american home mortgage
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What Do You Do About Your Mortgage??
Asked by M.M. from Dallas
on January 1, 2009
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Ladies,
My husband and I had a deep conversation this morning about our home mortgage, and we'd like to know what the norm is. Do most people get a 30 year loan for ...
Answers
- What my friend used to do was get a breakdown from the bank of what amount of the loan went twards intrest/principial every month. Then she would pay the regular payme...
- Good Morning Reba S I work for a title company and most of the closings that have loans are 30 year mortgages. I always suggest in closing that you make extra princ...
- Hi Reba, I have a 30 year note which made my monthly payments affordable. Most people I know have 30 year mortgages. In addition to the monthly note, I add a separa...
Debt Mnagement and Getting a Mortgage
Asked by N.K. from Detroit
on April 4, 2007
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If I were to do debt management will it effect me in anyway getting a mortgage in the next 2-4 years???HELP
Answers
- I'm going to say that it depends, when I was in college I made a few mistakes, I had to go through a debt consolidation Co. and in no way shape or form did it affect m...
- I know people that have filed bankruptcy and got a mortgage with in the same year. So, I don't see how trying to pay off your debt would hurt. You may end up with a h...
- Hi N. May I suggest a finance and debt coach? His name is Dave Ramsey. You can listen to him FREE on 2 local radio stations. am 1260 or am1090 Both stations ar...
Looking for Mortgage Brokers
Asked by J.P. from Chicago
on April 12, 2006
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If anyone has a referral for a mortgage broker and can give me information on that it would be the best. We are in the process of buying a house for ourselves and als...
Answers
- Hi J., Goddluck in the process of Mortgage. I highly recommend Mr Rasched, ###-###-#### of Oasis, he has special deals of Cash back and discounted rates going on ri...
- We are refinancing right now and using the same broker we used to buy this home. He is awesome and totally trustworthy. His name is Bob Hudetz. He is a broker with ...
- Advantage American Mortgage in Bolingbrook. The owners name is Torrence Riley. He has done every mortgage or refi we've had for the past 5 yrs. He's very easy to talk ...
Mortgage from On-line Lenders
Asked by L.B. from Phoenix
on April 11, 2009
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I'd like to refinance our mortgage and have been looking at rates from on-line lenders like Amerisave and Nationwide Mortgage, the rates look good but I've never appli...
Answers
- I have refinanced my loan two times at my old house with Nancy. She was great both times. Once was when the rates dropped almost a whole percent and we just wanted t...
- Hi L., As you know right now may not be too good a time to refi, as houses are not worth what they were 3 years ago. But if your house is worth what you owe, I would l...
- I haven't worked with any online mortgage brokers, but I have a GREAT in-person broker! His name is Brady Holland with Inventive Home Lending ###-###-####). He has tak...
How Much Do You Pay per Month on Your Mortgage?
Asked by S.M. from Dallas
on March 1, 2008
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We are saving up to buy a house and are very close to our goal. I am just trying to get a ballpark figure of how much we would be paying per month on a $150,000.00 mor...
Answers
- You got lots of responses! Wow! I have a little bit of insight on this. My MIL and husband have both worked in the mortgage industry and I worked in the homeowners ins...
- S., You've gotten great tips already. I own a rental home that cost me close to the price you mentioned. With the mortgage, property taxes, and homeowners insuran...
- S., That is great that you are saving for a home. You might check with a reputable Mortgage Lender to see what programs are available for you. I can give you a few to...
How Can We Add Jobs to the American Economy?
Asked by A.S. from Boca Raton
on September 2, 2011
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According to an employment report this morning, there were no new net jobs added to our economy - unemployment remained at 9.1%. Apparently, this was the weakest jobs...
Answers
- Wow, you are going to get either a lot of folks who are very political, or nothing b/c nobody wants to go there today, lol. The first thing I would say, is we need ...
- One good way to start would be to lower the corporate tax rate.
- Corporations add jobs. Companies add jobs. Those jobs are not drags on the budget like government jobs are. If you want to improve the number of jobs and not increa...
House Is Not a Home?
Asked by J.I. from Fort Myers
on April 25, 2011
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I am curious of my decision??? Has anyone rolled out of their home that they currenty owe WAY MORE then the house is worth and went to a rental property? I have lived ...
Answers
- I am someone who is leaving my house & renting. But, my circumstances are much different than yours. There are pros & cons to owning & renting. They can be debated...
- We short-saled our condo and now rent in the same complex. Best thing we ever did. Our rent is half of what we used to pay for mortgage and condo fees. We love our ...
- Renting is fine. If that what you want to do. The "American" dream of owning your own home has definitely been tarnished by the recent downturn of the real estate mark...
Experience with Home Warranty Company?
Asked by K.H. from Phoenix
on August 31, 2009
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We are looking for a Home Warranty Company. Has anyone had experience with a company that provides great customer service. As I am doing research, I have noticed that...
Answers
- When we purchased our home last year we got a home warranty with American Home Guardian. Right before our one year with them, we were having AC issues. The tech they s...
- We currently have Old Republic and I second the comments about them being difficult to deal with. We have been in our house for just over four years and have had issue...
- We have our home warranty through Fidelity national Home Warranty 1-800-862-6837. I have not had any bad experiences with them. The customer service line is open 24 ...
Finances/finding a Home or Place to Live
Asked by R.L. from Dallas
on October 6, 2010
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I am a single mom with an 18 month old daughter and I would love to find a little place for us to call home! I have a steady job, making $28800.00 annually. Unfortun...
Answers
- I'm sorry for your financial struggles.... I'm sure you are very anxious to get out and on your own again. However, I think maybe the better thing to do is to stay wit...
- i had a similar situation. i lived with my for a year in her living room and then moved out slowly into a studio with my 1 year old, then the next year it was a two ...
- No idea where to go, but just to know you may have a hard time finding a bank that will loan you money on a house. They are skeptical now a days anyways (most are aski...
Affording to Stay at Home
Asked by B.B. from Jacksonville
on August 6, 2007
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We are financially struggling with two children under the age of 27 mths. I am currently working because my husband doesn't support me staying at home. Close to 60% of...
Answers
- Hi B.! I can make a couple of suggestions that really work for me. First, if you have ANY credit card debt at all, get rid of it as quickly as possible. If you ca...
- In reference to the coupon using advice. A lot of coupons are for the more expensive brands, and you'd be better off just buying the generic sometimes. Some things are...
- I agree with a lot of what has been said so far. I would just like to add an additional godly perspective for you. When I gave birth to my son, I didn't have a choi...
