auto refinancing
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Switching from Bank of America
Asked by B.R. from Naples
on May 26, 2011
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My husband has had it with Bank of America and the fees. We have a mortgage, equity line, savings, money market, two checking accounts, three business checking accoun...
Answers
- I have bank of america and If i have pending charges that will make me negative and i deposit a check thru atm, my check goes thru first and i am back in the black, c...
- I would look into local Credit Unions. We use a local one here in So California and have never had issues with them. It's "member owned" not "corporate owned" so they'...
- I am a huge fan of Fifth Third Bank. I only have checking accounts, but they are reliable and helpful. Their online system is completely up to the minute. For examp...
My Car Has Been Stolen and I've Turned to the Web for Help.
Asked by H.H. from Elkhart
on October 10, 2009
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My name is H. Hardesty and I am looking for someone to give a voice to a serious issue that I have found myself in the middle of. I am now the proud owner of a stolen...
Answers
- FBI most likely. It would be worth a try. The tv station in your area. Is there an investegation team like Fox 8 in noth east ohio has that kind of thing. That may hel...
- wow that is so crazy and messed up i wish to God i could do somt hing to help ifi hear anything at all that could help you i will e-mail you instantly all i can say ...
- I also think you should try calling/emailing either WSBT or WNDU (WSBT seems to do more of these stories however). Other than that, I don't have much advice. I defin...
Do You Sale Health Insurance? I Have Questions About Individual/family Policies
Asked by B.H. from Dallas
on October 28, 2008
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I am looking at trying to become a SAHM. That means going from my group health plan to an individual or family health plan. My husband has quite a few health issues ...
Answers
- Check with your auto or home insurance company to see if they offer health insurance and the various cost and qualifications. Often times if you get one or more types...
- I just got a divorce and a job that does not cover health insurance. I found a great plan. I pay about $450, for myself and three children. My co pays are $35 and I ha...
- Call me at ###-###-####. I will set up a teleconference for you to discuss your options with my boss. He is a wonderful man who will consult with you, not just try t...
Should I Refinance?
Asked by T.B. from San Francisco
on February 5, 2009
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I purchased my home 6 yrs ago at a fixed rate of 6.375% for 30 yrs. My financial advisor is advising that I refinance at a new fixed rate of 5% for 30 yrs and include...
Answers
- you should get the advice of a finance expert that is not positioned to gain a commission if you choose this option. it is hard to get an unbiased opinion from someo...
- Hi T., If you can afford the payments as you have them now, then don't refinance. Not only will you owe more than you do now on the principle but over time you will...
- I've been a Realtor for 40 years, and have seen all the scenarios you can name. One of the crucial things you need to think about before refinancing is "how long do y...
To SAHM: What Does Your Husband Do?
Asked by J.H. from Dallas
on April 14, 2008
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Hello Everyone!
I was wanting to know from those of you who are blessed to be able to stay home with your little ones..."what does your husband do for a living?" My...
Answers
- My husband is in the navy. I know it's not for a lot of people, but it's been great for us. He doesn't make a fortune, but he makes more than enough for us to be comf...
- J., Mine owns a restaurant and although the money is good, he is hardly ever home! I basically take care of the kids all by myself and it's REALLY hard. I definitel...
- My husband has been in sales for about 20 yrs. His undergraduate degree is in finance and accounting. He went back for an MBA and completed that before we moved to T...
Jobless Family
Asked by A.K. from Albuquerque
on March 8, 2009
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My hubby was laid off about 6 weeks ago and hasn't had much luck in finding another job. I'm SAHM and part time potter, which I'm finding much more time for with DH h...
Answers
- Check out to see if you qualify for either of these programs: http://www.financialstability.gov/makinghomeaffordable/refinance_eligibility.html http://www.financ...
- My uncle has been in real estate here in the valley for much of his adult life (he was retired up until the crash!) When my husband and I needed to get out of our ARM...
- Yesterday (Sunday, March 8) there was a good article on refinancing using the stimulus guidelines in the Arizona Republic. It outlined the qualifications for applying...
Financial Issues
Asked by B.A. from Philadelphia
on February 4, 2008
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I don't know where to begin. This may be more to vent then to receive advice, but I've been very depressed lately I need to get it out. I am hoping that someone who ...
Answers
- Wow! I could have written this myself. We are in a bit of the same situation. My advice and what we are trying to do it number one NO MORE CREDIT CARDS! then we ar...
- B. I definately feel you on this topic. I recently relocated to the Allentown area from NY. Coming w/not much money and not able to get a mortgage yet to to working on...
- Hi there, I hope I'm not too late in responding, but I really want to encourage you to stop thinking you're a failure and that you're failing your kids. Do you realiz...
What Do You Do About Your Mortgage??
Asked by M.M. from Dallas
on January 1, 2009
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Ladies,
My husband and I had a deep conversation this morning about our home mortgage, and we'd like to know what the norm is. Do most people get a 30 year loan for ...
Answers
- What my friend used to do was get a breakdown from the bank of what amount of the loan went twards intrest/principial every month. Then she would pay the regular payme...
- Good Morning Reba S I work for a title company and most of the closings that have loans are 30 year mortgages. I always suggest in closing that you make extra princ...
- Hi Reba, I have a 30 year note which made my monthly payments affordable. Most people I know have 30 year mortgages. In addition to the monthly note, I add a separa...
What Do You Do to save Money?
Asked by L.D. from Modesto
on October 12, 2011
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With salary cuts, skyrocketing health insurance costs and inflation, our one salary household is getting squeezed pretty hard. Looking for ideas to save more money. We...
Answers
- I guess I'm just of a different mind set. I just grew weary of cutting, cutting cutting and couldn't cut any more. So my response to prices getting higher is to figure...
- If you really want to save a good amount of money, you have to evaluate what you can live without. You can get rid of cable completely. You can order Netflix for $8.00...
- clothing swaps, do own sewing repairs + alterations, cut kids paid activities. I know some might flip out on me about cutting the kids activities. However, when mo...
Dog Needs Expensive Surgery.
Asked by A.K. from Minneapolis
on November 7, 2011
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Our Golden Retriever is 6 years old. He is REALLY tall and pretty much a moose. A couple months ago he started limping and now he won't even walk on his back leg. He g...
Answers
- We had a moose, too. She just died unexpectedly on Oct. 19th and I miss her with all my heart. She went through the same thing years back. I won't sugar coat it. On...
- I feel for you. We had a Cocker Spaniel at age 3 with a surgery that costs us around $3000. Frankie came through it and lived to be 15 and a very special part of ou...
- Sounds like a cruciate surgery. Care credit is an option for helping to pay. If you live near a vet school maybe they can use surgery as a teaching experience and th...
