bankruptcy questions
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Bankruptcy
Asked by A.S. from Dallas
on January 21, 2009
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Hi there,
have any of you moms ever filed chapter 7 bankruptcy? If so do the trustee's or any creditors get to come into your home and take what they want to repay ...
Answers
- My husband & I filed for bankruptcy chapter 7 in 2002. No they don't come and get anything. We used Waage & Waage. They were wonderful explained everything. Today we d...
- I work for an attorney. No they don't come in your house. It mainly has to do with what kind of debts you have and the money you make to see what you type of bankrup...
- Hi A., We file ch. 13 and went thru Rubin & Associates. Their website answers a lot of questions regarding 7 & 13. Hope this helps and good luck. L.
Bankruptcy
Asked by M.G. from Des Moines
on April 18, 2007
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Since we recently moved, alot of stuff is catching up to us and we are being hit with all kinds of bills from up to 8 years ago, anyway long story short, I was wonderi...
Answers
- Please do everything you can to avoid bankruptcy! I highly advise that you go to this sight http://boards.babycenter.com/n/pfx/forum.aspx?folderId=1&listMode=13&nav=m...
- Hey M. G! I feel your pain. Call David Baker at Caldwell and Baker. He is a really hard working person that will take the time to answer question and not try to pus...
- Recently I looked into Bankruptcy also. I live in Indianola. From what I found it costs around $1200.00 to do a bankruptcy. Also check with the attorney first about yo...
Bankruptcy
Asked by T.C. from Hickory
on December 30, 2011
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I really dont wanna get into the reasons why i am asking this, so please dont ask.
Has anyone ever filed for bankruptcy?? If so, what happened? did you loose your h...
Answers
- I think you should contact your local legal aide office and get a referral for a consultation with a bankruptcy attorney. Often, it only costs $25 for a half hour cons...
- Others have given you great advice. I'll just add my personal story. After my daughter's long illness, we were over 250K in debt. Most of it medical bills, but a go...
- Yep. Best choice, period. There are 2 types; Ch7 & Ch13 If you're even THINKING of consolidating, don't. CH13 is exactly like consolidating but better. Because i...
Filing Bankruptcy
Asked by T.L. from Detroit
on January 4, 2009
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I am looking into filing a chapter 7 bankruptcy. Has anyone ever filed on your own without an attorney? I was on the internet and I saw quite a few do-it-yourself sit...
Answers
- Hi T., I have filed for chapter 7 back in 2005. I had quite a bit of debt, and we did go through a lawyer. it was like $700 but totally worth it. I know so many p...
- T., Talk to an attorney to get all the facts to see if BR is in your future. I filed in 1999 (I was single) and am now getting my credit back (score 725).
- You NEED an attorney! I just went through it and there is lot more to it, and when some creditors kept harassing me, all I had to do was make a call to my attorney and...
How to Come up from Bankruptcy?
Asked by L.C. from San Francisco
on January 4, 2011
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Hi Moms.
So, I finally made the decision to file for Chapter 7 a year and half ago. I was trying to recover my credit after my first marriage ended in 2003. Had m...
Answers
- One thing I would mention here is to 'OPT OUT' of future credit card offers. Every time you're pre-approved means a hard hit on your credit report - which reduces you...
- I agree with most advice given to you already. Get ONE (and only one) secured credit card for now. Do not apply for credit any place else because each time your cred...
- Dave Ramsey! I ordered one of his books, it is being delivered today but just some of the stuff I read on his site has already helped me start getting my finances in o...
Bankruptcy 13
Asked by G.R. from Miami
on October 7, 2010
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I was in the process of filing Bankruptcy 13 with my husband and he left me for another woman, I have not seen him in 2 months all he told me was that he will not file...
Answers
- G.: I'm not sure what advice you want - how to move on without your husband or advice on your bankruptcy - so I will give both. Husband first: Divorce him NOW...
- Locally we have 2 weekend talk shows where Attorney Joe Pippin answers questions for free, perhaps you can get via internet. I think it is ____@____.com Try that. And...
- You need to move quick - get an attorney NOW - you need to keep a journal of everything your husband says or does. Save voicemails, emails etc.. Keep your head up -...
Bankruptcy and Divorce
Asked by J.L. from San Antonio
on August 28, 2008
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We are having a horrible time trying to sell our house. Our realtor is not helping or doing anything but sabotaging offer after offer. We are being forced into a short...
Answers
- Dear J.; NO! You will not lose your car or your apartmetn, as long as you keep those payments up! You didn't give the reason why your in such a predictiment! Al...
- J., I'm so sorry that you are going through this difficult fiasco. The only thing I can help you with is get a hold of Lisa Weisberger Harder she works for Remax. Sh...
- If you truly feel your realtor is doing these things, contact the company they work for and tell them how you feel. They can always give you another realtor and/or you...
Recommendation for Bankruptcy Lawyer Needed
Asked by K.C. from Chicago
on February 9, 2009
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Unfortunately, we have exhausted all other avenues and have tried our best to work our way out of debt, but we are now in a position that we must file bankruptcy. If ...
Answers
- Daniel Santana ###-###-#### - he's in schaumburg. Very nice to work with during difficult time
- I don't have the exact info that you wanted, but I do have a way to make money. I sell lia sophia jewelry and our business is up %11 from last year. You make $150-$300...
- One you DON'T want is the one you see advertised on TV, Peter Francis Geracy! Yes, they do bankruptcy, but they run it like an assembly line process...not at all pers...
Bankruptcy Vs. Debt Consolidation
Asked by R.J. from Dallas
on January 31, 2007
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I am thinking about filing for bankruptcy because I am a SAHM and married, and I don't see any way to pay my debts. I am trying to work for a home business company cal...
Answers
- Hi R., I know how you feel. I was in the same shoes about 3 yrs. ago. A company called Primerica helped with my situation. I was able to pay off 23,000 in credit card...
- I would recommend contacting your creditors directly & ask to be put on a payment plan. Both options can really hurt your credit! I know this is a very difficult sit...
- I work for a law firm that specializes in bankruptcy. Many of our clients have tried the debt consolidation just to be left frustrated and still in debt. Please feel ...
Bankruptcy Attorney or Advice!
Asked by T.C. from Dallas
on July 30, 2006
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Hi moms!
I don't know if anyone will have any suggestions on this but I wanted to give it a shot. I have a friend who is thinking of filing for bankruptcy and need...
Answers
- Bailey, Gallian, and Gold the 1st visit is free...its around 1850 for the totel but they have a payment plan.
- Prevost and Shaff are wonderful. My exhusband and I used them a couple of years ago and they were excellent. They're in the book and the initial consultation is free...
- I don't know the situation but maybe before she talks to an attorney she could talk to a finacial planner. My friend is one and her advice and planning is all FREE! ...