business credit unsecured
Related Questions & Answers
Results 1-10 from 28 articles
Credit Starter
Asked by M.B. from San Antonio
on March 30, 2009
-
i was wondering if anyone knows of a good credit starter credit card with low interest and apr. and also a good credit limit?? please let me know. thanks.
Answers
- If you don't belong to a credit union you can join, I would suggest that. My credit union is GREAT. I will NEVER go back to a regular bank. I have two secured cred...
- Another Dave Ramsey fan chiming in here. Please do not get a credit card just to "build your credit" (or encourage anyone else to do so...especially a teenager or col...
- My husband and I have found that the best credit card is American Express. It has a good rate. Now typically if you don't have any credit your limit is going to star...
What Is the Best Way to Repair Your Credit After Filing Bankruptcy?
Asked by S.M. from Chico
on January 17, 2007
-
I filed for bankruptcy 6 years ago...and have yet to even TRY to think about doing anything on credit since. However, my husband and I want to buy a house, therefore,...
Answers
- I bought my first home after filing Bankruptcy after only 3 years. I had a very goood loan person. His name is Merrick and here is his contact info. 1301 SE Tech Cen...
- Hi S., My name is C. and I am a Real Estate Agent. I Know quite a bit about Credit and you CAN recover from a bankruptcy. I do credit Repair, it works really well. Wha...
- Just FYI, when still in bancruptcy, any type of credit is under the bancruptcy meaning it does not count either way. So, it is obsolete. If the bancruptcy is done, t...
Cashing in My 401K to Pay off Credit Cards
Asked by J.V. from New York
on September 6, 2008
-
Hello All, I have about 8K in credit card debt I would like to pay off. I also have 11K in an old 401K from my previous employer. I know the golden rule is not to ...
Answers
- Hi J., You should consult an accountant to be sure. But, I believe you pay all your capital gains taxes up front. I'd also consult an accountant about the best way t...
- DON'T DO IT! Dont cash in your future to pay off the past. You'll be creating more problems. Go to Consumer Credit Counseling Services, of New Jersey or whatever s...
- DO NOT DO IT! You will get hit so hard in taxes and penalties that you will have to take a loan just to pay that! My mom closed out hers at a previous job and she had ...
Mom Is Being Threatened by past Credit Card Companies
Asked by L.H. from Houston
on May 20, 2008
-
My mom is being harassed by past credit card debt. What is the statute of limitations on being taken to court? The debt is from 2003. She was with a credit card deb...
Answers
- I had a similiar incident with a settled debt. Could she get copies of her checks. That way she has proof that she has paid them. I am not real certain what else sh...
- If she resides in the state of texas, they can't "do" anything to her. Different states have different laws. Credit cards are unsecured debt. The company is taking ...
- L., tell your mother to get caller id and stop taking the calls. My husband and I went through some very hard times not too long ago when he lost his job after 24 yea...
Advice Needed for Minimizing Small Business Debt
Asked by M.D. from St. Louis
on October 15, 2008
-
I left the corporate world and decided to make my own job after my whole department was laid off. I worked in Aviation for nearly 15 years. I seemed to be lucky enou...
Answers
- I would strongly reccommend that you check out www.daveramsey.com. My husband and I went through his Financial Peace University about 18 months ago and I can't tell y...
- I would advise you to contact your creditors. You can ask them to lower your rates, but don't stop there. If you have a reasonable amount of money that you can affor...
- www.daveramsey.com this is all the direction you'll need.
Credit Card Debt Needing Advice
Asked by T.P. from Kansas City
on February 16, 2009
-
Hello. I'm a single mom who is currently not receiving any support from the father. Due to the legal battle we have gone through this last year, I have acquired appr...
Answers
- Look into Dave ramsey's financial program. I know alot of people who have success with this and I'm looking into it myself.
- Bless you. You are staying positive and looking for solutions, and I commend you for that. i am in a similar situation, having become a single mom unexpectedly recen...
- The best advice I could give you is to check out DaveRamsey.com. He is wonderful! Be careful of companies that say they can get rid of your debt. They will charge you ...
Personal Loans
Asked by C.N. from Phoenix
on June 15, 2011
-
I can't decide so I'm asking you ladies for advice..I have been trying to get a loan and my credit is bad. Well I applied online and got a respond from a company. The ...
Answers
- No, I would not do this. Go to the library and check out this book: The Total Money Makeover by Dave Ramsey. It will help you start dealing with your finances and take...
- Well they are damn near impossible to google so I would imagine they shouldn't be trusted. Sounds like the money must be in one of their checking accounts? As othe...
- I would do some research on them - find out how long they have been in business. Try to find some reviews on them. There are a lot of bad loan officers out there!
Advice on Getting Bills Current
Asked by S.S. from Dallas
on May 1, 2009
-
*I APPRICIATE ALL THE FEEDBACK, BUT GOT LAID OFF THE VERY DAY OF THE REQUEST. PLEASE KEEP MYSELF AND MY FAMILY IN YOUR PRAYERS THAT GOD WILL GUIDE ME IN THE RIGHT DIRE...
Answers
- do NOT go to CCCS!! You can negotiate settlements on all of the cards for less than you owe (some as little as 15% of the balance). Once it goes to collection, the b...
- Hi! You could possibly get in touch with your credit card companies and see what they will accept.
- I second the suggestion on Dave Ramsey. We're in the middle of doing his Financial Peace University, and his lesson on dealing with credit card companies would really ...
Need Credit/debt Advice PLEASE
Asked by G.B. from Boise
on June 1, 2010
-
If I own my house free and clear (Idaho) , but have a 40,000 credit card debt- can they force me to sell my house to pay off the debt?
We have been here 6 months l...
Answers
- Please consult with a bankruptcy attorney in Idaho. Almost all of them offer a free, no-obligations first consultation. They will be able to tell you what the homeste...
- Many companies now are willing to settle for significantly less than you owe. I've had several debtors in the last couple of years offer to settle for as little as 30%...
- We settled a lot of our credit card debt for just over 1/2 of what we owed. BUT..our sums were MUCH smaller. I think the biggest was about $3,000. The absolute BEST th...
Question About Buying Our First Home
Asked by M.M. from Columbus
on February 22, 2011
-
My husband will be graduating physican assistant school in late May and we are excited to start the process of purchasing our first home. Over the past several years, ...
Answers
- CONGRATULATIONS on becoming a home owner!!! Yes, your debt to income ratio will be considered in your pre-approval for your mortgage. You need to get pre-approve...
- I believe your credit score will be affected by your credit card debt. Your credit score looks at the credit available to you and then how much of that available cred...
- I'm sorry that I can't directly answer your question. I hope that your credit issue doesn't affect the purchase of your home! Sounds like you are on the right road t...
