bonds and stocks
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529 Plans
It is best to invest spread the money around a little into different types of funds, so you have some in growth, some in balanced (stocks and bonds), ...
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- Hi T., I work for a Certified Financial Planner and we handle 529 accounts all the time. If you are interested in learning more about 529 accounts and which company...
- Hi T., Whatever you do, get it out of the hands of the attorney as soon as you can. Edward Jones is a good financial consultant. Good luck. D.
- hi T., contact a ' good; financial advisor . thisis your childs monies / taxes levied on you and dad if done incorrectly . also; I WOULD consider a...
What to Do with 401K
If you do roll it into an IRA, you can choose a 'self-directed' IRA in which you aren't investing in stocks and bonds, but in direct investments (e.g. ...
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- I would leave it in place. In order to cash it out to put it in a CD/MMA, you would have to pay a 40% tax on early withdrawal. If you are concerned about your 401k, ch...
- Or invest some of it in "poor people". By that, I mean, don't invest in high tech, etc. Invest in Walmart, etc....since they made TONS of money this last quarter, wh...
- That is accurate. You should leave it in place. If you can put a little more in there in fact, it would be the best time to buy mutual funds.
College Savings Plan
Stocks, bonds, etc. I am not as knowledgable as I should be on on the financial stuff so I need help. We are saving for retirement, but so far no plan for ...
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- C.- I work for a mutual fund company. There is a plan called a Coverdell Ira. I don't know all the exact details about the plan, but I am pretty sure the max amou...
- C., I am a nurse and I have also taught school. Our financial advisers suggested to us that we use the College Bound Fund program. You can make monthly deposits or ...
- As the others said.....529 plan. Also, go to upromise.com and become a member. You get rebates from retailers that are deposited into your 529s. (distributed between...
Need Ideas for a Memorable First Birthday Gift
stocks / bonds. Personalize a wooden collectors box for baseball cards... then add to each year. Grand-daughter? give her a pearl each year. ...
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- Hi, I think to get your little Angel started in life, how about a savings bond!! Something my mother-in-law gave both my kids, every birthday and now they can use i...
- Hi L., My name is D. and I am the owner of Mama Of Two Angels. Congratulations on becoming a first time Grandma. I am not sure if you would like to make a special ...
- personally we loved "keepsake" items. There is a place at the Kanan exit called The engraved letter that has baby spoons, cups, etc and engraves. It sill be so very ...
High School Graduation Gift Ideas
I would also suggest savings bonds or even some stocks since now they are embarking on the challenge of learning to be financially responsible. ...
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- How about a laundry basket filled with some products they will need for college (if attending)? Detergent, lotion, flip flops, a roll of quarters, laundry bag...The C...
- We been giving tool sets to graduates for years. Whether going off to college or setting up an apartment everyone needs basic tools -- hammer, screwdrivers, level, pl...
- When I moved out for the first time my Grandma gave me a few gifts I still remember. 1) A First Aid Kit. She filled a tupperware container with everything you nee...
Investment Broker Advice
... life policy and investing your money in an index fund (either backed by stocks or bonds depending on the level of risk that you are comfortable with). ...
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- In my opinion, it's totally worth it. I've always been pretty good at keeping all our finances together, but a professional can help you get everything together. We ...
- When I left my last job I had a 401k through the company. Since I wasn't going immediately to another employer, I rolled my 401k to IRA but kept the (almost) same inv...
- J., I am in the financial industry so trust me on this advice...I do not work with investments but there are guidelines on my company's website that you can find usef...
Foreclosure
Jun 30, 2009 ... of there are assets of your gram's available, (life insurance, bank accounts , stocks, bonds, etc) he can use that to pay off her debt. ...
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- J. , J. , my dear ; never let the bank take property .. Ever, never .never ever ......you will spend a lifetime fix'n your world ...... Fight for the roof over...
- the mortgage is in whose name? why not paying the mortgage off unless no money
- Hi J., First, let me offer you my sympathy on the loss of your grandmother. Second, the role of the executor is to wrap up all of your grandmother's affairs. That...
Upromise Account - Is It Worth It?
Keep in mind that when you are investing in secutities (i.e. stocks and bonds) they are not FDIC insured like a bank, you will see fluctuation in your ...
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- If it doesn't feel right I would not do it. I will only put my money with a financial institution that is FDIC approved and insured. Try one of the banks they have so ...
- my advise is to put money aside in your 401k or get a roth ira, for more info about this, visit clarkhoward.com
- Hi L., Try Fifth Third Bank also. They have a wonderful college fund. When my mom passed away last year, she left some money to my 5 year old. Since I don't know...
Christmas for a 10 Month Old Girl???
It is a good time for you to invest in her future by starting a collage fund or buying some stocks or bonds or even buy life insurance. ...
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- Soft baby dolls are always a winner.
- My daughter was 10 months old her first Christmas, and we WAY over did it. All we ended up getting for ourselves was a toybox full of toys (never touched or broken pie...
- At 10 months this child does not know to expect anything for Christmas . It is a good time for you to invest in her future by starting a collage fund or buying some s...
College Savings Fund
The plans are set up to decrease the risk level of the fund as the child gets older (so more stocks for younger kids---higher yield) and more bonds or ...
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- Hi, I want to give you a word to the wise now. The more money you have in savings or more specifically the more money that your child has in their name means the l...
- My husband and I enrolled in one of the state sponsored TAP 529 accounts for our son. There are two types. One, you deposit money and it goes directly toward the purc...
- We've been doing 529 funds for our two kids (12 and 7). We put in about 150 a month per child and cross our fingers. The plans are set up to decrease the risk level of...