budgets
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Has Anyone Used Careone Credit Counseling???
He has a cash-only envelope system set up to help people stick to their budgets. I love the entry to his show where they say, "The show where a paid-off ...
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- Unfortunately, using a credit counseling company is almost as bad as bankruptcy. I have done some research and have found that there is really nothing you can do othe...
- I would like to invite you to Financial Peace University by Dave Ramsey. It is a 13 week course offered through our church, Sun Valley, and it had made a HUGE differe...
- My sister used Debt SHield, which a friend of hers also used. It worked out well, as if creditors started calling, she just called the person at DS & they had it stop....
Who Controls Your Finances?
I have since liquidated some assets to allow me to pay off our house so hubby budgets money each month for the taxes. If an unexpected large bill comes up, ...
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- Our church offers a financial class called Crown Financial. It is great!!! You can google to find out more about it. Also, I am a SAHM and have been the financial plan...
- you both need to agree on who pays the bills and set up a budget. Honestly 20 for Mcdonald's for you and 2 toddlers way too much. I only bought happy m...
- Hi K. K, I handle the finances in my house. My husband uses his debit card when he needs gas etc. The only time he really asks about purchasing things is if its ove...
Daycare Cost for Two Kids and Moving Soon - Torn What to Do.....
I have to agree with Nicole that finding something that fits more easily in your budget would probably be a good idea. Kids really pick up on our stress ...
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- I agree with the other Nicole (different spelling than mine! LOL)and her financial-savvy advice. Times are tough for many and you can only control so much of it. Gr...
- As a daycare provider, I would suggest you do not move daycares unless you REALLY have to. Your son has enough changes in his life and another huge change with the mo...
- I feel for you. It sounds like there's a lot of uncertainty for you right now. What is certain is the economy and housing sales are in a slump right now. Without kn...
Looking for Summer Camp for My Nephew
Both offer great day camps for all ages and budgets. I know the County Parks offer beach adventure day camps for smaller ones. 2 moms found this helpful ...
Answers
- Check out camp hope in dahlonega, ga. I think you will love it.
- I'm not sure when they start, but Ripleys Aqurium has some kind of week long summer camp program, you may want to checkit out.
- M., I would try the local YMCA. They have all different kinds of camps that may be of interest. I'm not sure if they will only be for a week, but it would be worth a...
Do You Think That Finance Issues Cause Divorce
I am very good with saving and math so I brunt all of the bill writing and also budgeting in our household. My husband is very free spirited and of the mind ...
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- Money is a big factor in a relationship and having money problems adds to the stress and can be hard to fix. I do that it an be a big factor in divorce. You become unh...
- Hi R.! My name is P. Martin and I am a registered General,Civil, Business, and Domestic Mediator in the state of Georgia as well as an RCI licensed Relationship Coach...
- I think that it CAN be the number one cause of divorce!! You have to work together at finance issues and TALK all of the time. A good place to start is to listen to D...
The Grocery Game
We could all use to cut our grocery budgets right?! Thanks! =). Answer. Helpful? Yes | No Save This Remove This Report This Share ...
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- I use the Grocery Game and have found that I save more at Tom Thumb than at Kroger (we moved and I switched stores, but now I'm switching back). You probably won't sa...
- I use iwantfreegroceries.com (it is a local service that is just like Grocery Game and Coupon mom) - I am also one of those coupon ladies in the grocery store. I have...
- I do not know anything about the grocery game, but it sounds very interesting. I know that Kroger does not accept online printed coupons so this would not work for the...
Would You Charge Your Kids Rent?
Try making a budget with your daughter both for her current expenses and for ..... Hopefully she will have learned a little about budgeting, and you would ...
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- You are not doing her any favors by allowing her to free load. She needs to pay rent AND help around the house, or find her own place. She's an adult and needs to st...
- from the time i had a job at the age of 16, i paid rent, in high school or college or not. it wasn't much, but it was a contribution to the household. that held firm...
- We are definetly not at that point yet with our children. But my husband and I both have said...the kids can live at home if they are going to school. They must have s...
Debt Help!!
When I create our budgets, I round down. My husband is full-time in the Navy, ... If you do a search on the internet for "personal budget" in quotes as I ...
Answers
- It sounds like you are getting a lot of good advice here. One thought that I wanted to add, though, is when it comes to using a credit counselor. It is a great program...
- I suggest the book "Total Money Makeover" by Dave Ramsey. My husband and I are in the same boat as you. We are now about half way through the book and for the first ...
- We are going through an awesome program at our church called Financial Peace University. My parents have already done it and they were able to save $1000 and pay off ...
Wedding Venting and Need Advice About FAMILY
You know your budget and what you like and don't like. Assign certain ( trustworthy) friends and family to help you with the details. ...
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- Have your wedding and don't listen to those family members who are making you feel bad. My son got married this summer and it was a beautiful wedding outdoors. The w...
- Hi K., I didn't get the big wedding either and really couldn't afford the wedding that we did. However I wouldn't have done anything different. We made sure everythi...
- Do not, I repeat, do NOT, give in to what the family thinks you should do. If you both agree this is what you want, then this is what you will do. I had a weddding o...
Average Cost of Delivery...?
I know it's a little personal but I'm needing to know (for budgets sake) what the average cost (before insurance covers anything) of a vaginal delivery is ...
Answers
- call your ob/gyn office. they all range in delivery prices. they will also do a pre authorization to tell you what your out of pocket cost will be. good luck!
- Generally speaking, most hospital billing departments are very organized and willing to talk this over with you. They are also very familiar with the insurance issues ...
- I didnt deliver at St Lukes, but just had a baby on Jan 15 at Olathe Medical. My EOB and bills came recently, so here are the exact numbers. I, too, was induced with...
