bankrupsy
Related Questions & Answers
10 articles
At Home Work
Asked by J.N. from Norfolk
on July 1, 2008
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My husband & I have fallen on very hard financial times. We are unsure if we will make rent. I am a SAHM of 3 with 1 due in Aug. I cannot work outside the home, due...
Answers
- J., I do not have any idea what to do at home, my hubby and I are in the same situation. I do, however have a few ideas to help you cut the costs you have. Some are ...
- Have you thought of getting certified and do daycare at home?
- Hi J., Here's a web site for working at home: http://www.myhomebusinesspays.com/40241140 Hope this helps. D.
Bankruptcy
Asked by L.L. from Orlando
on September 13, 2010
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Can anyone please reccomend a GOOD HONEST reputable bankruptcy attorney in the Orlando area? Thanks so much.
Answers
- I don't know anyone local to you... but just because you've already gotten slammed, I just wanted to point out (for some others) that bankruptcy is protected under the...
- Many people assume that bankruptcy is the only option. This is not the case. Please consider speaking to a financial counselor and allowing someone to look over your s...
- Rick Baker http://www.legalquestion.com/ I went to highschool with Rick, 20+years ago. He's agood guy.
So Sad My Neighors Are Moving - but Not Because We Are Friends
Asked by T.M. from Tampa
on May 27, 2011
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How screwy is that? My next door neighbors will be moving and renting their house out. We are friendly when we see each other, but we are really not friends. These ...
Answers
- Not all renters are bad & I get sick of all the assumptions. I have rented for several years & been just as quiet & respectful as my neighbors who own. Actually, my ...
- Just keep in mind that renting is the new normal, so "renter's" aren't necessarily going to fit old stereotypes. We are renters and are in the top 10% of earners in...
- I understood what you meant. It isn't the "renter" you worry about, it's the next tennant. Whether they buy or rent makes no difference. It's their lifestyle and behav...
Has Anyone Heard of Prepaid Legal?
Asked by M.L. from San Francisco
on November 23, 2009
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Hello Moms. I had a few people bring up this service and I've checked out their websites. I would like to know if anyone has used it? Has it? Liked it? What they liked...
Answers
- IT's easy it has all the books and you do the work your self and yes of course there is some one there to help you if you need it and they have offices call your local...
- I used it many years ago and found it's ok for basic legal stuff. It's a "do it yourself with guidance" type of program. If you have a serious legal matter you're be...
- Hello- I used it for short period, when you sign up they send you a packet with standard forms to get your will etc put in place - somewhat useful but I think you can...
Going Back to School
Asked by D.S. from Dallas
on August 8, 2010
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Hey mamas,
You all have been such a great helo in the past, so I have a question for you guys. I have been playing with the thought of going back to school. With t...
Answers
- Respiratory Therapy is a hard field for me to every consider. I could not watch someone basically suffocate to death. I think for this field you might try a local ...
- I think that's a great idea! I am taking online courses through the local community college for Pharmacy Tech. It's hard with taking care my family and disciplining ...
- D., I'm proud of you for going back to school. My twin sister is a respiratory therapist. She likes it. The one thing you might consider that has been HUGE for her...
Bankrupcty
Asked by C.M. from Denver
on June 4, 2009
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My husband and I have no choice but to file for bankruptcy. We are able to keep the house, we were wondering if keeping the house will help with our credit score and h...
Answers
- basically the more positive things go on there, the better for your score: ability to pay, like making more money and putting money in savings - try to have a one year...
- Keep your house! This will actually help you rebuild your credit if you are able to pay every month. If you pay extra each month that will also help. Bankrupcy is on y...
- Hi C M - Filing for bankruptcy is a really hard decision. I can only imagine the stress that you have been under. It's a wonderful thing that you have been able to k...
How Does Oil Heating Work? How Do I Do Comparison Shopping?
Asked by D.I. from New York
on October 24, 2009
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Remember - I just moved from Southern California where gas heating was the norm and it only came on for maybe a few days during December - January! haha.
We will be...
Answers
- Oil companies can be rather persnickety. Once you chose an oil company, you need to stay with it for a few years before changing again if needed. I find you're best to...
- What county do you live in now? I have a friend who works for an oil company in Monroe, NY. (Orange County) Alot of people in the area, including my in laws, who liv...
- Hi D., You can either comparison shop every time you need to fill the oil tank or you can contract with a specific company, who will come at intervals they determine ...
Need a Reputable Debt Consolidation Service/company
Asked by M. from Cleveland
on February 2, 2008
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Hello Moms!
I was wondering if anyone has ever used a debt consolidation service/company. I recently split from my boyfriend of 5.5 years. We have a 3 yr old son ...
Answers
- what getting a debt consolidation loan? pay all the cards off and then jsut have 1 payment...hopefully witha decent interest rate. i tried one of those credit couns...
- I work for a bankruptcy attorney, and have seen this over and over again. I want to urge you to use Azalia's advice below, because what happens with most debt reducti...
- You should read "Total Money Makeover" by Dave Ramsey!!! I couldn't put it down amd he is awesome when it comes to helping people get out of debt in ways that truly w...
No Money but...nails, New Tattoos, Hair....
Asked by B.F. from Toledo
on August 8, 2011
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Explain to me why people who claim they have "no money" and are considering letting the bank take their home can afford to have a new tattoo, fake acrylic nails, go ...
Answers
- Unfortunately my family is like that as well: spending money for stuff they neither need nor can afford. Though in their defense I have to say that my sis often barte...
- Nails, new tattoos and hair don't equal a mortgage payment in most cases. When you fall behind on the mortgage, they just don't want one payment or a portion of a paym...
- Very annoying!!! My hubby and I talk about my cousin all the time about this subject!! She has her hair done/ colored/ cut/ extensions etc. Her nails done. New...
Financial Advise
Asked by S.S. from Lansing
on August 15, 2009
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I know a lot of you out there are probably in the same boat. I need quick advice from someone qualified to give advice please!!! I have been a SAHM for years. Times ha...
Answers
- pay in this order: 1. credit cards (whatever you do --make THESE) 2. mortgages 3. pay partial payments on everything else, and contact businesses to let them know...
- Yes, I live and breath by Dave Ramsey financial advice. Please go out and take a look at that site. Also, I am not sure who told you that missing a second mortgage p...
- I would try to pay your mortgage. Take a hard look at your bills and cancel or reduce what you can. I.e. you do not need cable. Cancel it. Try to conserve energy, ...