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Seeking a Financial Advisor.....
Asked by M.R. from New York
on July 27, 2008
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Hello,
I - along with probably many others in this time of high gas/oil prices - am having a hard time with my finances and getting them in order.
My husband a...
Answers
- Why isn't your hubby involved in the finances? Can't solve a problem if everyone doesn't have all the information needed to set a game plan. Pull all your bills togeth...
- I am not a financial advisor. That said, I'd like to congratulate you on your ability to take responsibility for your finances. Since my Real Estate career is more l...
- Hi M., I feel your pain. My husband got laid off 2 years ago, went back to school for a new career but now with so many corporate and municipal budgets tight, he i...
Husband Does Not Want to Own a House EVER, Is This a Bad Financial Decision???
Asked by C.J. from New York
on June 3, 2011
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OK I'll make it short ladies. we were homeowners from 2003 until 2009; I LOVED my house, I loved being a homeowner and we only sold because husband's work was an hour ...
Answers
- Geez, I can't imagine why he WOULDN'T want to buy a house, especially while the market's so flat. In the long run, it's ALWAYS better to rent then buy, unless you r...
- I have always wanted to be a homeowner, however I can understand why some people absolutely would not want to go that route. A few years ago, we put our house up fo...
- While real estate is rarely a bad investment, if he doesn't want to, he doesn't want to. Make sure to be funding your retirement and college funds generously!
Quicken? for Financial Online Planning or Another?
Asked by M.T. from Dallas
on January 2, 2008
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Hello and Happy New year!
I'm trying to fulfill my new year's resolution and get a better handle on my finances this year. I have used Quicken in the past but was wo...
Answers
- I am a "semi-retired" accountant (read:stay at home mom) and have ended up going back to basics with my personal accounting. I used to use Microsoft Money which is a g...
- M. I have used Quicken for years for my personal books. I have also used Microsoft Money and Quickbooks. the key to using any program is to maintain it. Someone me...
- Hi M., I use Quicken and it works very well. The key to your success is to be VERY, VERY disciplined in entering transactions into your registers. I usually go no l...
Alimony and Child Suport After Divorce?
Asked by M.M. from Tucson
on April 2, 2011
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K... I've tried these stupid calculators to determine child suport and alimony and they are not working.
I have 3 kids. Unborn baby due in May, 2 yr old and 7 yr ol...
Answers
- Every state is different, but I don't think you've been married long enough to get alimony. If you do get it, it may only be for 1/2 the length of your marriage (so, ...
- Go to see a lawyer. The first consultation should be free. You need that "expertise" to be sure you know what you are legally allowed to get. I know I was surprise...
- Get advice from legal sources. You need the bulk of the money in child support since that gives you a better legal situation should he not pay.
What Is a Fair Amount of Child Support to Ask For?
Asked by V.N. from New York
on September 14, 2011
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My boyfriend and I have been fighting a lot lately, and its this repetative cycle where he will stay out drinking and come home as it suits him, and then I get mad at ...
Answers
- As far as I know. Its not what you ask for, its based on his salary. The judge will decide that.
- You need legal advice, contact a lawyer. You should also be able to get a child support calculator from your state courts website. Just call the court house informat...
- It's impossible to answer this question as you do not supply any information. What are the costs for the child each month? Does he make $2,000 a month or $8,000 a mo...
What Do You Do About Your Mortgage??
Asked by M.M. from Dallas
on January 1, 2009
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Ladies,
My husband and I had a deep conversation this morning about our home mortgage, and we'd like to know what the norm is. Do most people get a 30 year loan for ...
Answers
- What my friend used to do was get a breakdown from the bank of what amount of the loan went twards intrest/principial every month. Then she would pay the regular payme...
- Good Morning Reba S I work for a title company and most of the closings that have loans are 30 year mortgages. I always suggest in closing that you make extra princ...
- Hi Reba, I have a 30 year note which made my monthly payments affordable. Most people I know have 30 year mortgages. In addition to the monthly note, I add a separa...
Advice on Child Support Payments
Asked by L.C. from Denver
on February 24, 2009
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My partner and I are recently separated, and I am wondering how much is reasonable to ask for in child support for my three year old daughter. My bills (mortgage, heal...
Answers
- L., There are two things to consider in this situation. 1.What are the expenses that you have based solely on your daughter? 2.What is a reasonable amount that yo...
- First you have to have lawyers involved, for your protection, and your daughters. It doesn't have to be ugly and it can be expensive if he chooses to fight, but to be ...
- I'm sorry your family is going through this. Your best bet would be to go to your local child support enforcement agency. They will set up the child support payments b...
Need Advice and Help with Mortgage Information
Asked by M.E. from Chicago
on March 11, 2009
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Hello,
My fiance and I are planning on moving to Arizona after our wedding. We would like to buy a house and we found a couple ranging from 100k to 130k. The only ...
Answers
- Some of the things I am about to say has nothing to do with you personally. I do not know you or your situation but I do something about mortgages because my husband ...
- I think the market is tough right now. Don't forget if you don't have 20% down, you will have to pay private mortgage insurance (I think ranges from 50 to maybe 80 buc...
- My husband is a loan officer and does mortgages for a living. Give hima call. His name is Nick, and his number is ###-###-#### x183. He'd be able to give you more i...
Need Advice on Child Support
Asked by C.W. from Austin
on July 15, 2008
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Hello all. My husband has a 17 year old son with his ex-wife. They have been divorced for about 9 years and have split custody. My step-son lived with my husband an...
Answers
- 1) I would ask, did you get everything in writing when you agreed upon amounts? maybe even supporting documentation, such as emails. 2) I would find a lawyer in her ...
- It sounds to me she has come to her senses and realized her son is almost 18, child support stops unless he is in college. The additional $200 she is asking for is to...
- The first step you might try with her is a mediator. At least it will be on record as to the agreements you all have made in the past and with the recent moving out. ...
To Buy or Continue to Rent
Asked by C.W. from New York
on March 16, 2009
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My husband and I will have to move in July. We're paying way too much for our 2 bedroom in Riverdale and its not enough space, our 13 month old sleeps in the hallway....
Answers
- If you can do it and afford it buy now. There has not been a better time to buy in recent years - however do not do it if you can't - it is not worth it. Talk to a fi...
- Hi C. This is my take on buying vs renting. These are the two questions we were told to ask ourselves when we decided to buy. Can you afford not to buy? Where is yo...
- The #1 thing to remember is not to buy a house that is out of your range or overpriced. Know how much you can afford/month then subtract $200 from that amount, that wi...
