burial insurance
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Burial Plot Now or Time of Death
Asked by P.O. from Harrisburg
on April 8, 2011
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What do you think is the better option? Buy term life insurance and in the event of death pay for the burial spot at the time of death or buy the plot now and make in...
Answers
- I can't fathom having money for health insurance, life insurance, retirement, savings account, emergency account, notice I'm not even pretending to try for any kids co...
- I would say do the life insurance. You never know what the future holds and having the money at the time of need is often most helpful. You may not be living in the ...
- IMO this is a no brainer, Life insurance enough to pay off the house mortgage in full, or if you don't own a home enough to purchase a home that fits a family's need i...
Life Insurance
Asked by J.R. from Saginaw
on February 28, 2011
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If your main insurance company does not offer life insurance - where did you purchase it through? We are in our mid-30's - if that makes s difference.
Thanks
Answers
- Just purchased a 20 yr term-life plan through Zander Insurance. Great deal & saved a lot of time by comparing many agencies to get us the best deal.
- It all depends on your personal circumstances, what you are trying to accomplish and your overall estate planning needs: 1. The group term life available through your ...
- The best company is Zander insurance. They will shop for the best rate. I have a 500,000.00 policy for 190.00 per year! You need 20 year level term life insurance. Sta...
Life Insurance
Asked by S.J. from Tampa
on June 22, 2009
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hi everybody
i had a post about this topic with no answers. so i'm gonna ask it again. i need information about life insurance. i'm affraid that if God forbide some...
Answers
- This is what I know about life insurance: there is 1)life or 2)term life insurance. 1)life insurance is the basic and cheapest form of protection. the insurance cos...
- Hi My name is K. Mahlios I own Allpro Insurance Agency. I lost a daughter in auto accident and took custody of her 2 year old daughter. My son and I opened an Insura...
- According to Suze Ormon, you should have 6 months of paychecks in savings before worrying about life insurance. A will stating who your kids go to are also important....
Life Insurance
Asked by E.T. from Dallas
on October 15, 2008
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How much life insurance do you have? We have 2 small kids and are trying to decide whether we need to raise our coverage or if it's sufficient. Also, which do you re...
Answers
- Together my husband and I have $1 million. I can't remember how it's divided up between the both of us. We have the policy through his company as well as a term and ...
- My husband has $500,000 and I have $250,000. My husband's policy has a child rider policy which more or less covers the funeral costs if something should happen to our...
- E., Get Term and get it soon. It'll be cheap since you're young and cheaper if you don't smoke and are in good health. A 20 year term plan will take you through c...
Life Insurance
Asked by N.K. from New York
on October 5, 2009
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Can anyone tell me about Life Insurance? I'm 8 months pregnant and I would love to get this in place before my baby is born. I know my husband has some coverage thro...
Answers
- Hi N.. I agree with most of the responses. Term insurance is the best. I'm a life insurance agent & I specialized in educating people about life insurance by doing an ...
- Hi N., I would make sure that your SPOUSE not your child is your beneficiary. If your child is beneficiary, someone will be appointed to oversee their money, and it m...
- My husband went in and purchased term life insurance for 25 years when I was pregnant with my second child. The agent will talk with you to figure out how much you/hus...
Life Insurance for Your Kids?
Asked by S.A. from Washington DC
on March 17, 2011
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So what is your opinion on life insurance for your kids? Should you have it or not?
Answers
- I have it for my son. Shortly after he was born, my husband and I got life insurance for the whole family. Its doesn't cost much and now we have it, heaven forbid we e...
- No, we feel like life insurance, especially the whole life ones, are a gimmick. We don't carry life insurance on ourselves. However, if we weren't in the position ...
- We have a rider on my husbands policy for our children for 20K. God forbid anything should ever happen, at least we have a small amount of coverage to help with any e...
Life Insurance? Aflac? I Spend Our $ on Health Insurance
Asked by M.N. from Charlotte
on October 18, 2011
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We all have health insurance, but none of us have Aflac or life insurance. My friend told me she spends hundreds a month on Aflac and life insurance and if I don't bu...
Answers
- I actually have some great benefits for my job. I do have health insurance on my whole family, in addition I have life and AD&D insurance on everyone. I can only hav...
- First of all I would never sacrifice health insurance. You never know when you will be sick or an injury can occur. When it comes to life insurance on children, ...
- I wouldn't say you are making a mistake but I will say she is. She is giving up health insurance in place of life insurance? Seems like she is too focused on their d...
Should I Get Life Insurance for My Baby?
Asked by S.J. from Charlottesville
on March 8, 2009
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I have a 14 month old daughter. I am wondering if I should get a small life insurance policy on her, god forbid anything were to happen. I just read on the internet ...
Answers
- I recently signed up for life insurance for myself through State Farm (I have my car insurance with them, too). I went ahead and put a child rider on my life insuranc...
- Hi S., I got life insurance on my children when they were about 3 weeks old. The life insurance was puchased for myself but I added my children also to the policy....
- Its definitely a good thing to have. I have two friends who have lost children (one was born with a heart condition and they knew he wouldn't survive; the other died ...
Gerber Life Insurance
Asked by T.J. from Seattle
on June 15, 2010
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My stepmom has offered to pay for life insurance for my two daughters. When she sent me the paperwork to sign she listed herself as the beneficiary! Is that weird that...
Answers
- Totally weird. That's going to be a hard one to approach, but maybe you can talk to her about these things?
- We have gerber life insurance for our children. Just a heads up here the policy is pretty much just enough to pay for a funeral. Have you discussed this with her? ...
- Generally speaking, it's not a great idea to insure a liability. You should only insure assets (house, car, people who earn an income or take care of the kids). As odd...
Do You Have Gerber Life Insurance
Asked by J.K. from Dallas
on February 26, 2007
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I don't know if I should get Gerber Life Insurance for my 2 year old. My father has one policy for her (he gets one for all the grandkids) but he's 69 now, and I don'...
Answers
- why don't you look and see if your work offers it first? I pay $1/month for my son's life insurance through work. If your father took out a policy on him, he doesn't p...
- i have it for all 3 of my kids. 18,15 and 5. my main reason for getting it as it helps towards college but they have to be 20 or 21 to get it though. but by that t...
- Not worth much- go term!It's a better deal w/ better outcome. Go to www.daveramsey.com to get more info. D.
