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Debt Mediation
Then try to sell the car and use the cash to buy a cheaper car with no payments. .... If you are using your 401K money, see a bankruptcy atty before doing ...
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- I used a counseling service several years ago when my credit card debt reached $20K. I think I had about 8 credit cards then. They made it easy, I just sent them one p...
- I agree with most of the responders: Don't go to a for-profit credit counseling business. If you decide to go with a credit counseling service, go with a non-profit ...
- Hi C.! Please check out DaveRamsey.com before you do anything drastic!!! He is my Hero! I am strongly against consolidating debts, because the interest you pay for eac...
SAHM Wondering How Others Deal with Family Finances
For example, your husband might be seeing tough losses in your 401k. .... I still have my $ in cash that I take out and use when I do not want him looking ...
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- After I had my first child I worked full time. I always thought that SAHM were incredibly lucky and had always wished that I could stop working. After my second child ...
- Sounds like major issues are happening at your house! My husband works, a lot of hours, and I stay home with our 3 children. He feels that half of his paycheck is mi...
- I also SAH and feel like I don't have my own money. I do not need permission to spend at all (NO WAY!) but DH always asks what was this for, etc because he is a detail...
Asking for Other Mom's Input on How They Are Cutting Back During the Recession.
set up automatic 401k deposit from our paychecks so we don't even miss that money ...... pay for larger items & smaller items in cash. such as a new tv, ...
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- Try: 1) http://www.grabillmeats.com/ 2) http://www.angelfoodministries.com/ Food discount sites
- Hi A., I am a mom of 3 -ages 9, 6 and almost 3 year old. Each year I say I won't get carried away w/Christmas but somehow I end up doing just that much to my husband'...
- I recommend the book "Total Money Makeover" by Dave Ramsey. It doesn't talk about ways to save money per say, but it is great for getting your financial life in order...
Looking to Work from Home
401k Benefit package & Direct Deposit * FREE Live Support ... All looking for just some extra cash, maybe a hobby or like me...Financial Freedom and to ...
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- I am looking for the same! If you would be so kind, I'd appreciate it if you could forward any responses to me as well. I'd appreciate it. S.
- Why don't you watch someone elses children - You can make a decent amount doing that -
- Good Afternoon , Thank you for your interest about earning an incredible income from home. This Home Based Opportunity can change your Life !! This is the ONLY h...
Poll on What You Think About Repaying Parents
My 401K and IRA funds are currently worth 1/2 of what they were just 5yrs ... My sister-in-law, on the other hand, has taken several significant cash ...
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- (written after your update) It sounds like you are doing the right thing-being VERY clear about when you can repay and the reasoning why-sorry to hear about your hu...
- I think that you should repay your parents if you borrowed money and it was not given as a gift. If you borrowed the money from a bank would you question whether or no...
- Loans should be documented in writing and signed by both parties clearly spelling out the amount borrowed and when it is expected to be paid back. I agree with the ear...
Credit Card Debt Help/advice
I suppose there is always the IRA we could cash out, but with huge penalties. I work full-time as a physical ... Cashing in My 401K to Pay off Credit Cards ...
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- I tried a debt settlement company and all they did was take my money and the settlement amounts weren't anything I could do. They wanted 3 payments of $3000 over 3 mon...
- I too would suggest Dave Ramsey. If you live in Lake County he is on the radio at 1220 am from 1-4. His Total Money Makeover book changed our entire way we look at m...
- I am not sure what your debt is, but I can only tell you our story, we had about $10,000 in credit card debt, the collection calls were depressing me and we were going...
Seeking Financial Security
However, if you simply need cash to pay off your debts, an equity loan would be a better answer. .... Cashing in My 401K to Pay off Credit Cards ...
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- I can refer you to a financial advisor who we use to help answer any financial questions you have. If you want her name and number, give me an email at ____@____.com.
- If you are seeking financial security- good luck!! If you are ssking financial "sanity" - I think I can offer some information- If you were to utilize the Equity in yo...
- I just went through this. When my husband and I first "consolidated" our bills to pay off and found out how much we were truly in debt and how much interest we were p...
Teaching Children About Money.
... you might consider starting a 401k system with 'matching' for your child. .... him leave the house with his wallet, because its normally full of cash. ...
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- Hi. As far as allowance goes, I always give my kids, even my 3 year old, allowance based on what they have done to earn it. My main goals are to teach them the value...
- There is a simple rule that if you can teach it to your kids they will appreciate for a lifetime! 1/3, 1/3, 1/3. What does that mean? It means when you get money of an...
- Just because you buy something for the household doesn't mean your children need a toy or gift. If they want something,tell them to put it on their b-day or holiday wi...
Wanting to Work from Home.....
You will receive a 401K too! Ameriplan is not insurance, but discount plans that .... I'm not sure if you're still looking to earn some extra cash, I just ...
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- I work from home and love every aspect of it. Check out my biz site and see if it interests you and if you would like more info...just click get more info! :) Talk ...
- C.... I'd like to share with you Arbonne International. I have copied some information from my website. Please feel free check it out and send me an email if you have...
- Hi C.! I'm not sure if you have found what you are looking for or not. I see you have had several responses to your post and there are several options. If you are sti...
Does Anyone Know About Stay at Home Jobs???
So a little extra cash would be great. I am a stay at home mom with a 6 month old. She demands most of my .... 401K plan available. Direct Deposit available ...
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- Have you all heard of the site chacha.com? Another mom turned me on to it and its really cool. It’s a search engine but with a twist. Like most search engines you...
- Hello J., I don't know if you've found anything yet or not. Here's the 2 businesses I'm with, please take a look. http://4yourfamily.org/homebiz.html http...
- Hey J., I would be very interested in a home based business. We as moms know how exspensive things can be. So a little extra cash would be great. I am a sta...