college saving
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Savings Bonds
If the child has a college saving program (ex. College of IL) you might want to just write a check out for that and state you want it to go to their college ...
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- Bonds are nice but take a long time to mature. It depends what type and series of bond you buy as to when it matures. Bonds have a cap at 30 years. I actually just ...
- http://www.uscg.mil/Legal/la/topics/tax/savingsbonds.html
- I received many savings bonds over the years, but have never cashed any in. They make some money over time, like most other conservative investments. One thing I do ...
Striking a Balance Between Saving and Spending
Oct 21, 2009 ... As for what you are already doing it sounds great You might want to look at your college savings plan with an advisor Im staring down ...
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- While I think that it's great that you are planning ahead and trying to be practical, I have to say that you don't seem to have any real issues here financially compar...
- Hi J.- It sounds to me like you and your husband are doing very well financially and have a great safety net in the event that something like a job loss should happ...
- It sounds like you are doing great. I know from talking to financial planners that if you have to choose between retirement versus education, you should first fund re...
A "Rewarding" Credit Card
Upromise, I believe, has a credit card where the cash goes into a college savings account. I think you can go to www.creditcards.com and compare offers, ...
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- I have mastercard "worldpoints" where u get 1 point for every dollar u spend. U can use these points to get cash back, merchandise, or vacations/travel. It's great!
- Hi Carmen, We have a Chase rewards card that earns 1 pt for every $ and you can redeem for gift cards (usually 2,500 pts for $25 OR $25 check to you). This is the fir...
- I have a Upronise card from Citibank and I have saved over 2K in rewards that I can transfer to a 529 savings account for my kids college. You earn 1% on every purcha...
529 Plans
Hi there, I am wondering if anyone has looked into starting a 529 account for their child's college savings. Since each state offers their own plan, ...
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- We opened 529 plans for our sons with Utah (Utah Educational Savings Plan). Since there is no tax benefit to opening a 529 in California, we looked out of state. The U...
- Hi. The 529s are fairly easy to deal with especially if you do it online. I get intimidated by long-term/investment/financial stuff but even I could handle this. If yo...
- A good friend of mine passed this info along to me a while ago. We haven't set it up yet but plan to - it sounds like a great way to go. It's called "CollegeBou...
529 Plans
Next question: Educational Savings for Your Child's Future ... Anyone Have Advice on Saving for Children's College? 529 Plans? 16 · Savings for Junior ...
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- Hi T., I work for a Certified Financial Planner and we handle 529 accounts all the time. If you are interested in learning more about 529 accounts and which company...
- Hi T., Whatever you do, get it out of the hands of the attorney as soon as you can. Edward Jones is a good financial consultant. Good luck. D.
- hi T., contact a ' good; financial advisor . thisis your childs monies / taxes levied on you and dad if done incorrectly . also; I WOULD consider a...
Gift for a 2 Year Old with Everything!
Savings bonds starting a college savings account gift certificate to the YMCA for swimming lessons gift certificate to a Gymboree or JW Tumbles or Little ...
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- it might be cute to take ur son to one of those pottery places and have him personalize and paint something for his cousin. Maybe a frame and u can put a picture of th...
- I saw someone suggested a personalized book from www.iseeme.com, which my daughter loves. Also someone mentioned a personalized music CD from a company in Canada. ...
- Dear K., Go to a Hallmark store and make a vocal Happy Birthday from your son and you. You can sing a song, say something to her, etc. Even attach a song if you wan...
Anyone Know Anything About the Gerber Life Grow-Up Plan??
If you want a college savings plan, use a 529 or other program like that. .... I say life insurance ahead of college savings if you don't have access to ...
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- J., We have the Gerber Life insurance plan for our son and we have found it to be pretty reasonable. We will start one for our daughter when she is born. It is paid...
- Hi J., My understanding is life insurance is for the living that would be out of luck if you died. The kids are not financially supporting anyone, therefore I don't...
- Check with your auto or health insurance rep. You can get more and better for less!!! They can help you so much in planning or even your financial advisor can help...
Requesting Money Ifor Savings in Lieu of Gifts for Kids Birthday
Read all 17 responses: "Is it rude to ask for money to put into savings ... kids have enough and helping to fund a college education is more than enough. ...
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- Completely rude to ask from friends, I'm afraid, but I wish it weren't. We had a friend hold a Penguin Party for her 9-year old's birthday party and ask for donations...
- I think it's kind of rude. I would be really taken back by an invitation that said no gifts just money. I'd put "no gifts please" LONG before I'd put "bring money fo...
- For family it might be ok, otherwise just ask that they not bring a gift, or that they donate to a cause. Asking for money is tacky when you don't 'need' it.
Need Present Ideas for Neice
My brothers helped us to start a college savings account for my son on his first birthday. They aslo gave him a piggy bank for him to collect coins in ...
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- Personalized items are great. There are lots of cheap books out there, but for our daughter's 2nd birthday (which was a bookworm party) we got her a wonderful book fro...
- A magazine gift subscription can be updated as years go by for age appropriateness and this way she gets her own mail every month, or so. There are many good magazi...
- Well this one hasn't been mentioned but I really love it and so does my DD who is 12. anyways I have, since age one, bought her figurines by Josef Originals called bir...
Seeking Financial Planner in the City
We have a good chunck of money sitting in a savings..." ... Its never to early to worry about college . Have you and your husband thought about a college ...
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- Hi A. , Its never to early to worry about college . Have you and your husband thought about a college bound account , I have 2 tot boys and we have 2 accounts thro...
- Our Financial Planner, Todd, comes to our house. He is with AXA Financial which is located in Northbrook. We have been with him for 7 years now. We have used him fo...
- We have loved working with Bob Sieja with New England Financial. He makes housecalls and has young kids himself so understands young parents' concerns! His number is...
