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Debt Collection-am I Being Scammed?
I was a mortgage loan collector a few years ago and this does sound somewhat ... I would consult a bankruptcy attorney or an attorney of some sort. ...
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- There is such a thing as a deficiency judgment (meaning the lender files a lawsuit to recover and the court issues a judgment); however, some states have anti-deficien...
- Dear K L, 3rd party debt collection companies and continue to attempt collection until the cows come home. The bottom line is this: The original debt is over 10...
- Hi! I am so sorry to hear about this stressful time for you. Here is my advice: 1) If your husband is still in somewhat of contact with his first wife, he should call...
Behind on Bills and Need to Catch Up!
Jun 23, 2009 ... If you cannot do a loan modification or anything, talk to them about short selling your home. ... bankruptcy · credit loans ...
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- Have you considered a home based business? I am also going to forward your request to someone I know who works with folks going through foreclosure though I pray you ...
- Contact the dallas morning news and see if they have any openings for newspaper couriers in your area. You throw overnight, usually arrive at their warehouse around 2...
- Hi A., There was some good advice about working at a daycare. I did that with my children so I could be with them. Also, don't pay any non-essential bills like cre...
Debt Consolidation Is It Worth It/does It Work???
Sep 2, 2009 ... We actually got a consolidation loan through our credit union to pay off all our .... I suggest that you file for bankruptcy. It might effect your credit. ...
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- I joined CNI a few years ago and they negotiated a good portion of my debt away. Look into them too, I cancelled all my cards and have bad credit for a few years but...
- Hi there, We looked into this last year when we encountered some of the same problems. You have to be really careful about which companies you go with - there are man...
- Several years ago I went with Consumer Credit Counseling and had a great experience with them. I learned my lesson and, as great as my counselor was, I plan on never ...
Is This a Legitimate Loan Company?
Aug 27, 2009 ... Hi everyone I really need your advice I applied for a loan through a .... What Is the Best Way to Repair Your Credit After Filing Bankruptcy ...
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- I'm not sure I got it right from your question, but if you were referred to this loan company by an ad they placed here on Mamasource, then you should DEFINITELY conta...
- I don't know anything personally about this company, but a simple google search returned a BBB report for them where they have an "F" rating. Here is the link to the r...
- Hi my name is T. and well to be honnest i have not hered of this co. But depends on wher yu live and wher yu got the info? My sejustions would be to try your local b...
Doing a Short Sale of Your House? Instead of Bankruptcy - Follow up Question
So you may remember my recent posting about bankruptcy. ... market was high with an interest only loan so we have no equity, and are top heavy financed now. ...
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- My hubby runs a company called Foreclosure Assistance Solutions, they save about 60 homes a week for people and get them back on track...email me if you're interested....
- G., I live in Spring Hill and my house got a sink hole. We got the insurance check, but we still owed about 30K on the house. We called several investors out and th...
- I would contact your financial institution about the short sale. Some won't agree to one unless your house has been on the market for 90 days for fair market value and...
Parents Co-Signing on Home Loan
If you have credit card debt or any kind of loans, the interest will be far higher than a home loan. When you don't pay it .... Any One Declared Bankruptcy. ...
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- S., Here is my opinion, wait till you can do it on your own. We have owned 2 town houses in the past, with no co-signers. We put a house under contract I lost my ...
- Most financial advisors I've ever heard are against co-signing. I'm not sure all the reasons why, but people I know who have done it wish they never had as it ruins t...
- I would wait. "Co-signing" on a home is really just both of you buying it. They would have all rights to it just as you would. If you aren't comfortable with that situ...
I Need to Find Help to Pay off My College Loans
You need to call the loan holders and tell them your situation. They will offer you some different .... Next question: Update on Bankruptcy RUDE PEOPLE ...
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- Talk to you loan company you might be able to get a forbearance, deferment for an economic hardship.
- If you have federal student loans, contact them and let them know your situation and they will likely defer them longer. I was out of steady work for 6 months and the...
- Normally, you can ask for a deferment of the loans until you are working. You might also consider nanny/babysitting jobs while you are waiting for work in your field....
I Need to Apply for a Business Loan...
You will need one to apply for any loans. Let me know if you need help making one, as I write business plans! As a fellow mom, ... Bankruptcy Sp? RUDE ...
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- I'd also recommend the Women's Resource Center. They have personal counselors, mentors and workshops.
- There is an agency in Phoenix that can walk you through the process and just about guarantee your companies success. They teach you how to write the business plan, of...
- Hello R., Best wishes on a successful new business endeavor. You might want to look into www.phoenixchamber.com. I believe they offer a program that allows success...
Old Student Loan Debt from 1988
Does he have more than one student loan? A while back I had financial problems and my loans were in default and my .... Update on Bankruptcy RUDE PEOPLE ...
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- Thanks for your reply!! I was just trying to help a fellow mom. I realize you were asking a two part question. But I was answering one part. Sorry I did not have 1...
- Does he have more than one student loan? A while back I had financial problems and my loans were in default and my credit was bad. Anyway, I was able to consolidate ...
- First, Government has the legal right to garnish for a student loan debt. That's how students can get student loans by the guarantee of the government that they will ...
Do Banks Check Credit Before Giving You an Account?
In the beginning, many of them may have been able to afford the loan, ... it was known..the loan goes bad, the bank customer may file bankruptcy and the ...
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- some do but not usually a full credit report. They have some way of checking to see if you bounced a lot of checks in the past and would refuse to give you an account...
- Most banks check your check-writing history prior to opening an account for you, or adding you to an existing account.
- I didn't know that either because we don't sign anything giving them permission to do so. I wonder if they are talking about a different type of check in the bankin...