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529 Plans
Know that if you go with a mutual fund, you are investing in the stock market, or bond markets, or money markets, and all are subject to growth and ...
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- Hi T., I work for a Certified Financial Planner and we handle 529 accounts all the time. If you are interested in learning more about 529 accounts and which company...
- Hi T., Whatever you do, get it out of the hands of the attorney as soon as you can. Edward Jones is a good financial consultant. Good luck. D.
- hi T., contact a ' good; financial advisor . thisis your childs monies / taxes levied on you and dad if done incorrectly . also; I WOULD consider a...
Baptism Gift Ideas?
I ended up going with savings bonds. It's not exciting, but you are helping ... Since they are older and might not understand the usefulness of bonds (which ...
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- I gave my niece a really pretty glass tea set. Girls love to play with them and they are close to the age where they could probably play with it without breaking it, t...
- Open a small college saving account for them! Even $25 is nice. Then the account is set up. You can put gifts for other things in it. Also, your sister can share t...
- I remember when I grew up I had received a gift of a mustard seed charm and necklace. I wore it to all special events. With it was a poem, "If ye have faith in a mus...
Help...I Need a James Bond 007 Cake for This Saturday
Read all 3 responses: "I promised my soon-to-be 6 yr old stepson that I would have/make a 007 cake for him. I would prefer to purchase one...vs make it ...
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- Try Cake Carousel in Richardson. They make all kinds of cakes and do great work.
- Depending on what you want, Tom Thumb makes great cakes and they can airbrush anything on a cake. They only require 48 hours notice so they work in a pinch. Also, ...
- Hi B., Call Barbara Day at Kroger's in Sachse. She does amazing work and can do it on the fly. ###-###-#### Best of Luck! C. Roeschen The Trinity Group ...
B-day Gifts
One suggestion we made was a savings bond. It is something that lasts a lot .... You could also ask for savings bonds. She will get so much stuff for her ...
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- Fisher price ball popper, 1 year olds love those, a baby doll, it a month of so she will probably take interest it them. Small toy kitchen, fisher price pots and pans...
- When my oldest turned one she got two great gifts from family/friends. One was the fisher-price laugh and learn learning home and the laugh and learn learning musical...
- Hi N.! Well, my daughter turned 1 in March. I asked my parents to get her a sand box. YOu can get the turtle ones at Target, toys r us, Walmart etc...for like $30 o...
Ideas for Granddaughter's First Birthday Gift
The pearls, stock, bonds ideas are good but they aren't things you can give her to .... My daughters aunt and uncle always get my daughters saving bonds. ...
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- Hi K.!!My son recieved the Potterybarn chair with his name monagramed on it...he loves it and its something he will always have,my sister got it for him(hes 13months),...
- what about shares of stock? My daughter has Disney stock that her aunt got her .. one share every year... it's not a lot, but it's something ..
- My MIL from my first marriage bought my son a year old tree sapling on his first birthday. We planted it in their yard, and now it's neat to see the tree and my son g...
529K
Munis, CDs and bonds are probably better options for you and they will also ... You buy them at half the face value and they start at $12.50 for a $25 bond. ...
Answers
- Well, the 529 is meant to be a long term investment. If your children are young enough that the money is not needed for several years, then you should leave it. As you...
- Dear L., If you are upset about loosing $850 at a time when most people have lost a lot more, I would say that you may want to consider other kinds of investments tha...
- Keep the money in! You do not lose a dime until you take the money out just like in the stock market, yes it is beyond horrid right now but you dont lose a dime until ...
Birthday Gift Ideas for 1 Year Old Twins
I have three year old twins and on their first birthday the best gift they got was savings bonds. They don't know the difference at that age and toys and ...
Answers
- What about a personalized book. There are many web sites where you can order books that the mail characters are the children you love. Here are a couple of sites to ch...
- On my son's first birthday he received the Laugh & Learn: Baby Grand Piano by Fisher Price. He loves it and still plays with it all the time. (He turned 2 last Novemb...
- For all my niece and nephew's first birthday I made them a special birthday plate. You can go to Petroglyph's in Roseville and I know there is a place in Folsom. You c...
Suggestions for Mom's Night Out
It's all about strengthening women's social bonds, especially through girls' .... these both are REALLY fun, cheap and a great way to bond with your girls! ...
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- Hi. I am not sure what kind of evening you had in mind, but I have a wonderful Powerpoint discussion on Masterpieces of Motherhood. I utilize images of museum masterp...
- Hello P.~ My name is Amanda and I am a Surpr!se Parties Rep! I have the BEST girl's night in around! Our surprises are presented professionally and tastfully. I educat...
- P., I am a Pampered chef consultant and would love to come and show you and your friends excellent meals that you can prepare that are budget and body friendly. If y...
What to Do with 401K
If you do roll it into an IRA, you can choose a 'self-directed' IRA in which you aren't investing in stocks and bonds, but in direct investments (e.g. ...
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- I would leave it in place. In order to cash it out to put it in a CD/MMA, you would have to pay a 40% tax on early withdrawal. If you are concerned about your 401k, ch...
- Or invest some of it in "poor people". By that, I mean, don't invest in high tech, etc. Invest in Walmart, etc....since they made TONS of money this last quarter, wh...
- That is accurate. You should leave it in place. If you can put a little more in there in fact, it would be the best time to buy mutual funds.
What would be a good baptism gift other than money?
We got lots of bonds from family. One gift we got is a music snowglobe its got a little boy ... Or do Savings bonds those are so appreciated down the road. ...
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- I have given a picture frame, cross, jewelry box. Go to a christian store or even look at thse stores online... http://www.familychristian.com/locations.asp htt...
- Depending on the age of the child, I like to give children's Bible story books or videos. Veggie Tales are a favorite. I like the kid's praise & worship music cd's, ...
- At Make It Yours there are a number of items you could make -cross box, cross to hang, - by painting the pottery or you could make a really unique cross from fused gla...
