Amanda Ramsey
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For All You Dave Ramsey Followers:
Asked by J.G. from Minneapolis
on September 7, 2011
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I need to hear from people that have done his program. We don't have much debt. Our credit cards are paid off, cars paid off, we rent, but we have so much student lo...
Answers
- Wow....Some of the other answers have really surprised me. Is your rate variable? I would assume so, or else inflation wouldn't matter. So, your rate changes base...
- our student loans are consolidated, and we pay $300/month. We are about to embark on our own Dave Ramsey adventure and knock it out because that's a HUGE amount of mo...
- You can do it! We had $50,000 in student loan debt, besides all our other debt. We went without all those things you mentioned and got it done in about two years. I...
When Dad Doesn't Go on the Family Vacation
Asked by C.B. from Kansas City
on June 9, 2011
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hi moms, i don't know if anyone can help with this, but any advice would be so helpful. my husband has discovered dave ramsey, and somewhere in there, a work ethic i n...
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- Can you afford tickets for him to fly over for a couple days over the weekend and then fly home so he doesnt miss much work? Maybe he would do that and not feel so bad.
- It sounds like a version of "buyer's remorse". What looked good at the time, now doesn't look so good now. He is probably feeling a little left out and regretting his ...
- Well, I understand and respect the decision he made BUT he's just going to have to trust you & mom to make the trip. Just be sure to pay ca$h for all of the gifts a...
Tips to Pay of Credit Cards
Asked by B.F. from Lubbock
on January 16, 2008
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What is the quickest and easiest way to pay off credit cards. Has anyone used a consumer credt counseling service or debt consolidation? Is there anyway to decrease ...
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- I second Total Money Makeover with Dave Ramsey. Get his book and read it cover to cover - you'll be able to read in rather quickly. Also, he's going to be in Dallas ...
- You can use CCS, and they are good. You can negotiate on your own... but beware, this will show up on your credit report!
- Hi B., My husband and I went through Financial Peace University also and it was SO amazing. It actually inspired a passion in my husband to help others. We made som...
Baby Girl Name
Asked by B.W. from Pittsburgh
on September 17, 2011
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I know this question has been asked lots, but i'm going to take a turn. :) I am pregnant, don't know if i'm having a boy or a girl. My husband and I have mostly agreed...
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- I have always loved Niamh (pronounced nev). It's an Irish name, meaning bright or radiant. In Irish mythology, Niamh was a goddess, the daughter of the god of the se...
- April Morgan Grace Morgan Matilda Morgan Summer Morgan Janine Morgan Juliette Morgan
- Julia Morgan Ava Morgan Halle Morgan Isabel Morgan Ashley Morgan
Seeking a Simple Way to Budget Money
Asked by C.C. from Raleigh
on May 8, 2009
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Hi all,
I'm trying to budget our money to see where all our money goes and to keep better track of written checks for bills and expenses. My friend told me to try Q...
Answers
- You should look into Mint.com - it is a very easy to use site that will organize all of your expenses as well as your assets.
- Good for you for getting ahold of things! :) You can find lots of money by realizing where it has been going. If you like, reply to me and I'll send you an attachmen...
- We use Quicken and it has been wonderful for us. I am horrible about keeping track of my spending, but Quicken makes it easy. We used to do an excel spreadsheet, but i...
How to Incorporate Praying for Others into Kids Prayer Life.
Asked by J.K. from Mansfield
on January 10, 2010
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We are challanged by our pastor at the beginning of each year to Pray boldly. Prayer is a big part of our family life but I have realized lately that we are selfish pr...
Answers
- I've been the one to leave myself and my wants OUT of my prayers and always pray for others. I had to have a counselor tell me it wasn't selfish to pray for myself. ...
- In the words of Stuart Briscoe, "we pray for people because we care about people". Finding different ways to teach your children how to empathize with others is a good...
- A good way to bring in others is to watch the news and ask the children what they feel about the war and total strangers dying in crimes. Ask them if they think god wo...
What Was the Last "GREAT" Book You Read???
Asked by C.C. from Chicago
on June 21, 2011
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Am trying to get ready for summer reading - can be fiction or nonfiction - pretty much will read anything - although much to my husbands dismay am into true crime book...
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- I just read the three "Girl With the Dragon Tattoo" books. All were excellent - I like the last one the best, but you can't read them out of order. For non-fiction,...
- I really love the Sookie Stackhouse series by Charlaine Harris - it's the series 'True Blood' is based on. It's got about 9 (?) novels and they're a fun, fast read; m...
- When Did I Get Like This?: The Screamer, the Worrier, the Dinosaur-Chicken-Nugget-Buyer, and Other Mothers I Swore I'd Never Be by Amy Wilson It is a hilarious acco...
Best Ways to Generate Extra Income (No sales/MLM!)
Asked by J.H. from Minneapolis
on January 31, 2012
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Thanks to emergencies, medical situations, and husband's layoffs/contract work, we find ourselves in the (hopefully temporary) situation of needing to "find extra $" t...
Answers
- Do you have any skills you could sell - could you teach an instrument ( piano, clarinet, guitar lessons), tutor kids in school work, are you crafty, knowing how to c...
- Do you have an undergraduate degree? I have a girlfriend who makes extra money grading test papers for standardized tests - think SAT, ACT, that sort of thing. She an...
- I work as a classroom instructor and private tutor for a national test prep company. Starting pay is $25 and hour and goes up quickly to $35-$40 an hour if you're good...
Need Help Navigating Medicaid
Asked by J.W. from Dallas
on January 12, 2007
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My daughter is 13 months and has Down syndrome. My husband is about to change jobs and therefore, our insurance will change. I'm concerned that we will be turned down ...
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- You can call 211 on your phone and it is a Texas helpline. You can talk to someone (not a recording) about what you need and they can help you out.
- I have a good friend of mine that is in the insurance business. He may not be able to help but I am sure he will be able to send you in the right direction. His name i...
- Hey, J., I think Sherry is right. I changed jobs when I was 8 months pregnant and because of continual coverage, I had no problem getting the new company to cover ...
The Trouble with My Husband's career...or Lack Thereof
Asked by J.P. from Los Angeles
on June 15, 2011
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I deleted this because hurtful remarks are NOT helpful. I think Mamapedia is supposed to be a site where women SUPPORTand HELP and ENCOURAGE each other. If you don'...
Answers
- I agree with Momof4. Owning a home is way overrated. We spend so much in property taxes each month that it is almost enough to pay rent for an apartment. And then t...
- I realize you are a SAHM and cant do this but I just want to yell for you to go out there and just find out how difficult it is to supplement your income. How many ho...
- Moving South won't change things with the exception of your husband's $18/hr job will go down to $15/hr. Having four children is expensive for two income families. A...
