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Wanting a Third Child
... and then bank that amount each paycheck (or put it into your IRA, .... and here we are in our fifty's with 3 college loans and a forth one coming up! ...
Answers
- Hi J., I understand that you want a 3rd kiddo but if your husband does not, then I don't feel like tricking him is fair. What if the shoe was on the other foot? I t...
- Dear J., I remember my first husband didn't want children but I begged & begged. He said yes. Our son turned 3 and one year later we divorced. I was a single parent fo...
- I say just keep seducing him so he can get you knocked up before his procedure. Sexy lingerie never hurt anyone.
Mortgage Company to Refinance with and Should I Pay More to Get a Lower Rate?
We refinanced with the same company that had our original loans, Wells Fargo. .... Of course I financed through a bank and not a mortgage company so I'm not ...
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- Most of the time it cost about $2000 to refinance your mortgage. With that said, intrest rates are so low it's unreal. I think they are between 4.9% and 5.6% and tha...
- You need to figure out if the closing costs will out weight the benefits of the new rate. What is your current rate? What are they offering? I would not refi if the cl...
- Hi, I just refinanced with a rate of 4.5% for 30 year fixed (did not have to buy the rate down) with RBC in New Bern. The loan originator there is efficient and ver...
Mortgage Companies
Sep 22, 2009 ... Hi V I have two possible options for you I work at Bank of the West and we love mortgage loans Our rates may be a bit higher25% but you will ...
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- Hi V.! I have two possible options for you. I work at Bank of the West and we love mortgage loans. Our rates may be a bit higher (.25%) but you will make your payme...
- I think going through a broker especially during these times is the better way to go. James B. Nutter, from what I have heard, is a very good company to go through. ...
- Hi V., my husband and I recently found out about a great program that will allow us to get a 15-year, 0% interest, fixed rate loan. It's called a mortgage restructure ...
Mortgage Interest Rate Question
Sep 21, 2009 ... credit union in 3 answersWe bank at both a credit union and a bank ... year loans4.52% APR I am sure every Credit Union rates are different ...
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- We refinanced at the beginning of the year and got a 30 year fixed for 5.125%.
- It will be a little lower, but you will still probably have a larger payment because of the reduced years. I bit-the-bullet shortly after buying our house and reduced...
- Most lending institutions now have their mortgage rates online, but they can change daily. You can often eliminate the points associated with refinancing by taking an ...
Opening a Business
... and from a tax standpoint, you'll want to get a tax ID and separate bank account. ... As for credit, I know there are loans for women owned businesses. ...
Answers
- I just started my own business and from a tax standpoint, you'll want to get a tax ID and separate bank account. If it's more of a hobby, you may be able to forego thi...
- What kind of business are you going to open? I started my own business in June 2007. I am a Mary Kay Independent Beauty Consultant. It cost me 50.00 + my first order. ...
- I know you can contact the SBA (they have "local" offices in most major cities), and they will help you get the loans and get started with your business. I personally ...
Am I Responsible for My Soon to Be X-husband Not Paying the Mortgage?
First off if you are a cosigner on the loan as is you are responsible for .... you could potentially be on the hook to owe the bank even more money if they ...
Answers
- Hopefully, there was paperwork done at the time of the divorce that takes your liability off you. You probably need to contact a real estate attorney to review your op...
- Yes, you are still responsible. The mortgage company doesn't care what kind of agreement you and your husband came to, they only care about the agreement "your mortga...
- If your name is on the mortgage or et all yes you are responsible. Regardless of whether he made payments at all you are responsible. Have you contacted your mortgag...
Seeking New Home Financing for Not So Good Credit
5th Try your Bank Many banks offer Mortages it is just not their mainstay ... 2008 all of the 100% financing programs for a conventional loans are null The ...
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- Hi M.! My husband's firm does mortgages and he has told me incredible stories about how some of his clients have been turned down by almost every other lender, includ...
- Hi there M., My name is L. Anderson and I am a Realtor in Indiana. I work very closely with a fellow by the name of Bill Zakutansky who works for a Brokerage named Co...
- Hi M.! I can't guarantee he can help, but if anyone can my brother can! His name is Mike Dedo and he is with RLCA. His direct number is 800.601.3589. He's a senior...
How Do You Organize Your Bills & Paperwork?
Oct 9, 2009 ... account credit account mortgage and loans all loaded in this ..... First off I use bill pay on line thru my bank As the bills start ...
Answers
- I have a large desk calendar that I use to log my bills and when they are due on. In the notes box I list all the bills due that month, and then I write how much or w...
- Forget hard-copies and pay as many bills as possible electronically with automatic funds transfers from your bank account. Most utility companies can be contacted dir...
- I keep a budget book and the bills are slipped inside. I enter each check and date for the month and subtract the bills to be paid from that check, stating the date t...
My Car Has Been Stolen and I've Turned to the Web for Help.
The bank received a GAP insurance payment on my car dropping the balance owed to .... a copy of a recent canceled check for your loan payment on the car, ...
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- FBI most likely. It would be worth a try. The tv station in your area. Is there an investegation team like Fox 8 in noth east ohio has that kind of thing. That may hel...
- wow that is so crazy and messed up i wish to God i could do somt hing to help ifi hear anything at all that could help you i will e-mail you instantly all i can say ...
- I also think you should try calling/emailing either WSBT or WNDU (WSBT seems to do more of these stories however). Other than that, I don't have much advice. I defin...
College Savings Plan
You register your credit cards and your bank card and every time you make a ... Also, an idea I had was having your children take out loans for college. ...
Answers
- C.- I work for a mutual fund company. There is a plan called a Coverdell Ira. I don't know all the exact details about the plan, but I am pretty sure the max amou...
- C., I am a nurse and I have also taught school. Our financial advisers suggested to us that we use the College Bound Fund program. You can make monthly deposits or ...
- As the others said.....529 plan. Also, go to upromise.com and become a member. You get rebates from retailers that are deposited into your 529s. (distributed between...
