cash advance loan
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Cash Advance Places
Asked by Y.E. from Chicago
on September 9, 2008
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Has anyone had to use a cash advance source? If so, which one is the best to use?
Thank you for your help.
Answers
- My friend used it once. The interest was 401%. She paid back triple what she borrowed. Be very careful and use this only as a last resort. Barb R.
- Dear Y., I have to agree with the other posters. Please, try to do everything you can to avoid this route. There aren't any good ones. The interest rates charged...
- I would try and avoid them at all costs. It seems like a great idea but if you are running short on cash you might want to take a look at your budget.
Pay Day Loan?
Asked by F.S. from Dallas
on October 4, 2010
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Anyone ever get a pay day loan? How exactly does it work? The pros/cons? What place did you go to? What do you look for? I see them everywhere so I'm wondering ab...
Answers
- don't do it if you can avoid it. they charge more than a cc would, i've never done one, and have heard nightmare stories. if you can refrain from a loan like that.
- BAD IDEA! Always. Avoid these things like the plague.
- DON'T DO IT. The best deal was 20% cost and it was due in 14 days or there was a 40% fee. They run the check through on day 14 no matter what so you better have the m...
Husband Wants to Loan Co-worker $
Asked by L.L. from Hartford
on September 9, 2010
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My husband is a manager for a large retail store. He called and asked if I would mined if he loaned one of the employees $200. He said it is an older lady who needs it...
Answers
- If it was $2000 I could understand your protests. $200 however is not that much money that could really make a difference in someone's life and your husband is most li...
- The only thing I can add is - is this woman legally working for his company? If she is not legal, he could get in a lot of trouble for knowingly employing her, and by...
- He should consider lending out of his own money versus employer-related expenses. If that's the case and he/she is in need, I don't see why not. Just make sure if it...
Cash Flow Problem
Asked by M.A. from Washington DC
on November 18, 2008
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Hi, my new job start date got pushed back to January instead of November, and I am currently experiencing cash flow problems since my last paycheck was last month. My ...
Answers
- Good afternoon M., I am just following up on your request for some assistance with your financial situation. My name is A. Lavoie and I am a finacial coach who ma...
- I noted in your bio that you are a Christian. If you attend church, check with them. Often churches put funds in an account to help out members in times of need. I d...
- I tend to agree with the other mom's. I would do the following in this order: 1. Call your school and see if there is any way to delay and/or reduce payment. Many ...
Cash Out Re-finance?
Asked by M.B. from Kansas City
on January 4, 2009
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So here is my dilema. My husband was transfered to Pa last year. I opted to stay here in KS with the children as I have a special need child and we were formulating a ...
Answers
- Sorry your house hasn't sold yet. Don't give up! I am a Realtor in Gardner and would love to talk to you and help you sell your home. I have several lenders that refin...
- Hey M.! My husband is a mortgage loan officer at KU Credit Union in Lawrence, KS and he might be able to help you out. You can call him at ###-###-#### or email hi...
- You really need to contact a bank. I know of several people with great credit having their home equity line of credits withdrawn. Not because of their credit but bec...
Could We Get a Mortgage with These Problems
Asked by J.G. from Dallas
on August 25, 2009
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We are looking into buying a house now that we have the income to do so but my husband had a little problem with his student loan. When he first graduated from law sch...
Answers
- J., I have a good friend who can answer your questions. Her name is Katie Watson with Wommack Mortgage. Her number is ###-###-#### and that's her cell phone. She ca...
- Hi J., Call Nicole at Element Funding. Her number is ###-###-####. She can answer any of your questions before startign the whole process. Element Funding is a grou...
- I have a great mortgage person that would definitely talk to you and see what she can do to help! her name is Pat Nagler and her email is ____@____.com I can get you...
Money Question
Asked by J.S. from Spartanburg
on October 21, 2008
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Hi Moms,
Has anyone ever had to default on a payday loan? If so has the been any legal action taken?
I have 2 and am unable to pay them at this time and it will ...
Answers
- I have not been in your shoes, but call legal aid and get some advice. They may be able to guide you, with the economy being messed up who knows what those payday loa...
- I work at a financial institution and I see these places bringing in checks to cash against our members. Heather is right it is a bad cycle to get into. If you dont ...
- Hi, You are look for an part-time job or just to replace your full-time job. GREAT ! You are hired . For your own business opportunity. ...
Does Anyone Do the Envelope System?
Asked by S.J. from St. Louis
on August 2, 2011
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For purchases that are not "have to's", such as groceries, clothing, fun money etc, do any of you do the envelope system where you will take a certain amount out of yo...
Answers
- That's ESSENTIALLY how our budget works. 300 for groceries 100 for my personal money 100 for my husband's personal money 50 for kiddo's school expenses ______ ...
- Alot of older people use this becuase they came up in a cash economy. They also are used to not being in debt - so when the envelope is empty there's no more money le...
- My mom does this. She especially did it when planning/paying for my wedding. Each vendor had an envelope and she'd mark payments, due dates on the outside.
Home Loans
Asked by S.S. from Lawrence
on July 27, 2010
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We were thinking about refinancing our home to take advantage of the low interest rates. However after speaking with a few lenders came to the realization that our ho...
Answers
- You did not say how long ago you purchased your house. A lot would depend on this. I don't have any experience with FHA loans but we have refinanced twice. If FHA l...
- Not sure why this is so complicated to understand. I think a lot of the responses are accurate those are closing costs. You can either pay them up front or not. If ...
- One thing to ask the loan officer in advance, because they may not disclose this until you are signing off on it all, is about all the bureaucracy that goes along with...
Raising Money for Fines
Asked by K.S. from Phoenix
on September 4, 2008
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I sadly have found myself without insurance, driver's license and now cancelled registration. In order to be able to drive again (the only driver in the house), I nee...
Answers
- I have an opportunity for you to make the money. I sell Gold Canyon Candles. I make money daily. Let me know if you are interested.
- Hi K., I assume you are talking about having to get an SR22. I'm an insurance agent and am familiar with this situation. Times are tough for a lot of us right now an...
- In no particilar order.... - Any family you can ask? - Any bonds you can cash in? - Take a loan from your 401k - you have to pay it back, with interest. BU...