor will .... bad credit consolidation · consolidation loan bad credit ...
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- Have you tried snowballing or debt stacking your debt? To many of those companies ruin your credit by placing notes on your credit report, I know thats not importa...
- just make sure you pay NO money up front
- Call the credit card companies yourself - request they give you a lower interest rate or tell them you will close the account and transfer to a lower interest credit c...
Any Experience with Debt Settlement Companies?
Then, talk to some debt consolidation firms and get educated. Then you can make your own ..... unsecured personal loans bad credit · debt consolidating ...
Answers
- Hi L., I am going through Consumer Debt Solutions. I started with them in 2006 but my fist payment was 02-07. They are very helpful and I am almost done with them. ...
- Hello L., My husband and I just finished with debt settlement. It was a good experience. We used Credit Answers. The most important thing you look at is if the com...
- Hi L., Where are you located? My husband and I teach families how to make and save money (get out of debt, save for retirement, children's education, etc.). Our off...
Financial Issues
Then we called the credit card companies and began consolidating our loans. You have most leverage to do this if you have good credit, but even if you don't ...
Answers
- Wow! I could have written this myself. We are in a bit of the same situation. My advice and what we are trying to do it number one NO MORE CREDIT CARDS! then we ar...
- B. I definately feel you on this topic. I recently relocated to the Allentown area from NY. Coming w/not much money and not able to get a mortgage yet to to working on...
- Hi there, I hope I'm not too late in responding, but I really want to encourage you to stop thinking you're a failure and that you're failing your kids. Do you realiz...
