budgeting
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Budget Website
Read all 21 responses: "Hi, I am now on a "fixed income" due to a change in marital status. I want to stretch each dollar as far as possible.
Answers
- I just had to add another vote for www.daveramsey.com - his philosophy is great and manageable. Taking a Financial Peace University class if you can find one would be ...
- Hi C., I don't have any great budgeting websites to share but I am going to check out the Dave Ramsey site myself. I wanted to add to Danielle's post about meal planni...
- In addition to Dave Ramsey's site, www.mint.com is a FREE money management system. I'd also recommend this book: http://www.amazon.com/gp/offer-listing/0761147489/ref...
Seeking Other Frugal Moms Out There for a "Frugal Mommy Group"
In addition to all this, I, too, am a SAHM and on a budget. I have years of experience with budgets, menus, etc., so I understand where you are coming from. ...
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- What a great idea! I, too am interested. I live in the N/E Ft. Worth/Keller area. My husband and I took the Crown Financial classes and really enjoyed them, but we cou...
- I am interested, I am in GP... really close to Arlington.
- Sounds GREAT. Only thing is I live in Bedford so not sure how far away Arlington is. I'm definately interested though so keep me in mind.
Do You Think That Finance Issues Cause Divorce
Create a budget together and stick to it. ... I am very good with saving and math so I brunt all of the bill writing and also budgeting in our household. ...
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- Money is a big factor in a relationship and having money problems adds to the stress and can be hard to fix. I do that it an be a big factor in divorce. You become unh...
- Hi R.! My name is P. Martin and I am a registered General,Civil, Business, and Domestic Mediator in the state of Georgia as well as an RCI licensed Relationship Coach...
- I think that it CAN be the number one cause of divorce!! You have to work together at finance issues and TALK all of the time. A good place to start is to listen to D...
Budget of 1000 Dollars a Month?
Read all 4 responses: "Hi, I just really went through our transactions and realized that we spend almost 1000 US dollar a month on groceries (including ...
Answers
- We're a family of 4 hungry fish/vegetarians. We spend ~$200/ week. We get diapers at Target, which for us is cheaper than the grocery store; wet wipes at Costco. Our v...
- Wow. I wish we had an extra grand to spend just on food! We have a family with three adults and my 21 month old. I do buy diapers, wipes, pasta, juice, chicken, etc...
- I think we spend about $700/month. I would definitely suggest going to Trader Joes!!! That saves us tons of money. And for the things I cant buy at Trader Joes, I pref...
Budget Info- Pretty Personal but I Will Ask Anyways
Jun 27, 2009 ... Read all 6 responses: "I know this is a very personal question and many wont want to answer but I will give it a try.
Answers
- Ultimately, I think it depends on your debt load, what you make, and what you're willing to sacrifice so you can save instead of spend. if you're looking for good bud...
- Please read the Dave Ramsey books to learn about the envelope system. My husband and I have been using the envelope system for almost a year and it is truly peaceful!...
- Dave Ramsey is the best for this. He has a budget that is more thorough than most. He also gives percentages for certain things, like what percent of your income shoul...
FSA Account for Daycare Expenses
Sep 30, 2009 ... With today's economy, our budget is pretty maxed out, so getting reimbursed along ... To be honest, it is also a bit of a budgeting tool. ...
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- The benefits of a FSA account is to reduce your taxable income. However, you're allowed to claim child care expenses in your tax reporting at the end of the year. I gu...
- I havn't read your other responses so you might already have this. FSA is a great program but it does have a downfall. The way it works is you agree to contribute so...
- Hi M., FSA account is a great program. I used it the entire time my children were in daycare and daycamp. They are 8 and 9 years old now :( How the program works is, y...
Cheapest Grocery Shopping
Good luck on the quest for better budgeting. I swear every month that I will ... I am not great at grocery budgeting, but I am learning, and working on it ...
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- Hello K.; Let me start by saying that over the last few months, my grocery shopping for a family of five has dropped drastically down to $25 - $50 a week. With t...
- Definately check out Aldi. You said you like crockpot recipes...check out recipezaar.com and you can look up crockpot recipes. There are tons on there. I am on ther...
- Hello K., I paid $20 for the paper for the whole year, and I have gotten more then my $$ worth in coupons. I have set up a system every week, and the on friday I run ...
Money a Huge Problem
But we are so terrible at budgeting that we just scape by at the end of the month. Alot of our mony goes to eating out everyday. We dont have credit cards ...
Answers
- Hello M., My husband is a financial advisor and so needless to say, we talk finances, budgets, investments all the time. He is also a Dave Ramsey Endorsed Local Pr...
- Get the Dave Ramsey book called, The Total Money Makeover. It will inspire you, and get you excited about controlling your own money and life, not letting it control ...
- We went to a program at our church called Financial Peace University. A lot of churches have the class. You can go on line to find out what church in your area or what...
What Does It Cost to Eat?
When you budget, do you include cleaning supplies..." ... We switched over to a cash/envelope budgeting system about 6 years ago and it has really helped us ...
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- My first answer to your question is that, despite what TV and ads would have you think, I believe that most of us who live within our means DON'T buy clothes, get mani...
- HI S. , I am so glad your asking let's me know I am not alone out there the way the economy is right I am also a stay home at home with four kids my husband works bu...
- Costco! Not only that, but coupon items at Costco. We sometimes end up with a garage full of things we don't need at the time, but in the long run it saves big bucks...
How Should House Bills Be Divided?
It sounds like you're doing well in the grocery budget. $420 for 7 for food means that you're doing some home cooking. This is a contribution to the family ...
Answers
- R., I totally agree with the previous responders. You are a married couple. All of your money should be in a joint account and budgeted accordingly. Don't play th...
- Hi R.. I do not believe for one minute just because your married you have to have a joint checking account. My husband and I have been married for 16 years and have t...
- My husband and I have a joint checking account and we opperate as a team. All the money we have is OUR money and it all goes toward bills and purchases as needed.
