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Anyone Used the Dave Ramsey Program
It includes books and CD's, plus alot of encouragement and others to be accountable to. ... My husband and I now have 2 savings accts., life ins., IRA's , ...
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- There is nothing more I would recommend that Dave Ramsey and his Financial Peace University (FPU)! We completed his course and are about to payoff our 3rd credit card...
- I, too, recommend signing up for Financial Peace University. I'm 3/4 of the way through, and our money is already transformed--we've got $2500 in savings, paid off my...
- D., The cheapest method is to just purchase the book: Total Money Makeover. HOWEVER! It might help more to take a class which costs more (about $100?). The ...
I’m in a Financial Battle with My Husband
Why not let it sit in a CD and make 4%. With our economy the way it is right ..... savings with a cushion of 6 months living expenses(not a 401K or IRA)! ...
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- If I understand this correctly, you're paying 10.75% interest on this loan, and the bank is giving you 2% on your money. Wouldn't you be saving 8.75% by paying it off?...
- Everyone that has posted a response makes sense. But you have to consider many points. First, if you refi, then think about the fees you will have to pay to do so. ...
- Of course the bank wants you to keep the money in your savings account - if you take it out you're taking it from them and their ability to reinvest in their own schem...
Need Ideas for a Memorable First Birthday Gift
I think the original "my songs" CD is a perfect choice for a first birthday. .... Maybe you could start a 529 for him ( a kind of IRA for college savings) ...
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- Hi, I think to get your little Angel started in life, how about a savings bond!! Something my mother-in-law gave both my kids, every birthday and now they can use i...
- Hi L., My name is D. and I am the owner of Mama Of Two Angels. Congratulations on becoming a first time Grandma. I am not sure if you would like to make a special ...
- personally we loved "keepsake" items. There is a place at the Kanan exit called The engraved letter that has baby spoons, cups, etc and engraves. It sill be so very ...
7-Yr-old Son Skin Peeling off All Fingers?
14 answers. C.D. asks from Honolulu, HI on December 13, 2008 .... skin itch · ira simple · skin allergies · skin allergy · medical disease · german wine ...
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- Always good to consult a physician when it comes to medical issues. I hope it is nothing, but I would have him see his doctor just so you don't let something potential...
- That sounds like dermatitis sicca. I have the same problem on two of my fingers. When it comes on, I get a special ointment (called Ecural in German, don't know the US...
- my hands do it too, and my 7 year old has it on his feet. It is excema. I think they use excema as a sweeping term, and the derma doesn't elaborate at all. You can ...
How to Deal with a Winey 4 Year Old "Step" Daughter?
Sep 2, 2009 ... C.D. answers from Scranton on August 31, 2009. You should talk to your boyfriend about setting rules, ..... wines of · ira rules ...
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- J., I have not read all of the responses, but I would like to say that this is a difficult situation. I applaud you for being transparent and seeking advice on this s...
- If it makes you feel any better, I have a whiney 6 1/2 year old without all the other complications. This past week we are trying something new. When she whines, we ...
- With kids her age consistancy is key!!! If her dad just "gives in" then she doesn't know what she is going to get each time. Kids want consistancy. They crave disci...
Poll on What You Think About Repaying Parents
My 401K and IRA funds are currently worth 1/2 of what they were just 5yrs ..... C.D. answers from Chicago on October 3, 2009. Of course you should, ...
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- (written after your update) It sounds like you are doing the right thing-being VERY clear about when you can repay and the reasoning why-sorry to hear about your hu...
- I think that you should repay your parents if you borrowed money and it was not given as a gift. If you borrowed the money from a bank would you question whether or no...
- Loans should be documented in writing and signed by both parties clearly spelling out the amount borrowed and when it is expected to be paid back. I agree with the ear...
Boy Name Suggestions
Other names: Ira Francis, Franseco Xavier, Francis Dale, Franklin Dean, .... C.D. answers from Cincinnati on January 8, 2009. I have a couple of friends who ...
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- Hi MOM, I have always loved the name Cole, which i suppose would be Coleman. I have a daughter named Carleigh (note spelling instead of Carly or Carlie). Coleman or...
- A. I had the same problem when I found out we were having a girl for our second. I searched online and couldn't find anything that I liked. So I went to the library ...
- I have a couple of friends who chose unique names: Talon Cade Nolan Brody - short for Broderick Bentley Kenyon Brady My faves are Malachi and Jonah. Good lu...
In Tears and Looking for Support and Encouragement
How much does he have in his 401K, mutual funds, IRA or Roth account? You are entitled to some of that ..... C.D. answers from Columbus on November 7, 2008 ...
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- I'm so sorry! I cannot even begin to imagine waht your feeling nor what to say to help. Hang in there, be brave!! Do you attend a church or have a mommy group that you...
- Cry all you need too, then get real strong emotional for you and baby, live off your parents as long as it takes, one less stress for now. Keep your enemys close aka e...
- try to remember it`s only temp. i`ve had to deal w/ the same kind of thing & he stopped wanting to have the responsability of having her over night very quickly. ...
What to Do with Kitty Cat Blanket?
C.D. answers from Los Angeles on May 29, 2008 ..... Loved reading the posts- another book to check out is Ira Sleeps Over. And Linus from Peanuts cartoons ...
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- I know how it is...believe me!!! It will be difficult, but just allow Kitty at bedtime--and have her keep it in her bed at all times. We had to do the same thing. It...
- My daughter had her lovey bear and was the same way. She brought it to preschool because they would nap there and they said it was OK for her to bring an "attachment ...
- My sister was having the same issue with her daughter. What she did was make the blanket smaller, about the size of a large hankerchief, this way her daughter had a "t...
Husband Sucks - Need Advice
... have bank statements, IRA and retirement plan papers from his company, insurance information, etc, ...... C.D. answers from Clarksville on July 9, 2008 ...
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- Look online for info. Also, There are groups at large churches that are helping people going through divorces. You may want to look there too. I know in Smyrna TN ther...
- file for an epo with the police tell them whats going on and they will help you out. make sure you go somewhere where he wont find you. this guy doesnt sound right in ...
- Been in this exact situation - leave take anything with you that means something to you and leave. He will not change he will only get worse Go somewhere that you fe...
