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Banking Debaucle
I've found the last 3 banks I've been to are just not as good as my good old ... I think WAMU and TCF bank caters to customers who typically get declined at ...
Answers
- N., Before I took maternity leave and then became a stay at home mom, I worked as a licensed banker for Bank One, now, Chase. I think your thinking of Overdraft Pro...
- Just to let you know, I think this is crazy too. However, in the past few years I have come to understand (not through my own mistakes but from my BF's sister)...that...
- Big banks typically cater to big companies...I'd go with a credit union which is more for the family. I guess the users "own" the credit union so it's much more famil...
Trying to Plan a Great Vacation
Hi D. Don't know where you live but have you considered the Outer Banks of North Carolina.It's a beautiful place and a great family vacation if you're ...
Answers
- My husband and I stayed at the StarCrest Resort in TN - http://www.starrcrestresort.com/. You can get a 4 night stay during that time for under $900, and you could ma...
- We go to Myrtle Beach the last week of Sept into the first week of Oct every year. Its still plenty warm enough to enjoy the beach, the pools, etc. without being mise...
- Love, love, love Lancaster, PA for very young children. Dutch Wonderland has a lot of fun rides for the entire family, that are fun for preschoolers. There's also vi...
Bank Account for 6 Year Old?
Read all 15 responses: "I would like to open a bank account for my six year old son. We already have a 529 that we already contribute to regularly.
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- A., that is a wonderful idea, I have a saving account for my son's at Vectra Bank. It cost $5 to open them each. My 8 year old likes it but my 4 year old really doesn...
- sorry, a little late for this but I would recommend KeyBank. They have a DinoSaver account (the kids get a dinosaur when they sign up) call my friend anne Hammond and ...
- I would try a credit union. My credit union, Elevations, has a special savings program for kids, where they get little zipper bags to keep their money in, and incenti...
Doing Business as Account
Next question Does Anyone Really like Their Banks ... No Fee Bank with Decent Service ... Do Banks Check Credit Before Giving You an Account ...
Answers
- Hi A., I think you could go either way. You could do a DBA account, but I think there are often fees associated with them. You could also just get a separate checki...
- If I were you, I'd set up a limited liability company. It only costs about $1500 to do and other than a one page annual report to the state and about a $500 annual fe...
- My Hubby is financial advisor, who works with Mid income group. Let me know if you need help and your contact details.
Mortgage Interest Rate Question
Sep 21, 2009 ... credit union in 3 answersWe bank at both a credit union and a bank .... Youll just have to shop around Call a few banks or mortgage brokers ...
Answers
- We refinanced at the beginning of the year and got a 30 year fixed for 5.125%.
- It will be a little lower, but you will still probably have a larger payment because of the reduced years. I bit-the-bullet shortly after buying our house and reduced...
- Most lending institutions now have their mortgage rates online, but they can change daily. You can often eliminate the points associated with refinancing by taking an ...
Experience with Buying a Foreclosed Home
We bought a foreclosed home and the bank was not willing to go any lower ... Many banks are already taking a bath on the home so they are not willing to ...
Answers
- On a HUD home the Realtor can make anywhere from 0 - 5% of the homes price. It really depends on the contract and the purchase price, etc. A foreclosed home can be w...
- We have bought 2 foreclosures. The first was a HUD a little more paperwork, we payed almost full price for it, but it was during the HOT market times in FL, we sold it...
- If you already have a realtor, why not ask him or her? Is it a friend or family member and you are afraid of offending? With a foreclosure, just remember there is ...
Birthday Party Ideas in Keller!
River Legacy Parks, the crown jewel of Arlington's parks system is located along the banks of the Trinity River in the northwestern section of Arlington. ...
Answers
- My company is Lets Pretend Tea Parties in Old Historic Downtown Grapevine. Not far from Keller. If she is in to Tea Parties and Princess dress up, check out the site: ...
- Hi A. - if you want to stay in keller, I would suggest looking at Girly Girl - they just opened and it is located near the Tom Thumb and Cooks in the Keller Town Squar...
- We did my 4 year old daughter's at Let's Jump right off Denton Hwy. We did 45 min of jumping and 45 min of laser tag and then 45 min of party stuff. Everyone had a bla...
Teaching Children About Money.
You can also just be the bank and offer a high rate of interest (like 10%) so your .... I've read about parents giving their children 3 piggy banks. ...
Answers
- Hi. As far as allowance goes, I always give my kids, even my 3 year old, allowance based on what they have done to earn it. My main goals are to teach them the value...
- There is a simple rule that if you can teach it to your kids they will appreciate for a lifetime! 1/3, 1/3, 1/3. What does that mean? It means when you get money of an...
- Just because you buy something for the household doesn't mean your children need a toy or gift. If they want something,tell them to put it on their b-day or holiday wi...
Cord Blood
What a shame--I would gladly have donated, and would love to see a cord blood bank established in the area for anyone who needs it to access. ...
Answers
- When I was pregnant, I asked my Dr. about it. He told me that he would not recommend it unless there was a history of a disease or medical problems in my family. He ...
- It can be very expensive. However if you feel the need to do something there are places that take donated stem cells for the same reason and you don't have to pay for...
- I have had two children and the oldest with brain cancer we have donated the cord blood to banks but if would have helped my oldest son I would have kept it. So I am a...
Beach Vacation in Early May
Hi L., My husband and I took several trips to the Outer Banks in early to mid May before our son was born. The weather is hit or miss, usually very windy, ...
Answers
- Hi L., My husband and I took several trips to the Outer Banks in early to mid May before our son was born. The weather is hit or miss, usually very windy, cold at nig...
- My brother and his family recently returned from Treasure Island, Florida. They went May 11-17. It is on the Gulf side. Daily temps were mid to high 80's. They did...
- Hi L., I live in Pittsburgh and have vacationed in Delaware, North Carolina, Virginia, and South Carolina all of my life. Sorry to say, the Atlantic Ocean will be WA...
