account high interest savings
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Financial Advise
Close the other account (don't just cut it up - you must close the account). High-interest credit card balances can eat you up quickly, but they are not the ...
Answers
- pay in this order: 1. credit cards (whatever you do --make THESE) 2. mortgages 3. pay partial payments on everything else, and contact businesses to let them know...
- Yes, I live and breath by Dave Ramsey financial advice. Please go out and take a look at that site. Also, I am not sure who told you that missing a second mortgage p...
- I would try to pay your mortgage. Take a hard look at your bills and cancel or reduce what you can. I.e. you do not need cable. Cancel it. Try to conserve energy, ...
Mom Whose Thinking of Buying a home...HELP!!
I'm not even sure how much of my limited savings should go into a down payment, ... We used a mortgage broker and got BURNED with a high interest loan with a .... Our records show that we already have a Mamapedia or Mamasource account ...
Answers
- I bought my first home with a first time home buyer assistance down payment loan from the city where I live. I first went through a home buyer education series, spent ...
- Hi L. and Shanna, I'm in a similar situation. I'm in the Charlotte, NC area. In everyone's experience, is a realtor like Shanna described your best bet in finding ...
- Hehe, I know your pain! It took us several years to buy the house we're in now. We talked to the bank, talked to brokers, and had our heades spinning by the time it ...
Debt Help!!
Coupons.com is an awesome website that gives valuable savings on things you .... The interest is WAY TOO HIGH! If you do have credit cards and are having ...
Answers
- It sounds like you are getting a lot of good advice here. One thought that I wanted to add, though, is when it comes to using a credit counselor. It is a great program...
- I suggest the book "Total Money Makeover" by Dave Ramsey. My husband and I are in the same boat as you. We are now about half way through the book and for the first ...
- We are going through an awesome program at our church called Financial Peace University. My parents have already done it and they were able to save $1000 and pay off ...
Help!!!!!
I paid them off & STILL canceled my account!) Then you tackle the one with the highest interest rate FIRST while making minimum payments on the others. ...
Answers
- I don't know about that. But I have heard that the best way to get your bills down is to concentrate on the smallest one first. Any time you can(even if it's hard) pay...
- Don't do it, CCC is owned by the credit card companies!! Any good financial advisor will tell you not to use them!! Find another way to get your finances in order, fin...
- I wouldn't use an outside service until after you've done everything you can yourself. They don't really do anything you can't do yourself. There are alot of good boo...
Starwood Vacation Club
We paid it off quickly to avoid a high interest rate. ... financially, these are never good plans. put your money into savings for future .... Our records show that we already have a Mamapedia or Mamasource account created for you under ...
Answers
- financially, these are never good plans. put your money into savings for future vacations. once your in, its hard to get out!
- Sorry, I have to disagree with the other replies. We have a timeshare through Westgate and LOVE it!! We have gotten to take some awesome vacations that we wouldn't h...
- These deals sound great, but every financial adviser will tell you to steer clear. I would start by researching what the BBB (Better Business Bureau) has to say about...
How to Cut Corners on Monthly Expenses
I know that they grow so fast, so saving on clothes for twins should be a ..... payment at at half the interest rate. my company also offers an account ..... They do it for free and they'll run tests to see what is making it so high. ...
Answers
- Where do you live? Do you have a WinnDixie around you they have certain bargains on meat buy one and get one free! What is your profession?
- There's a ton of great advice here. I'd like to reiterate the comment about breastfeeding. It will SAVE SO MUCH MONEY. If you are having problems, call the hospital...
- I know you said you already use coupons, but have you checked out thegrocerygame.com? Its a great site and if you want to subscribe, they take your normal sunday coup...
Sister Wants to Borrow Money from Mom's Nest Egg
assistance without going into your mom's savings? If so, perhaps you can offer .... What are you going to do if she can't pay it back with a high interest ...
Answers
- I'm glad your talk with your sister went well. You can't fix money problems with money. Hard as it is, your sister needs to pick herself up.
- I have the same opinion(s) that the other responders have given you. I will only add one thing, from the flip side of the coin: IF you decide to loan the money, yo...
- Are you in a position to offer some (any?) assistance without going into your mom's savings? If so, perhaps you can offer that instead. Although I agree with what anot...
Foreclosure
Our interest rate is too high. With this economy we'd have to lose probably ..... Our records show that we already have a Mamapedia or Mamasource account ...
Answers
- Is the house in both your names? Do you pay PMI?
- Another option is a short sale. Look into that...It isn't as bad on credit and mortgage companies would prefer this route rather than a foreclosure. It is a little h...
- Talk to a realtor about a short sale. I'm going through it right now. I'm going through a divorce and neither one of us can afford to keep the house. We owe $114000...
Should Parents Help Kids Decide How to Spend Their Money?
Then we they get into high school, we will be taking out more money so the ... account and show her how to save by giving her some type of interest on that money. ... I would open a savings account for her, any money she recieves goes ...
Answers
- I agree that as a parent, step or not, we have the job to make sure a child is guided to the best of our abilities. My kids never got to hold thier money in thier wal...
- If it was just $5, that would be fine, but $100 is alot of money, especially for a young child! I would open a savings account for her, any money she recieves goes di...
- my parents always made us bank half of any money gifts as a child. i hated it at the time on occasion, but now i see what they were up to -- teaching me about managing...
Budget Website
Oct 8, 2009 ... card debt pay the highest interest cards off first The other thing my ... set you up with savings and a budget you can actual deal with ...
Answers
- I just had to add another vote for www.daveramsey.com - his philosophy is great and manageable. Taking a Financial Peace University class if you can find one would be ...
- Hi C., I don't have any great budgeting websites to share but I am going to check out the Dave Ramsey site myself. I wanted to add to Danielle's post about meal planni...
- In addition to Dave Ramsey's site, www.mint.com is a FREE money management system. I'd also recommend this book: http://www.amazon.com/gp/offer-listing/0761147489/ref...
