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Savings Bonds
Asked by A.M. from Chicago
on May 18, 2007
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While reading about what to give as gifts, many suggested savings bonds. This may be a silly question, but how exactly do savings bonds work? I never had savings bonds...
Answers
- Bonds are nice but take a long time to mature. It depends what type and series of bond you buy as to when it matures. Bonds have a cap at 30 years. I actually just ...
- http://www.uscg.mil/Legal/la/topics/tax/savingsbonds.html
- I received many savings bonds over the years, but have never cashed any in. They make some money over time, like most other conservative investments. One thing I do ...
New Baby and Savings Bonds
Asked by R.A. from Chicago
on August 3, 2009
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I have a new baby and people are wanting to give her savings bonds. for this they want a social sec #...i am not comfortable just giving that out. looking for feedba...
Answers
- As the previous post said, the child's soc. sec. number is not required...the purchaser can use their own ss#. I have purchased savings bonds for my niece and nephew ...
- As far as I know, and I could be wrong, if someone wants to give a federal savings bond or deposit money into a bright start plan, the social security number is required.
- R., there is a social security number required. however the buyer can use their own social security number. My kids have loads of bonds and we have bought loads of b...
Buying Savings Bonds for My Toddler's Future
Asked by A.A. from Los Angeles
on March 15, 2010
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Hi Moms,
I know nothing about savings bonds, but have heard that they double in value after 7 years from the time of purchase. Is this true? If I buy a $500 savings...
Answers
- Great question! I'll tune in for responses because I'd like to know too...
- I'll start from the beginning. You can purchase a savings bond directly from the US Treasury or from any bank that has agreed to act as an agent for the Treasury. No...
- My mom is a financial advisor. But we're from Mn so that won't help you. And not all financial advisors CHARGE for info! She meets with people all the time and ...
How to Ask People NOT to Buy Gifts!
Asked by C.G. from Chicago
on February 16, 2008
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My daughter will be having her First Communion in April and I don't know how to tell our friends and family NOT to buy her gifts. We have already had a few say that t...
Answers
- C. - I understand exactly. My suggestion would be if you are close enough to the friends to invite for the First Communion, you should be able to be truthful with ...
- Well, I have/had the same problem with my in-laws...with birthdays/holidays, my two step-kids (11 & 12 1/2) would get things that well didn't really interest them and ...
- I just went through this with my daughters. Are you doing printed invitations? If you look at what true etiquette would be - you cannot ask people NOT to bring gifts. ...
What Should I Buy My 15 Month Old DS for Christmas?
Asked by S.K. from Minneapolis
on November 29, 2008
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Hello? As Christmas is approaching, the relatives are asking for a wish list for my 14 month old DS. He turned 1 in September and got lots of gifts, so my DH and I are...
Answers
- Be careful what you wish for! It is wonderful to have so many people wanting to give things to you little one. At this age, he doesn't understand so much about the gif...
- My day care toddler boys LOVE our toy kitchen. You don't have to buy the expensive "Little Tikes" type either. Walmart just had them for $40.00 and it includes "foo...
- I totally second the toy kitchen! Also, we got the Fisher Price house that you can open the door and window...I can't remember what it is called. My daughter got it ...
How Do You Feel About Relatives That Don't Buy Your Kids Gifts?
Asked by H.M. from Denver
on December 7, 2011
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So we've lived away from all our family (hubby's and mine) for almost 15 years and while I still am close with my immediate family it's almost like my kiddos don't exi...
Answers
- I don't know what to tell you because we have the same problem. I totally get your drift. It is NOT about the gift at all in my book. It is about being forgotten an...
- Yikes...my sister has had the exact same issue with her children and I totally get where you're coming from. My sister and her family moved out of state for her husba...
- Yep, too sensitive. If it really is only about the gesture, a card should do. We have relatives strewn all over the world really and I don't care if any of them se...
Question About Checking Child's Credit
Asked by J.K. from Minneapolis
on October 8, 2008
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Ok, so I'm probably being a little jumpy here but here's the situation: I have given my mother in law my son's SS number no less than 3 times for them to buy him bonds...
Answers
- you can get 1 free report from all 3 credit reporting agencies 1x per year per federal law. i know if you go online you have to be careful which site you chose so may ...
- just so you know...they don't need the SSN to set it up...not even for a bank account... to control the issue, take control of it
- Here is what it says on www.annualcreditreport.com/cra/index.jsp FAQ: How do I request a credit report by mail for a child under 13 years of age? The credit rep...
Need Suggestion for X-mas Gift for 8 Yr Old, Farm Loving Boy
Asked by K.J. from Chicago
on November 23, 2009
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Hello Mamas,
My 8.5 yo Godson absolutely loves farms (his mother's new hubby is a farmer, and he has helped them slaughter chickens before.) I am not very close wi...
Answers
- Horseback riding lessons? Novel and VERY sppecial between the two of you. Call different stables or look up online to see whats convenient to you and him. You be the o...
- john deere has a lot of its tractor/farm equipment as toys, you can get fleece blankets with the john deere stuff on it, etc. I bet they have a website you can look at...
- How about room decor? I'll bet there are cool tractor lamps, cattle figures, chicken pillows, etc. A throw rug and new comforter would make a whole new room.
College Savings Plan
Asked by C.F. from Joplin
on February 29, 2008
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I am a mother of 3 children, ages 12,8 and 3. I know that time flies when raising children and my daughter will be off to college before I know it. Does anyone out th...
Answers
- C.- I work for a mutual fund company. There is a plan called a Coverdell Ira. I don't know all the exact details about the plan, but I am pretty sure the max amou...
- C., I am a nurse and I have also taught school. Our financial advisers suggested to us that we use the College Bound Fund program. You can make monthly deposits or ...
- As the others said.....529 plan. Also, go to upromise.com and become a member. You get rebates from retailers that are deposited into your 529s. (distributed between...
Christmas Gift Ideas
Asked by J.L. from Los Angeles
on October 25, 2008
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The Holidays are coming and family and friends are asking what our little guy needs. We had three baby showers (yes, three...we know too many people) and now have way ...
Answers
- The gift of time - babysitting so you can go out.
- Ah, I say if they are going to buy anything make the age for the gift a little older for the child that way he can grow into the gift instead of growing out. My son wi...
- What a blessing your family and friends are! :) Start building up your little guy's library. Board books are great for now and the near future, but also start getting...
