bad credit lenders
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How Can We Get Out of This Circle?
A lot of lenders will do this without any costs involved. ...... Finally found out my bad credit kept me from getting a job to pay the bills! ...
Answers
- First, I agree with some of the previous posts--cut up those credit cards (and go a step farther--call and cancel them with the company)!!! Credit debt is not necessa...
- Oh S.. I know what you are feeling all too well. Have you seriously thought about claiming bankruptcy? It sucks and doesn't look good on the credit report either bu...
- It's been said a ton already, but I gotta say it again-DAVE RAMSEY. His total money makeover book and his talk show is a good start. I won't add anymore about his pl...
Looking to Switch Car Insurance Company
You never really know if you have a good agent until something bad happens! .... get appropriate paperwork to lenders, questions about coverage, etc.). ...
Answers
- All I can tell you is that I have had Allstate for a long time and have been very happy with them. They have always been very helpful when we have made a claim and the...
- Hi Z., I am an insurance agent.(just to let you know up front, but I am sending this as a friend not a solicitor.) I am sorry to hear your agent hands you off ...
- I know that Allstate is really expensive to have. You might want to try an independent type agent that can check with a lot of companies. My agent is great. He call...
How Do I Fix My Bad Credit?
Asked by A.W. from Dallas
on April 20, 2008
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I am a single mother of 3 kids and I want to buy a house for us. But I have bad credit. Iv never bought a house before so things like that are not on my credit. My ki...
Answers
- Without knowing the particulars of your credit, whats on it and how long it's been there that is a hard question to answer. I would reccommend contacting consumer c...
- Hello, A., I am a Realtor and I do not recommend that you call consumer credit counseling. That will show up on your credit as a red flag to mortgage lenders. I have ...
- Sounds like you need advice from Dave Ramsey! Try www.daveramsey.com. You can listen to his radio show weekdays from 1-4pm on 570am KLIF.
Trying to Clean up My Credit
Asked by J.R. from San Diego
on September 29, 2008
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I have a collections/credit card on my credit report from a few years which I need to take care of. I have been working on my credit for the past few months and this i...
Answers
- Did you contact Equifax etc to see why your score was lowered. That makes no sense! Good luck
- Been there done that and it sucked. Here's the thing, bad credit is better than no credit to a lender. I would go ahead and pay it off but keep something around. Yo...
- It's good to have a couple open revolving cards on your credit. The balance on the card should stay to less than 25% of the credit line. If you pay the credit card o...
Seeking Bad Credit Single Mother Loans to Purchase Home???
Asked by J.S. from Phoenix
on January 29, 2007
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My lanlord just told me he is selling the house that my 2 children and I are living in! I have POOR credit so I am very worried about where to look for a loan. Does a...
Answers
- Hi J.- It looks like you have had several responses, so i am hoping someone has been able to help you. But if for some reason thats not the case or you haven't found...
- My hubby is a Realtor and works with a lender that specializes in helping people with poor credit get financing. If you want to give my husband a call, his name is Br...
- Hi J., I am a mortgage broker for First Finance and I'd be happy to work with you to try and get you financing. We do alot for people with difficult circumstances ...
What Is the Best Way to Repair Your Credit After Filing Bankruptcy?
Asked by S.M. from Chico
on January 17, 2007
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I filed for bankruptcy 6 years ago...and have yet to even TRY to think about doing anything on credit since. However, my husband and I want to buy a house, therefore,...
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- I bought my first home after filing Bankruptcy after only 3 years. I had a very goood loan person. His name is Merrick and here is his contact info. 1301 SE Tech Cen...
- Hi S., My name is C. and I am a Real Estate Agent. I Know quite a bit about Credit and you CAN recover from a bankruptcy. I do credit Repair, it works really well. Wha...
- Just FYI, when still in bancruptcy, any type of credit is under the bancruptcy meaning it does not count either way. So, it is obsolete. If the bancruptcy is done, t...
He Has as Good as Credit as You Can Get... I Have the Worst - What Happens When
Asked by M.R. from Dallas
on January 29, 2008
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Hi mommas :)
He has as good as credit as you can get... I have the worst - what happens when we get married? A lot of mine is from the ex, joint everything. I hat...
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- In our house it is the same story... only reversed. Somehow I ended up with the perfect credit while hubby struggles from his past being laid off and divorced, etc. ...
- keep in mind if he puts a home in his name only, if something hapens to the relationship-you could end up on the street with nothing. I recommend cleaning up your cre...
- I don't think your credit will affect you buying a house...I believe that if he has good credit your bad credit is not enough to be denied a loan. I may be wrong, but...
Looking for Advice on Credit, Mortgages, Real Estate
Asked by B.K. from Detroit
on July 17, 2009
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Hi Mamas!!
We've decided it's time to buy a house. We are for sure going to stay in MI so we are ready to commit to purchasing a house. We do have a few issues th...
Answers
- My husband is a branch manager at Top Flite Financial in East Lansing. He can help you fix up your credit and see you into your home in the near future. Give him a cal...
- The good news is that it is never too late to start rebuilding your credit--but it can take time. Pull both of your credit reports (maybe go to your bank and have the...
- When we were looking at buying a house our bank told us that even though we had a couple of open credit cards it wasn't enough revolving credit. So I would ask your le...
Buying a Home...Killeen/Harker Heights Area
Asked by A.D. from Killeen
on January 22, 2009
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The hubby and I are looking into buying a home, but our credit is way less than perfect. Is there somewhere we can try and apply for a loan that is willing to help fir...
Answers
- Try calling David Baker with Cedarstone Mortgage at ###-###-#### located in the woodlands. If for some reason your credit is not good enough, he'll recommend you with ...
- Realtors usually have someone that they work with that works well with people in trying to buy a home. And, the expense isn't out of your pocket since you're buying t...
- A., Is there some way you can clean up your bills and get your credit score up? Pay off all the credit card debt and just put small amounts on them that you can mana...
Paying off Debt
Asked by J.E. from Boise
on January 14, 2009
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I am considering using a family financial planning company to help me get my credit card debt under control. I understand that they deal with the credit card companie...
Answers
- Hi J., I would imagine you are overwelmed with the responses to your inquiry. I too am a financial coach and would recommend any sort of program without using any co...
- If you had any questions about credit repair, I would recommend my in-laws in Georgia. They work with people from all over the country, so it doesn't matter if you ar...
- J. I am a financial consultant. Be careful with some of these companies. Most of them have hidden fees. Sometimes you will be paying more than you already are. Also if...
