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Need Organizational Help. When Should I Shred Older Documents?
The statement shows up on our Check Free account, we have a bank account linked to it and it's all done online, no paperwork involved. We pay our mortgage, ...
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- You have received some good input here, I just wanted to add that you can pay your bills online and you won't be receiving paper statements anymore. We pay through Che...
- Keep tax related info for 7 years. As far as the old mortgages, I would keep the payoff letters only. You should keep all home improvement receipts & any other big tic...
- I hope this helps, Tax Returns. The general rule for tax records is to retain them for seven years. When you file the new return shred the newly expired one. The IR...
How Do You Organize Your Bills & Paperwork?
Oct 9, 2009 ... Like others here I set up to have as many bills as possible paid by automatic draft from my bank account or in just a couple of cases ...
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- I have a large desk calendar that I use to log my bills and when they are due on. In the notes box I list all the bills due that month, and then I write how much or w...
- Forget hard-copies and pay as many bills as possible electronically with automatic funds transfers from your bank account. Most utility companies can be contacted dir...
- I keep a budget book and the bills are slipped inside. I enter each check and date for the month and subtract the bills to be paid from that check, stating the date t...
529 College Savings Plan?
I set up my children's directly with Utah's plan and it was quick and easy - like opening a bank account. You can set up automatic deposits. ...
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- My husband is a numbers man and when my now 13 yr old was born he had hers set up and ready for 529. Over the years, we have allowed our investment guy from Edward Jo...
- One web site that can help a lot is www.collegesavings.com. I googled "529 Plan" and got a lot of helpful info. I reviewed an article by Morningstar on the various p...
- Also try www.upromise.com. It is VERY easy to get an account set up and many retail stores will contribute a small % of your purchases to the college fund & they also...
Shared or One Person?
I do the bill paying, but he manages the bank accounts. Basically I am responsible to make sure that the bill payments are sent out on time and let him know ...
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- I do all the bills and financial things in our house. My husband really has no clue what is going on and really does not care to. I have tried to go over it with him i...
- Hi S.: My husband and I have recently begun using a budget system that really accounts for our pennies, really down to the penny. We use the system of Phoenix locals...
- I am a SAHM and I also do all the money handling in our house. It is easier to have one account and one person take care of everything. I tried to get my husband on...
Working Out the Finances in Marriage
She said every wife should get her own bank account that her husband doesn't know about and put a certain amount of money in it each week or month that is ...
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- Hi A., I am sure this could really be a heated discussion, but I would just like to say that no one person in a marriage should be entitled to more money than the o...
- Its a tricky subject. Good for you for getting into the details of your home. We treat the household as a business. Then what we did was figure out what our monthl...
- Well not to sound mean, but there seams to be a lack of communication there. My husband and I make a budget for the month. We write down all the bills that have to be...
6 Year Old Allowance
Like if you have $5: she can put $2 in savings to go in her bank account, $1.50 in gift account so she can buy her friends a gift on their b-day or parents ...
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- We do same as Kathy L, giving an allowance no matter what, expecting household help no matter what. If our daughter doesn't help around the house, she doesn't get to ...
- I seem to have a different take on this than the other posters. I believe that as soon as they can start understanding rewards/punishments that you begin to implement ...
- How much does lunch cost at school? Use that amount for a while as the weekly amount. Before you give her an allowance, practice values with her. We did that in my ...
Combining Finances - How Do You Do It?
We always maintained separate bank accounts, what I would do, about 2-3 days before his payday, Id tell my husband what his bills came up, [some bills we ...
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- Hi S., We handle finances that way at our home and what we did was take out a credit card that is only used to pay for the things our girls need/want. At the end o...
- My husband and I have been married for 10 years and we have had a joint account since we got engaged. Much easier to handle finances that way. The way I see it is, i...
- I just thought once you get married everything gets merged togther. Well when my husband and I were dateing and living togther we had sepreat accounts but now we put e...
My Boss Wants Me to Pay for His Miss Dinner
Oct 20, 2009 ... I would say something about how bad you feel about things and that you'll check your bank accounts to see if you can cover his dinner now or ...
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- Dear S., If your boss was attending the dinner on behalf of the company, it could easily be expensed out and that’s what usually happens. I do not think you should...
- It seems really odd for a boss to ask you to pay for his missed dinner. Usually an employee is reprimanded for mistakes, and if they make too many mistakes they risk ...
- The president of the company thinks you can afford to cover his dinner? I am guessing that his dinner wasn't a particularly affordable event. I would say something abo...
Allowance
You can also save their money in the bank account and have them go into the bank with you and make their deposit. They feel very grown up doing that. ...
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- Hope you have room for one more response. I too have given $1 per year. My kids have chores whether or not they get their allowance, the chores are expected to be do...
- My children are now 15 and 11 but my advice is to have them do something to earn it so later in life you won't have a hard time teaching them that they have family res...
- The standard is $1 per age...so for the 5 year old, $5 seems appropriate. Have them save it for something they want or in the bank and explain how by saving, they can...
He Has as Good as Credit as You Can Get... I Have the Worst - What Happens When
Oh, and you CAN have joint bank accounts - that has nothing to do with it. In regards to your credit. You can hire a credit repair company for their ...
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- In our house it is the same story... only reversed. Somehow I ended up with the perfect credit while hubby struggles from his past being laid off and divorced, etc. ...
- keep in mind if he puts a home in his name only, if something hapens to the relationship-you could end up on the street with nothing. I recommend cleaning up your cre...
- I don't think your credit will affect you buying a house...I believe that if he has good credit your bad credit is not enough to be denied a loan. I may be wrong, but...
