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Total Money Makeover
My husband have a no credit card policy. If we can't pay cash for it, ... some weeks we even can treat ourselves to a small/cheap date. both of us are less ...
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- We have been through Financial Peace University and it has mad a HUGE difference. Before we had no clue where I money was going, and now we know where it is all going...
- We have been following Dave Ramsey's concepts for 2 years now. We have no debt except for the house left and are building up the 401k and college savings. He has exce...
- As of Wednesday, we are DEBT FREE!!!! We started working his program 16 months ago & with closing on the sale of our house Monday before last, the sale of my "Flee...
Can You Help with Money Saving Tips?
You can call your credit card company- assuming you have a balance- and ask ... Some really cheap things I have recently done is cut up old towels and use ...
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- Hi A., Things we have done: -Switched to CD One Price Cleaners instead of using regular drycleaners for almost all of our clothes, only $2.29/item, even a dress and ...
- Sounds like there's lots of good advice. Skimming through, however, I didn't see anyone put down http://www.freecycle.org. This, and other swap-type groups help peop...
- Did you do the typical things they suggest on money saving websites? -Change to fluorescent coil light bulbs -Lower your thermostat a degree or two in the winter- ...
3 Year Old Needs Cap on Front Tooth and a Cavity Fixed.
credit card in 3 answersAnd we can do a 6 month payment plan or try and get .... it The monthly rate is unbelieveably cheap Maybe there is a dentist in your ...
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- B., when my daughter was 2 years old she needed some dental work which required her being placed under general anesthesia. I recall we needed to put that same amount ...
- B., you have received some good advice here. Here is what I would do..... If you have dental have the dentist submit a pre approval, the insurance will process it to ...
- There is a medical credit card called Care Credit. We had to use it when my husband had cyst removed from his mouth and they wanted the money up front. Just go to ww...
Credit Starter
i was wondering if anyone knows of a good credit starter credit card with low .... if you had to. . . say $500 max - enough to buy a cheap airline ticket or ...
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- If you don't belong to a credit union you can join, I would suggest that. My credit union is GREAT. I will NEVER go back to a regular bank. I have two secured cred...
- Another Dave Ramsey fan chiming in here. Please do not get a credit card just to "build your credit" (or encourage anyone else to do so...especially a teenager or col...
- My husband and I have found that the best credit card is American Express. It has a good rate. Now typically if you don't have any credit your limit is going to star...
Superbowl Party Door Prizes
Also, you can pick up some classic movie's on DVD pretty cheap (there are ... Then, I'd get one really nice one...say, a gift card at a sports bar or nice ...
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- License plate of the football teams little tool sets coffee mugs of the football team ball hat of the teams if they like to play cards a deck of cards ...
- We have door prizes every year too. Mostly they are gag gift types. But party city always has official super bowl stuff with the date and city of this years game. W...
- I've done stuff like this before at the holidays, too. Usually what I do is go to the dollar store and find some really funny gag gifts. Then, I'd get one really nice...
Input on www.e-mealz.com - Worth It?
AlwaysPay CASH ORpay your credit card in FULL OR MORE each month to cover .... it out myselfif I can stop being so cheap And it's not really that Im cheap I ...
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- I took a look the site and it looks pretty good - I may try it out myself (if I can stop being so cheap). And it's not really that I'm cheap, I just don't like paying...
- I have not tried it, but I am going to offer my opinion anyways. I looked at the website and I would have to say that I can make 7 dinners for half of what those plans...
- Hi K., I've never used the site but I would definitely say, "If you are having a problem with meal planning, go for it!" It looks like it could simplify your life ...
Financial Advise
We have already called our credit card co.'s to get lowered rates. ..... coupons with weekly sale items and stock up on the staples when they are cheap. ...
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- pay in this order: 1. credit cards (whatever you do --make THESE) 2. mortgages 3. pay partial payments on everything else, and contact businesses to let them know...
- Yes, I live and breath by Dave Ramsey financial advice. Please go out and take a look at that site. Also, I am not sure who told you that missing a second mortgage p...
- I would try to pay your mortgage. Take a hard look at your bills and cancel or reduce what you can. I.e. you do not need cable. Cancel it. Try to conserve energy, ...
Where to buy kids clothes that offer deferred billing in Evansville, IN?
I have bought a lot using a credit card called "Bill Me Later" I came ... sites i go to -u can also buy/request new items for cheap* then i take the money i ...
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- Once Upon A Child is a great place. Sometimes you can find things with tags still on them (unused).
- http://freecycle.org/ http://groups.yahoo.com/group/IndyFreecycleNetwork/ These web sights are the same just the last one takes you closer to the one for Indiana...
- Sears has some items that are pretty inexpensive, like the TKS shorts for 2/$10... I have to buy those or Old Navy because my son is so skinny and those two brands are...
Need Help with Creating a Household Budget for the New Year
Something that works for us is to buy EVERYTHING with a credit card (this .... the best advice I EVER got was cheap. Buy a spiral notebook and for one month ...
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- There is an online home budgeting system that helps you manage your spending called Mvelopes. My family will be using this in the coming year too. Their website ...
- I am recommending it because it works and I am practicing it now. There is a gentleman called Dave Ramsey. The program is called Financial Peace University. He teaches...
- Dave Ramseys Financial University!
Budget Website
Look online for cheap or possibly free deep freezers if you don't have one-post .... If you have credit card debt pay the highest interest cards off first. ...
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- I just had to add another vote for www.daveramsey.com - his philosophy is great and manageable. Taking a Financial Peace University class if you can find one would be ...
- Hi C., I don't have any great budgeting websites to share but I am going to check out the Dave Ramsey site myself. I wanted to add to Danielle's post about meal planni...
- In addition to Dave Ramsey's site, www.mint.com is a FREE money management system. I'd also recommend this book: http://www.amazon.com/gp/offer-listing/0761147489/ref...
