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Don't Know Where to Turn??? Husband Doesn't See That We Have a Financial Problem
Aug 20, 2009 ... try to refinance home, car, student loans, personal loans, etc. try to consolidate debt to a lower interest rate and a lower monthly payment ...
Answers
- You should read Dave Ramsey's "Total Money Makeover". My husband is a full commission loan officer. We have always had enough money for all our bills until more rece...
- I know what you mean. Currently my husband is looking for a second job because frankly he makes more money than I ever would. I sew some of my kids clothes and go to t...
- Sounds like you are trying to do everything right! How about refinancing your mortgage? Consolidate any debt into one bill/low interest rate? Watch carefully on you...
Help with Credit Card Debt
with the continuously rising credit card rates and those irksome irregular payby .... Is It Ever Okay to Leave Your Kid in the Car at the Gas StationATM ...
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- Typically if you use a debt consolidation company they are able to lower the total amount you owe before you even make your first payment. Go to goodsenseministry.com ...
- Hi V. Last year I consolidated my $10,000 debt via a really awesome family credit union. Doing so lowered my total interest rate immensely, and my monthly payment...
- Good Morning V.... I wanted to let you know I just started a program with Family Life Resources.. They are a Christian non-profit agency that helps determine whats ...
Mortgage Companies
Sep 22, 2009 ... 0% interest fixed rate loan It's called a mortgage restructure ... Is It Ever Okay to Leave Your Kid in the Car at the Gas StationATM ...
Answers
- Hi V.! I have two possible options for you. I work at Bank of the West and we love mortgage loans. Our rates may be a bit higher (.25%) but you will make your payme...
- I think going through a broker especially during these times is the better way to go. James B. Nutter, from what I have heard, is a very good company to go through. ...
- Hi V., my husband and I recently found out about a great program that will allow us to get a 15-year, 0% interest, fixed rate loan. It's called a mortgage restructure ...
Widow Mom
Is It Ever Okay to Leave Your Kid in the Car at the Gas StationATM ... financial counseling · debt consolidation mortgage loan ...
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- I am deeply sorry for your loss. I have horrible credit and now getting it back on track. You do not need to pay anyone to fix it for you. I just found out myself. You...
- You could check out the Dave Ramsey Financial Peace Program. Good luck.
- Dear C., I am so sorry for your loss and I know your needs will be met. You have some good suggestions from the other moms. My suggestion is to find an attorney who ...
Need to Know Approx Cost of Childcare in Area
When I first started out doing this, I based my rates on other providers I'd heard of. ... mortgage news · home mortgage loan rate ...
Answers
- Hi C., I am a childcare provider. My rate is 175.00 weekly for infant to potty trained. 130.00 for toddler to Pre-k w/ Preschool lessons taught. I am also ...
- Hey, C., so your husband got the job! Great news. I'm afraid I can't help you with Christian-based childcare. Pretty much all of the ones I called were either full-...
- C.-- I'm a licensed daycare provider located in Prairie Village. When I first started out doing this, I based my rates on other providers I'd heard of. However, I dec...
Good Mortgage Company
I absolutely LOVE the loan officer we work with Her name is Kristi Thompson and she's ... Is It Ever Okay to Leave Your Kid in the Car at the Gas StationATM ...
Answers
- We used PRIME Mortgage Company (Deb McGuire) and really like her. She stays in touch w/ us and keeps us posted on mortgage rates.
- are you a member of a credit union?? if not, check there....we just refinanced through our credit union for FREE!! no closing costs or fees!
- Just an FYI: We've used Wells Fargo (I have a good contact there if you decide you want to try it again) for 3 mortgages now and we've never had an issue. Aside from ...
How to Cut Corners on Monthly Expenses
Use one car if you have two. Turn off the A/C and open the windows. ..... interest card you have or take out a loan interest personal loan to pay the cards off. .... It is a low monthly fee of like $5.00 they bargain the rates down, ...
Answers
- Where do you live? Do you have a WinnDixie around you they have certain bargains on meat buy one and get one free! What is your profession?
- There's a ton of great advice here. I'd like to reiterate the comment about breastfeeding. It will SAVE SO MUCH MONEY. If you are having problems, call the hospital...
- I know you said you already use coupons, but have you checked out thegrocerygame.com? Its a great site and if you want to subscribe, they take your normal sunday coup...
How to Help a Speech Delayed child...she Is Talking Now 5 New Words
Sep 8, 2009 ... so I started making sure that when we were in the car, ... Also the Nossinger Institute used to loan out materials that you can use. ..... Every child develops at different rates and it is probably nothing to worry ...
Answers
- Do you read to her? Will she repeat words to you if you ask her? Do you require her to verbally request things that she desires from you, or do you anticipate her ne...
- I would get her hearing tested again. And have the doctor look at her tonsils/andenoids. My nephew wasn't talking much then they discovered he couldn't really hear b/c...
- One of my triplets was speech delayed. I was told that he might never talk, that I should start sign language, that he would always be in special ed... We did the te...
Going Back to School?
If you need to take out loans, don't hesitate. The interest rates are super low, and you don't have to pay them back until you graduate and are making money ...
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- Going back to school would be the best for you and your kids. If your boyfriend is not going to support you in this do you have family that can help you out? I would s...
- R., Schools have daycare. If he's not supportive of you, then YOU have to be supportive of you. School is such a wonderful gift to yourself and to your children...
- Hi R., It sounds like you're in a tough spot financially right now. I think that if you're willing to make the sacrifices to work and go to school you should. I'm...
"Need Help"
By Car · Infant Travel Advice · Pregnancy and Travel · Traveling by Car ... and in school full time! if you havent already you can take out a student loan, ... of your tuition and living expenses covered at low, federally backed rates. ...
Answers
- I would look at www.minnesotahelp.info there you can find all kinds of different programs that can be of help to you. Good luck!
- C., Go to the financial aid department at your school and find out if there is additional aid you can receive. You can get all of your tuition and living expenses ...
- Sweetie I am in the same boat, and I would disregard the woman who is trying to be all up in your business wondering where the dad is...anyways I am 22 with a 2 month ...
