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Husband Refuses to Wor or Be "The Head of the House"
Or read the book by the same title. The audio files are free but the book is not . ... You should also consider asking your Dad for a temporary loan to help with expenses until ...... Scentsy wickless candle travel tins & car candles. ...
Answers
- This is gonna sound backward, but start with yourself. Whatever happens with him, you need to be at peace with it. Start now. Get yourself into counseling with that...
- Your hubby is used to being rich, married rich and still thinks he's rich in his mind. Its that simple. He's not poor and doesn't have to live within a budget in his m...
- I have to agree with Caroline on this one. Kick him to the curb! It sounds like he is using you and he obviously has no intentions of changing. Don't let this bum d...
What Do People Usually Do?
Asked by Y.I. from Dallas
on November 30, 2007
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My daughter is in junior college and we are trying to plan for the junior and senior year at a regular college. What do people usually do to pay for college? She won'...
Answers
- If i had all my graduate education to do over again - I would have secured a scholarship and NOT have gotten financial aid through the government. I have had a very d...
- First apply for FAFSA on the Web at http://www.fafsa.ed.gov. Even if you do not qualify many of the school loans require that you apply for FAFSA first. Second go to ...
- Go to the financial counselor if she doesnt know which college she wants to go to go to the junior college she goes to now and the financial office should be able to h...
Doing Business with Friends?
Asked by J.T. from Portland
on February 12, 2008
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I have a friend in another state who is in the mortgage industry, and does home loans. Business is very slow right now and her and her husband are having a hard time ...
Answers
- I think you're smart to be worried...we (and 4 other investors) invested a LARGE sum of money with my husband's best friend (our best man) almost 2 years ago by way of...
- Hi! I have been in the mortgage industry for over 20 years, and can assure you that doing business via mail, e-mail and fax is perfectly secure. Your friend would ha...
- DO NOT DO IT !!!!!!! I had a friend of over 20 years (we grew up together) she was a real estate agent. My husband and I went to sell our house and decided we would ...
Seeking Help to Get Lower Interest Rates
Asked by B.B. from Jacksonville
on June 19, 2007
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Ok this is a litle bit embarrassing but I want to try to cut down on some of our expenses since we are paying so much for 2 children in daycare (25mth old and 6mth old...
Answers
- Hi, B.. We're in the same boat and one thing that is supposed to help is a prepaid credit card. We are planning on doing that ourselves very soon...we have been told o...
- Hi B.. Sorry to hear about your problem. Daycare is way too expensive now a days but they know people have no choice unfortunately. My husband is a mortgage broker...
- Hi B., I have been working with a company that actually DOES work on your credit report and will constantly be in touch with you letting you know what has been done...
Considering Going to College and Impact on Family
Asked by C.C. from Indianapolis
on October 11, 2006
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I am wanting to change careers and would really like to go to school to get into the nursing field. I know this will put alot of strain on things at home until i get m...
Answers
- C. I think that if this is something that you want to do you should do it! You don't want to regret it in the future. Nursing is hard but if you want to do it in the...
- I can't talk much about nursing - but I can talk about going back to school. I got my bachelor's degree as a single mom - after my first daughter was born. She was 0...
- Candace, Education is so important. I am currently a practicing nurse anesthetist and LOVE my job. There is such flexibility in the entire nursing profession. I ...
Should I Refinance?
Asked by T.B. from San Francisco
on February 5, 2009
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I purchased my home 6 yrs ago at a fixed rate of 6.375% for 30 yrs. My financial advisor is advising that I refinance at a new fixed rate of 5% for 30 yrs and include...
Answers
- you should get the advice of a finance expert that is not positioned to gain a commission if you choose this option. it is hard to get an unbiased opinion from someo...
- Hi T., If you can afford the payments as you have them now, then don't refinance. Not only will you owe more than you do now on the principle but over time you will...
- I've been a Realtor for 40 years, and have seen all the scenarios you can name. One of the crucial things you need to think about before refinancing is "how long do y...
He Has as Good as Credit as You Can Get... I Have the Worst - What Happens When
Asked by M.R. from Dallas
on January 29, 2008
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Hi mommas :)
He has as good as credit as you can get... I have the worst - what happens when we get married? A lot of mine is from the ex, joint everything. I hat...
Answers
- In our house it is the same story... only reversed. Somehow I ended up with the perfect credit while hubby struggles from his past being laid off and divorced, etc. ...
- keep in mind if he puts a home in his name only, if something hapens to the relationship-you could end up on the street with nothing. I recommend cleaning up your cre...
- I don't think your credit will affect you buying a house...I believe that if he has good credit your bad credit is not enough to be denied a loan. I may be wrong, but...
Shared Bank Account
Asked by M.H. from Atlanta
on November 29, 2006
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My husband and I have been married for 5 years and have known each other for 10. However, he still refuses to have a joint checking account. My name is not on the mort...
Answers
- Okay M., I also have been married for Several years seven to be exact and we still have separate accounts. Yes I also have been good with my money, I just look at it ...
- One joint account for household expenses is a must. If you two own a house, then your name should be on the deed. Separate accounts are just fine as long as all the ...
- M. - I would have a serious problem with this. What is his reason for refusing to have a joint account? Does he pay all the bills or do you share them - both of you ...
Dave Ramsey
Asked by Y.B. from Dallas
on June 22, 2008
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Ladies can anyone tell me about Dave Ramsey's program. My husband and I are drowning in debt and can't seem to swim out of it.
Answers
- Absolutely wonderful and do-able! I highly recommend Dave Ramsey's program. He has steps that are very practical to follow. It's worked for my husband and myself and ...
- There are no words to explain how Dave Ramsey has helped us. We are still snowballin' it and working our way out of debt, but we had a lot to get out of. Since Octob...
- He is AWESOME!! He has a famous saying " live like no one so you can live like no one". which means make sacrifices today that others are not willing to make,so that y...
Help! Need So Advice on Debt.
Asked by D.P. from Chicago
on August 14, 2008
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My name is Lisa I live in tinley park. I screwed up big time I have a lot of credit card debt, my credit score is low and I feel bad for what I'm putting my family th...
Answers
- Is it a gambling, drug, or alcohol problem? How about habitual shopper? There's help out there for almost anything nowadays.
- First off, don't beat yourself up. We all make money mistakes, put that energy into wanting to make it stop and live a better life for you and your family. I'm on the...
- I wonder if your working or looking for a home based business. I have a number with free info, you can check it out and leave a message if your interested in more inf...
