bad credit score
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Home Equity Loans
credit score in 2 answers "... more say-so about granting loans rather than .... Bad credit may affect the percentage rate...in other words, you might not ...
Answers
- I agree with others about going to local bank. You want someone you can talk to face-to-face. I will warn you that the loan process is much more difficult these days...
- If I were you I would try this: http://www.fatwallet.com/forums/finance/ The people on this forum are VERY knowledgeable and always answer all my questions. They h...
- Hi A., Go to your local bank. Talk to the financial consultant. See what they have to offer. Good luck. All the Best. D.
How to Lease a House
I'd look more into what type of people the perspective tennets are rather than a 'credit score'. I'd look more into their criminal background check, ...
Answers
- Speak with the Realtor you had your house listed with. They will be able to assist you in the leasing or refer you to a partner that handles rental property. As a li...
- Hire a real estate agent or management company. It may cost you 1st and last months rent, but piece of mind is worth it. They find the renters, they do the background ...
- I would contact a local realtor (one who specializes your neighborhood) and ask them about reliable property managers... property managers usually charge about 10% of ...
Do Banks Check Credit Before Giving You an Account?
It does not ding the credit report and we do not see a score. ... not an actual credit check, but this one bank knew i had a bad record with another bank. i ...
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- some do but not usually a full credit report. They have some way of checking to see if you bounced a lot of checks in the past and would refuse to give you an account...
- Most banks check your check-writing history prior to opening an account for you, or adding you to an existing account.
- I didn't know that either because we don't sign anything giving them permission to do so. I wonder if they are talking about a different type of check in the bankin...
Mom Whose Thinking of Buying a home...HELP!!
The bill is under my DH's name so his credit score is low. .... with a high interest loan with a prepayment penalty because of my husband's bad credit. ...
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- I bought my first home with a first time home buyer assistance down payment loan from the city where I live. I first went through a home buyer education series, spent ...
- Hi L. and Shanna, I'm in a similar situation. I'm in the Charlotte, NC area. In everyone's experience, is a realtor like Shanna described your best bet in finding ...
- Hehe, I know your pain! It took us several years to buy the house we're in now. We talked to the bank, talked to brokers, and had our heades spinning by the time it ...
Life After Filing for Bankruptcy.
Every time you pay off a credit card, your credit score goes up a point or 2. ... My family is in a bad financial position right now, teetering on the edge ...
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- My husband and I filed bankruptcy 6 yrs ago. Since then we have rebuilt our credit. We have purchased a house, automobiles and we have a credit card. It does take time.
- Don't get any more credit cards. A lot of companies will want to give them to you and really high rates. They know you will be liable for them because you already di...
- I had to do the same thing after 9/11. It's a hard time, but you will get through it. All I can recommend is that you make sure that you pay your bills on time and s...
7 Year Old That Will Not Sleep in His Own Bed
I'd score her a home run on every point she just made. I can say from experience , ... world calendar · smoking videos · bad credit score · credit fix report ...
Answers
- Hi M., try putting a mat or sleeping bag next to your bed. When he comes in tell him he has to sleep there. Give this a couple of weeks, then wake him up and begin wal...
- Once again, punishment would certainly result in the opposite effect you want, and is uncalled for in this situation. This is not something he's doing to be "bad", he...
- Hi, Everything Nadja said! I'd score her a home run on every point she just made. I can say from experience, she's spot on about your son's motivations. You didn't...
Help! Hubby in Middle of Mid-life Crisis, I Am Sinking!!!
to the low credit score- he has bashed up the credit the last few months. ... Anyway, mid life crisis is just an old excuse for bad behavior. ...
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- Hi Vicky, Take what I say with a grain of salt because I have no experience with this, so it is just my opinion. I guess you have to ask yourself what you want...
- Hi V., It sounds like your going through so much right now. It's very hard when children are involved. Especially when you can't get custody of them. Your credit is...
- Wow! I'm so sorry that you have to go through this... Well, I don't have much advice to give but it doesn't sound like mid-life crisis but more like an irresponsible,...
Wanting to Buy a House, but How?
My credit situation and score was better than my husband's so we did the loan in my name only. My credit score at the time was around 655, ...
Answers
- There are lots of ways to help you bring down debt and still purchase a home (without getting ripped off) Try to stay in the same apartment for the next three years wh...
- Really think hard on why you want to own. It's a big responsibility and you might be suprised at the cost of maintenance that you don't pay when you rent. So many ...
- After reading all of the response I decided to let you know about another method that noone here has mentioned. I brought my house 10 yrs ago as a single parent makin...
Help - Which Credit Card Should I Get?
I have heard not to get Capital One, they make your credit score go down and ... This didn't use to be that bad even if it was 4.99 + prime but now that is ...
Answers
- A., I have no idea how old you are but after working for 4 years in a credit card collections department I think it is absolutely outstanding that you are asking th...
- I like Discover. You can get cash back rewards, they have a low APR (which is annual percentage rate, or what they charge you on your balance.) My best advice is to d...
- I would suggest you check with your bank first. Normally a bank will offer a credit card that you can pay directly from your bank account online. Also, the APR is norm...
Foreclosures
Yes their credit history/credit score is affected. 1 mom found this helpful .... Or, the currently proposed compromise of 2 years of bad credit, etc. ...
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- Walking away means that you allow the lender to foreclose on your home and YES it does have consequences! It's not easy, it's stressful and To have your home foreclos...
- When a homeowner "walks away" from their home....it simply means that they are moving out of their home and letting the bank have it. Unfortunately, we find ourselves ...
- B. ~ "Walking away" means that you just stop paying on your mortgage and let the home go into foreclosure. Yes, it affects their credit history for anywhere from 2 to...
