bankruptsy
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Friend Filing Bankruptsy and forclosure...spending Without a Care
Asked by M.C. from Minneapolis
on December 23, 2010
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I have a friend who I met a year ago. Not long ago I find she is filing bankruptsy and forclosure. To be honest when I first met them I thought they were loaded. They ...
Answers
- It's frustrating to see people do this. What are they taking? Where are their brains? Is it possible to untangle what is going on? Are they in denial? Are they pe...
- I too had a friend for years like that. She had all the newest and best purses, clothing, great things for their kids on holidays, nice car, and it was all a lie. $40k...
- A. If it's so upsetting to you why are you friends with her? You can't be part good people - that's like being kind of pregnant. B. It's not your tax dollars that i...
Options for Selling the House
Asked by C.M. from Austin
on February 15, 2010
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We just found out that we need about 20000 dollars in repairs to our house. We cannot afford to do this. We owe about 86000 on the mortgage and bought the house for ...
Answers
- Honestly I don't see how you would be able to sell a house that needs almost 20 % of its original value in repairs... by all means, talk to a realtor, but it just seem...
- Depending on the specific repairs (AC, water heater, etc.) will depend on how much of that $20K you should really spend. You actually have two options: 1. spend the...
- I'd recommend having an appraiser come and take a look at the house and speaking with a Realtor for their opinion as well - especially with the market being as depress...
Does Anyone Want to Go on a Debt Diet Together?
Asked by S.L. from Kansas City
on November 14, 2007
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I am in debt. I know it should bother me a lot. But it really doesn't. I guess I am in denial. My debt is high. It's so high I am afraid to know exactly how high....
14 Year Old Daughter Is Missing
Asked by V.K. from Sacramento
on October 25, 2008
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My 14 year old step daughter is missing. It's now after midnight and she is still not home. She hasn't done this before so I am not sure what to think. She went to ...
Answers
- V., First things first.....Has she been found? I just read this today but my prayers are with you! I hate to admit that I have been in your position. In fact we we...
- V. You are in our prayers, please let us know if we can help find her W.
- Hi V.... How are you and your family doing? Did you step daughter come home? I am saying a prayer for you to day and asking the Lord to intervene on your finances t...
Husband's Self-employment and Debt Has Me Stressed Out
Asked by L.K. from Springfield
on November 29, 2007
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This is a really long story, but I will try to shorten it. My husband opened a small, local business about 4 years ago when our first son wasn't even crawling yet. I w...
Answers
- WOW! I can't believe I found someone going through almost the same scenario I am going through!!!! I have taken over my parents company now in it's 5th year. My par...
- I understand your stress. My husband started his first business 2 years ago and he is not very organized. Fortunately, he has never put anything on credit. What I am ...
- L., Wow! I misread the date and didn't realize you wrote this a year ago! How are things going now? I've been thru similar things with my husband, too. We st...
After Filing Bankruptcy
Asked by L.C. from San Francisco
on June 10, 2011
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It's been a little over a year now since I had filed for Bankruptcy 7. I was just wondering if anyone has been in this situation before.
How do you rebuild credit ...
Answers
- That happened to a good friend of mine about 15 years ago. When filing was really unheard of in the general population. He went on to building his credit by opening ...
- Seven years hun! No I have never done bankruptcy but seven years no one, who doesn't want your soul, will touch you with a ten foot pole. Interesting side note I l...
- Ouch! Although I understand why you did what you did-divorce usually does cause a bankruptsy and especially on the mom's-seems like the courts would take that into con...
Bankcruptcy/Debt Consolidation or 2Nd Child???
Asked by C.W. from Austin
on January 3, 2008
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Has anyone filed bankcruptcy or had a debt condolidation plan that worked out for them, or maybe settled with the credit card companies? My husband and I are $80,000 i...
Answers
- Even if you file bankruptcy, the laws have changed so you still have to pay back the debt. Besides, your husband "just recently" lost his job, according to you - ther...
- filing bankruptcy would be a really bad idea, and it won't get rid of your student loans. paying someone to consolidate your debt is also a bad idea. you can do th...
- I would file Bankruptsy. Thats alot of money. But the rules have changed but no you don't have to pay any back even if you file chapter 7. We just did this. People...
Bankruptcy
Asked by L.L. from Orlando
on September 13, 2010
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Can anyone please reccomend a GOOD HONEST reputable bankruptcy attorney in the Orlando area? Thanks so much.
Answers
- I don't know anyone local to you... but just because you've already gotten slammed, I just wanted to point out (for some others) that bankruptcy is protected under the...
- Many people assume that bankruptcy is the only option. This is not the case. Please consider speaking to a financial counselor and allowing someone to look over your s...
- Rick Baker http://www.legalquestion.com/ I went to highschool with Rick, 20+years ago. He's agood guy.
Refinancing
Asked by E.M. from Louisville
on October 3, 2009
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My hubby and i are looking to refinance our house. well we ahve gone through a few companies and they say we cant b/c of his pay cut he took this year. a friend told m...
Answers
- I don't know anything about Obama's plan to help struggling families. Have you looked into Dave Ramsey? He is a financial advisor who refers people to local financia...
- I'm praying for everyone in this situation because so am I.
- I am not sure if that plan is still in effect. Have you tried talking to your current mortgage company? Some companies are willing to work with you especially if you...
Debt Consolidation
Asked by T.R. from Detroit
on February 22, 2010
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Has anyone used a debt consolidation company before? We've been having a difficult time keeping up with our bills since I lost my job last fall. I have still not bee...
Answers
- My husband and I just completed the Dave Ramsey "Financial peace University" course. DON"T DO THE DEBT COMPANY!!! Honestly, I would encourage you to sit down with y...
- I know someone who is using one, basically hers works by making one large payment to the debt company instead of several to different companies. It's working for her,...
- All I know is we were advised NOT to use any of those companies. We went through the Dave Ramsey seminar and learned how to live debt FREE! We have one credit card a...
