budget worksheet
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Budget
Asked by S.R. from Houston
on January 6, 2011
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Me and my husband are wanting to start a budget, can anymore gived me some advice
Thank you
Answers
- Start simple! My husband and I started doing this a while ago and as long as we set simple, obtainable goals it works for us. The first thing we did was set out all ...
- Yes, it seems as though Dave Ramsey has become a cult leader. . . but he KNOWS what he's doing, he shares his knowledge, and knowledge is POWER. We took Financial P...
- The only information u need is www.daveramsey.com and look up his financial peace university. My husband and I along with several family members and friends are workin...
Budget
Asked by T.G. from Dallas
on October 6, 2009
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Hi! I am currently looking for sites that are helpful to a family on a tight budget. Any information on great thrift shops for nice clothing, places to get discount sp...
Answers
- T., Women love to shop, but spending money is another thing altogether......Yuck! My sister and I used to go to garage sales every weekend. Just for a couple of hou...
- Tracy Where are u located. If u are near me I know where everything is. I am the quee. Of thrift and savings!
- T., I recommend Dave Ramsey's site, too. He has a free budgeting worksheet on there that is wonderful. The Financial Peace University is AWESOME! I use the Groc...
Household Budget
Asked by A.K. from Kansas City
on January 2, 2009
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Hi, I made a request a bit earlier about credit counseling, but I think that is not what I am looking for. I am looking for help creating a household budget, finding ...
Answers
- We use MS Money and it makes things a lot easier to keep track of. We used to try to do it all with just an Excel spreadsheet and Money is so much easier. You can down...
- My sister helps us with our budget. She is working toward her CPA. She helped us pay off almost $22,000 in debt in 2008. She might be willing to help you???? Ple...
- No experience with MS Money, but Quicken is a great tool to see where your money is going and helps to budget in as much detail as you want. It also allows you to dow...
Home Budget
Asked by B.T. from San Antonio
on July 28, 2010
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Hey Mom's. I am a single full-time working mom and doing ok. However, I know that I can budget better. I know that this will sound stupid, but how do it do it? Are the...
Answers
- A budget is basically a list of anticipated income and expenses for a set period of time, making sure the income is larger than expenses. As time goes by track your i...
- We use Dave Ramsey's forms and he a few great books as well. Please check out his website.
- go to dave ramsey website you can see his budget forms from his book
Budget Help!
Asked by K.H. from Wichita Falls
on August 11, 2009
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Mu husband and are first time homebuyers, newly married, and new parents. We have no credit cards and only one car payment. However, we can't manage to stay ahead, eit...
Answers
- I've been with my husband for 3 years only married 1 year and 3 months. We have a beautiful 18 month old daughter. 6 months ago he got laid off from his job and hasn't...
- When I was younger and married, we really got in hot water with debt. I did my budget the old fashioned way. I got a card box and on each card, I listed my payment o...
- Dave Ramsey is awesome go to the library and check out his dvds or audio cds and listen to them I know he has a book but I've never read it. He is great it is all abou...
Need to Set up a Budget
Asked by S. from St. Louis
on August 12, 2009
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I really need to get our family on a budget, but am clueless on where to start... Do any of you know good websites, etc. that I can get information or do you have pers...
Answers
- I have also heard good things about Dave Ramsey, but something I would suggest reading is "Debt-Proof Your Marriage: How to Achieve Financial Harmony" by Mary Hunt.
- Most churches offer free or cheap Dave Ramsey seminars. They talk about managing money and give you sample budgets to work with. Good luck!
- we use excell spreadsheets, if you would like a copy of them please PM me w/your direct email and i can send them to you. the first is set up to my husbands paydays...
Seeking a Simple Way to Budget Money
Asked by C.C. from Raleigh
on May 8, 2009
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Hi all,
I'm trying to budget our money to see where all our money goes and to keep better track of written checks for bills and expenses. My friend told me to try Q...
Answers
- You should look into Mint.com - it is a very easy to use site that will organize all of your expenses as well as your assets.
- Good for you for getting ahold of things! :) You can find lots of money by realizing where it has been going. If you like, reply to me and I'll send you an attachmen...
- We use Quicken and it has been wonderful for us. I am horrible about keeping track of my spending, but Quicken makes it easy. We used to do an excel spreadsheet, but i...
Does Anyone Stick to a Real Budget- Monthly or Weekly? Willing to Share Ideas?
Asked by M.D. from Dallas
on September 2, 2007
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Ok moms- I need to know Im not alone. Im a SAHM and I feel that my husband makes enough for us to live comfortably and me to not work. But come time to pay bills- it...
Answers
- Check out the Dave Ramsey - Total Money Makeover - a life changing book for budget/daily living. U can order the book online or get it at most bookstores. He also ha...
- Hey there - I am just sharing what we do here... Both of us work - but we are in our 1st home (almost 2 yrs now!) and I feel it's VERY important to stick with a bud...
- We finally went to a cash only method for weekly extras....not bills, but anything extra like birthday presents, stops at a restaurant, things for the kids, makeup, et...
Seeking Budget Management Advice
Asked by E.M. from Boston
on August 4, 2010
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I will be taking over managing our household finances, and am not a number person! I want to do a good job, but am not really sure what is the best way to go about th...
Answers
- We just got Quicken. I am not a computer person but so far Quicken is awesome & truly easy, I recommend it. Quicken is much more than balancing it has a pie chart & ...
- << Is it worth it for me to learn Quicken? >> Quicken is very user friendly. Not much of a learning curve. It's a really great program, so yes, I think it would b...
- It really depends upon your needs and your goals. If you use just one credit card, no loans other than a mortgage, get only recurring monthly utility bills, and you do...
Anyone Used the Dave Ramsey Program
Asked by D.N. from Dallas
on April 30, 2009
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My husband and I are trying to get out of credit card debt. Any feedback on the Dave Ramsey methods? Did anyone buy the book or the computer programs? What is best ...
Answers
- There is nothing more I would recommend that Dave Ramsey and his Financial Peace University (FPU)! We completed his course and are about to payoff our 3rd credit card...
- I, too, recommend signing up for Financial Peace University. I'm 3/4 of the way through, and our money is already transformed--we've got $2500 in savings, paid off my...
- D., The cheapest method is to just purchase the book: Total Money Makeover. HOWEVER! It might help more to take a class which costs more (about $100?). The ...